{"id":675,"date":"2020-09-07T19:48:10","date_gmt":"2020-09-07T10:48:10","guid":{"rendered":"https:\/\/kfmp.org\/?p=675"},"modified":"2024-04-21T08:16:25","modified_gmt":"2024-04-20T23:16:25","slug":"%ea%b5%ad%eb%af%bc%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98%ea%b3%bc-%ec%9d%98%ec%82%ac-%ec%a6%9d%ec%9b%90","status":"publish","type":"post","link":"https:\/\/kfmp.org\/home\/archives\/675","title":{"rendered":"\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacfc \uc758\uc0ac \uc99d\uc6d0"},"content":{"rendered":"\n<p>\uc5ec\ub7ec\ubd84\uc758 \uc0ac\uc7a5\ub2d8\uc774 \uac11\uc790\uae30 \uc9c1\uc6d0\uc218\ub97c \ub298\ub9ac\uaca0\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc6d0\ub798 2\uba85\uc774 \uadfc\ubb34\ud558\ub358 \uc791\uc740 \uac1c\uc778 \uc0ac\uc5c5\uccb4\uc778\ub370\uc694 4\uba85\uc73c\ub85c \uc9c1\uc6d0\uc744 \ub298\ub9ac\uaca0\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub4e4\uc774 \uc9c1\uc6d0\uc758 \uc785\uc7a5\uc774\ub77c\uba74 \ud3c9\uc18c \uc77c\ud558\ub294 \ub370 \uc77c \uc190\uc774 \ubaa8\uc790\ub77c \ud798\uc774 \ub4e4\uc5c8\ub294\ub370 \uc9c1\uc6d0\uc218\ub97c \ub298\ub9ac\uaca0\ub2e4\ub2c8 \ucc2c\uc131\ud558\uaca0\uc9c0\uc694. \uadf8\ub7f0\ub370 \ubb38\uc81c\ub294 \uc0ac\uc7a5\ub2d8\uc774 \uc9c1\uc6d0\uc774 \ub298\uc5b4 \ub09c \ub9cc\ud07c \uc5ec\ub7ec\ubd84\ub4e4\uc758 \uc6d4\uae09\uc744 \uc0ad\uac10\ud558\uaca0\ub2e4\ub124\uc694. \uadf8\ub807\ub2e4\uba74 \uc5b4\ub824\ubd84\uc740 \uc2e0\uaddc\uc9c1\uc6d0\ucc44\uc6a9\uc744 \ucc2c\uc131\ud558\uaca0\uc2b5\ub2c8\uae4c? \uc544\ub2c8\uba74 \uc77c\uc774 \ud798\ub4e4\ub354\ub77c\ub3c4 \ucc44\uc6a9\uc744 \ubc18\ub300\ud558\uaca0\uc2b5\ub2c8\uae4c?<\/p>\n\n\n\n<p>\ub9cc\uc77c \uc0ac\uc7a5\ub2d8\uc774 \uc5ec\ub824\ubd84\uc758 \uc6d4\uae09\uc744 \uc0ad\uac10\ud558\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \uc9c1\uc6d0 \uc218\ub97c \ub298\ub9ac\uaca0\ub2e4\uba74 \uc77c\uc190\uc774 \ub298\uc5b4\ub098\ub2c8 \uc5ec\uc720\ub7ec\uc6b4 \uc77c\ucc98\ub9ac\uac00 \uac00\ub2a5\ud574 \uc9c0\ubbc0\ub85c \uc9c1\uc6d0 \uc218\ub97c \ub298\ub9ac\ub294\ub370 \ubc18\ub300\ud560 \uc774\uc720\uac00 \uc5c6\uc744 \uac83\uc785\ub2c8\ub2e4. \ub2e4\ub9cc \uc0ac\uc7a5\ub2d8\uc758 \uc778\uac74\ube44 \ubd80\ub2f4\uc774 \ub298\uc5b4\ub098\uac8c \ub418\ubbc0\ub85c \uc5ec\ub7ec\ubd84\ub4e4\uc740 \uadfc\ub85c\uc5ec\uac74\uc744 \uac1c\uc120\ud574 \uc8fc\ub294 \uc0ac\uc7a5\ub2d8\uaed8 \uac10\uc0ac\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc694\uc998\ucc98\ub7fc \ucf54\ub85c\ub098 \uac10\uc5fc\uc218\uac00 \ub298\uc5b4\ub098\uace0 \uc788\ub294 \uc5c4\uc911\ud55c \uc2dc\uae30\uc5d0 \uc815\ubd80\uac00 \uc758\uc0ac\uc218\ub97c \ub298\ub9ac\uaca0\ub2e4\ub294 \uc815\ucc45\uc744 \ubc1c\ud45c\ud55c \uac83\uc740 \uc704 \ub0b4\uc6a9\uacfc \ube44\uc2b7\ud55c \uc0c1\ud669\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc5ec\uae30\uc5d0 \uc758\uc0ac\uc758 \uc785\uc7a5\uc744 \ub354 \ucd94\uac00\ud558\uc790\uba74,  \uc9c1\uc6d0\uc758 \uc6d4\uae09\uc740 \uc8fc\uc778\uacfc\uc758 \ud611\uc0c1\uc73c\ub85c \uacb0\uc815\ub418\ub294 \uac83\uc774 \uc544\ub2c8\uace0 \uc77c\ubc29\uc801\uc73c\ub85c \uc0ac\uc7a5\ub2d8\uc774 \uacb0\uc84d\ud558\ub294 \uad6c\uc870\uc774\uba70, \uc9c1\uc6d0\uc774 \uc2dc\uc124\uacfc \uc7a5\ube44\ub97c \uc18c\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc9c1\uc6d0\uc774 \ub298\uc5b4\ub098\ub354\ub77c\ub3c4 \ud68c\uc0ac \uc11c\ube44\uc2a4\uc758 \uc9c8\uacfc \uac00\uaca9\uc740 \ubcc0\ud654\uac00 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c \uc0ac\uc7a5\ub2d8\uc774 \uc9c1\uc6d0\uc758 \uc218\ub97c \ub298\ub9ac\ub354\ub77c\ub3c4 \uc5ec\ub7ec\ubd84\uc758 \uc9c1\uc7a5\uc740 \uc6b0\ub9ac\ub098\ub77c\uc5d0 \uc720\uc77c\ud558\ubbc0\ub85c \uc9c1\uc6d0\uc740 \uadf8\ub9cc\ub450\uace0 \ub2e4\ub978\ub370\uc5d0 \ucde8\uc9c1\ud560 \uacf3\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub4e4\uc740 \uadf8 \ud68c\uc0ac\uc5d0 \uacc4\uc18d \uadfc\ubb34\ud558\uba74\uc11c \uc904\uc5b4\ub4e0 \uc6d4\uae09\uc73c\ub85c\ub294 \uac00\uc871\uc744 \ubd80\uc591\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc774\ubbc0\ub85c \uadf8 \uc9c1\uc5c5\uc744 \uadf8\ub9cc \ub450\uace0 \ub2e4\ub978 \uc9c1\uc5c5\uc744 \ucc3e\uc544\uc57c \ud558\uc9c0\ub9cc \uadf8 \uc9c1\uc5c5\uc744 \uc704\ud574 \uc5ec\ub7ec\ubd84\ub4e4\uc740 \ud3c9\uc0dd\ub3d9\uc548 \ub108\ubb34\ub3c4 \ub9ce\uc740 \uc2dc\uac04\uacfc \uae08\uc804\uc744 \ud22c\uc790\ud588\uae30 \ub54c\ubb38\uc5d0 \uc0ac\ud45c\ub97c \ub0b4\ub294 \uac83\ub3c4 \uc120\ub4ef \uacb0\uc815\ud560 \uc218\ub3c4 \uc5c6\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.  \uadf8\ub9ac\uace0 <strong>\uc5ec\ub7ec\ubd84\ub4e4\uc774 \uadf8 \uc9c1\uc7a5\uc5d0 \uc0ac\ud45c\ub97c \ub0b4\uc5c8\ub354\ub77c\ub3c4, \uc0ac\uc7a5\uc740 \ubd88\ubc95\uc73c\ub85c \uc0ac\ud45c\ub97c \ub0b4\uc5c8\ub2e4\uace0 \uac15\uc81c\ub85c \uadfc\ubb34\ub97c \uc2dc\ud0ac \uc218\ub3c4 \uc788\uc73c\uba70 \uc5ec\ub7ec\ubd84\ub4e4\uc744  \uace0\uc18c\ud560 \uc218\ub3c4 \uc788\ub2e4<\/strong>\ub294 \uac83\uc785\ub2c8\ub2e4.<br><\/p>\n\n\n\n<p><strong>\uc704\uc640 \uac19\uc740 \uc0c1\ud669\uc744 \uc774\ud574\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba3c\uc800 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\ub97c \uc774\ud574\ud558\uc154\uc57c \ud569\ub2c8\ub2e4<\/strong><\/p>\n\n\n\n<p><strong>1<\/strong>.<strong>\uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8\ud68c\uc0ac\ub294 \ub2e8\uc77c \ubcf4\ud5d8\uc790\ub85c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc720\uc77c\ud558\uba70 \ub300\ud55c\ubbfc\uad6d\uc758 \uc758\uc0ac\ub4e4\uc740 \uac15\uc81c\ub85c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uac00\uc785\ud558\uc5ec\uc57c \ud569\ub2c8\ub2e4.<br><\/strong><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1449\" height=\"837\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4.jpg\" alt=\"\" class=\"wp-image-682\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4.jpg 1449w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4-300x173.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4-1024x592.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4-768x444.jpg 768w\" sizes=\"auto, (max-width: 1449px) 100vw, 1449px\" \/><figcaption class=\"wp-element-caption\">\uac74\uac15\ubcf4\ud5d8\uc81c\ub3c4 \ubaa8\uc2dd\ub3c4<\/figcaption><\/figure>\n\n\n\n<p>\uc704 \uadf8\ub9bc\uc5d0\uc11c \ubcf4\ub4ef\uc774 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\ubcf4\ud5d8\ud68c\uc0ac\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ub3c5\uacfc\uc810\uc744 \ud558\uace0 \uc788\uc73c\uba70 \ubaa8\ub4e0 \uc758\uc0ac\ub4e4\uc774 \uac15\uc81c\ub85c \uac00\uc785\ub418\uc5b4 \uc788\uace0, \uad6d\ubbfc\ub4e4\uacfc \uace0\uc6a9\uc778(\ud68c\uc0ac)\ub294 \uac01\uac01 1:1\uc758 \ube44\uc728\ub85c \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubb38\uc81c\ub294 \uad6d\ubbfc\uc774 \ub0b8 \ubcf4\ud5d8\uae08\uc744 \ub3c5\uacfc\uc810\uc778 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0\uc11c \uc758\ub8cc\uae30\uad00\uc5d0 \uc9c4\ub8cc\ube44\ub97c \ub9c8\uc74c\ub300\ub85c \uc0ad\uac10\ud558\uace0 \uc9c0\uae09\ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c  \uc77c\ubc29\uc801\uc778 \uac11\uacfc \uc744\uc758 \uad6c\uc870\ub85c \uc778\ud574 \ubcf4\ud5d8\uc790\uc778 \uc815\ubd80\ub294 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc758 \ub208\uce58\ub97c \ubcfc \ud544\uc694\uac00 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ub9c8\uc74c\ub300\ub85c \uc758\ub8cc\uc815\ucc45\uc744 \ub9cc\ub4e4\uace0 \uc2dc\ud589\ud560\uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \uc815\ubd80\ub294 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc774\ub77c\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub97c \uc6b4\uc601\ud558\ub294 \ubcf4\ud5d8\uc790\uc774\uba74\uc11c\ub3c4 \uc758\ub8cc\uc815\ucc45\uc744 \uc785\uc548\ud558\uace0 \uc2e4\ud589\ud558\ub294 \ud589\uc815\ubd80\uc5ed\ud560\uc744 \ud558\ubbc0\ub85c \ub2f9\uc5f0\ud788 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\ubcf4\ub2e4\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc720\ub9ac\ud55c \uc815\ucc45\uc744 \ub9cc\ub4e4\uc5b4 \ub0b4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\uc778 \uad6d\ubbfc\ub4e4\uc785\uc7a5\uc5d0\uc11c\ub294 \uacf5\uae09\uc790\uc5d0\uac8c \ucda9\ubd84\ud55c \uc758\ub8cc\uc218\uac00\uac00 \uc81c\uacf5\ub418\uc5b4\uc57c \uc758\uc0ac\uac00 \ud658\uc790\uc5d0\uac8c \ucd5c\uc120\uc758 \uce58\ub8cc\ub97c \ud560\uc218 \uc788\uc73c\ubbc0\ub85c , \uc989 \uc815\ubd80\uac00 \ub2f4\ubc30\uc138\ub4f1 \uc138\uae08\uc73c\ub85c \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \uc9c0\uc6d0\uc744 \ub9ce\uc774 \ud558\uace0 \ub610 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc801\uc790\uac00 \ub098\uc57c \uc720\ub9ac \ud569\ub2c8\ub2e4.  \ud558\uc9c0\ub9cc \ud604\uc2e4\uc740 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \uc815\ubd80\uc758 \uc9c0\uc6d0\uae08 \uc5c6\uc774\ub3c4 \ud751\uc790\uacbd\uc601\uc774 \ub418\uace0 \uc788\uace0 \uacf5\uae09\uc790\uc778 \ubcd1\uc6d0\uc740 \ud3d0\uc5c5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8\uc740 97%, \uc758\ub8cc\uae09\uc5ec\ub294 3%\uc815\ub3c4 \ub418\uba70, \ubcf4\ud5d8\ub8cc\ub294 \ubcf4\ud5d8\ub8cc\uc640 \uc815\ubd80\ubcf4\uc870\uae08\uc744 \ud569\uce5c \uacf5\ub3d9\uae30\uae08\uc73c\ub85c \uc6b4\uc6a9\uc774 \ub429\ub2c8\ub2e4. \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\ubc95 \uc81c92\uc870\uc5d0 \uc758\ud558\uba74 &#8220;\uc77c\ubc18\ud68c\uacc4\uc5d0\uc11c \ub2f9\ud574\ub144\ub3c4 \ubcf4\ud5d8\ub8cc \uc608\uc0c1\uc218\uc785\uc561\uc758 14%, \uac74\uac15\uc99d\uc9c4\uae30\uae08\uc5d0\uc11c \ub2f9\ud574\ub144\ub3c4 \ubcf4\ud5d8\ub8cc \uc608\uc0c1\uc218\uc785\uc561\uc758 6%\ub85c \ucd1d \ubcf4\ud5d8\ub8cc\uc608\uc0c1\uc218\uc785\uc758 \ucd1d 20%\ub97c \uad6d\uace0\uc5d0\uc11c \uc9c0\uc6d0\ud558\ub3c4\ub85d \ub418\uc5b4 \uc788\uc9c0\ub9cc \uc815\ubd80\ub294 \uc774\ub7ec\ud55c \ubc95\uc815 \uc815\ubd80\ubcf4\uc870\uae08\uc744 \uc81c\ub300\ub85c \uc9c0\uae09\ud558\uc9c0 \uc54a\uace0 \uc788\uc73c\uba70 2003\ub144\ub3c4 24.9%\uc5d0\uc11c 2018\ub144\ub3c4 12.9% \ub354 \uad6d\uace0 \uc9c0\uc6d0\uae08\uc774 \uc801\uc5b4 \uc84c\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1016\" height=\"857\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/combi-20.png\" alt=\"\" class=\"wp-image-693\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/combi-20.png 1016w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/combi-20-300x253.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/combi-20-768x648.png 768w\" sizes=\"auto, (max-width: 1016px) 100vw, 1016px\" \/><figcaption class=\"wp-element-caption\">\uac74\uac15\ubcf4\ud5d8\ub8cc \ub300\ube44 \uad6d\uace0\uc9c0\uc6d0 \ube44\uc728<\/figcaption><\/figure>\n\n\n\n<p>\ub530\ub77c\uc11c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\ubc95\uc774 \uc2dc\ud589\ub41c 2007\ub144\ub3c4 \ubd80\ud130 2018\ub144\ub3c4\uae4c\uc9c0 \uc815\ubd80\uac00 \ubbf8\uc9c0\uae09\ud55c \uad6d\uace0\ubcf4\uc870\uae08\uc744 \ubaa8\ub450 \ud569\ud558\uba74 21\uc870\uac00 \ub118\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc815\ubd80\uc758 \ud589\ud0dc\ub85c \uc778\ud574 \uacf5\uacf5\ubcd1\uc6d0\uc740 \uc124\ub9bd\ub418\uc9c0 \uc54a\uc558\uace0, \uc758\ub8cc \ucde8\uc57d\uc9c0\uc758 \uc758\ub8cc\uae30\uad00\uc758 \ud3d0\uc5c5\uc740 \uacc4\uc18d\ub418\uc5c8\uc73c\uba70 \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc740 2016\ub144\ub3c4\uc5d0 62.6%\ub85c \uc624\ud788\ub824 \ub354 \ub0ae\uc544\uc84c\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/govtranfer_1.png\" alt=\"\" class=\"wp-image-694\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/govtranfer_1.png 1200w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/govtranfer_1-300x225.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/govtranfer_1-1024x768.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/govtranfer_1-768x576.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uac74\uac15\ubcf4\ud5d8 \uad6d\uace0 \ubbf8\uc9c0\uae08\uae08<\/figcaption><\/figure>\n\n\n\n<p><strong><a href=\"https:\/\/kfmp.org\/home\/archives\/440\" title=\"\">OECD \uad6d\uac00\uc911 \uc6b0\ub9ac\ub098\ub77c\ub294 \uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc5d0 10\ub144\uc774\uc0c1 \uc815\ubd80\uc9c0\uc6d0\uae08\uc744 \ub298\ub9ac\uc9c0 \uc54a\uc740 \uc720\uc77c\ud55c \ub098\ub77c\uc785\ub2c8\ub2e4.<\/a><\/strong><\/p>\n\n\n\n<p>\ud55c\ud3b8 \uc6b0\ub9ac\ub098\ub77c\uc758 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc740 \uc801\uc6a9\uc778\uad6c\uac00 \uc810\uc9c4\uc801\uc73c\ub85c \ud655\ub300\ub418\uc5b4 1989\ub144\ub3c4 \uc774\ub974\ub7ec \ubcf4\ud3b8\uc801 \uac74\uac15\ubcf4\ud5d8(UHC)\uc744 \ub2ec\uc131\ud558\uc600\uc73c\uba70, 2000\ub144\ub3c4\uc5d0 \uc9c1\uc7a5, \uacf5\ubb34\uc6d0\ubc0f \uc0ac\ub9bd\ud559\uad50 \uad50\uc9c1\uc6d0, \uc9c0\uc5ed\uc758\ub8cc\ubcf4\ud5d8\uc870\ud569\uc774 \ub2e8\uc77c \ubcf4\ud5d8\uc790\uc778 \uad6d\ubbfc\uac80\uac15\ubcf4\ud5d8\uacf5\ub2e8(NHIS)\uc73c\ub85c \ud1b5\ud569\ub418\uc5c8\uc2b5\ub2c8\ub2e4.  2016\ub144\ub3c4\uc758 \uac74\uac15\ubcf4\ud5d8\uac00\uc785\uc790\ub4e4\uc740 \uc758\ub8cc\uae09\uc5ec(2.9%) + \uc9c1\uc7a5\uac00\uc785\uc790(69.5%) + \uc9c0\uc5ed\uac00\uc785\uc790(27.6%)\ub85c\uc11c \uc678\uad6d\uc778\ub3c4 554,000\uba85\uc774 \uac00\uc785\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.   <br><\/p>\n\n\n\n<p><strong>2.\uc758\ub8cc\uae30\uad00\uc758 \uc218\uc775\uc744 \uacb0\uc815\ud558\ub294 \uac83\uc740 \ud658\uc790\uc758 \uc218\uc640 \uc758\ub8cc\uc218\uac00\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4. \uc758\ub8cc\uc218\uac00\ub294 &nbsp;\uac74\uac15\ubcf4\ud5d8\uc815\ucc45\uc2ec\uc758\uc704\uc6d0\ud68c(\uc774\ud558&nbsp;\uac74\uc815\uc2ec)\uc5d0\uc11c \uc77c\ubc29\uc801\uc73c\ub85c \uacb0\uc815\ud569\ub2c8\ub2e4.<br><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1448\" height=\"898\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8_\uad00\ub9ac\ubc29\uc2dd_\uac70\ubc84\ub10c\uc2a4.jpg\" alt=\"\" class=\"wp-image-681\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8_\uad00\ub9ac\ubc29\uc2dd_\uac70\ubc84\ub10c\uc2a4.jpg 1448w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8_\uad00\ub9ac\ubc29\uc2dd_\uac70\ubc84\ub10c\uc2a4-300x186.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8_\uad00\ub9ac\ubc29\uc2dd_\uac70\ubc84\ub10c\uc2a4-1024x635.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8_\uad00\ub9ac\ubc29\uc2dd_\uac70\ubc84\ub10c\uc2a4-768x476.jpg 768w\" sizes=\"auto, (max-width: 1448px) 100vw, 1448px\" \/><figcaption class=\"wp-element-caption\">\uac74\uac15\ubcf4\ud5d8 \uc9c0\ubd88\uad6c\uc870<\/figcaption><\/figure>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c \uc758\uc0ac\uc758 \ubaa8\ub4e0 \uc9c4\ub8cc\ud589\uc704\uc5d0\ub294 &#8216;\uc758\ub8cc\uc218\uac00&#8217; \ub77c\ub294 \uc774\ub984\uc73c\ub85c \uac00\uaca9\uc774 \ub9e4\uaca8\uc838 \uc788\ub294\ub370 \uc758\ub8cc\uc218\uac00\ub294 \uc9c4\ub8cc\ud589\uc704\uc5d0 \ub530\ub77c \uc0c1\ub300\uac00\uce58\uc810\uc218\uac00 \uc788\uace0, \uc5ec\uae30\uc5d0 \uc758\uc6d0, \ubcd1\uc6d0, \uc885\ud569\ubcd1\uc6d0, \uc0c1\uae09\ubcd1\uc6d0 \uc21c\uc73c\ub85c \uc885\ubcc4\uac00\uc0b0\uc728\uc774 \uc788\ub294\ub370 \uc0c1\uae09\ubcd1\uc6d0\uc774 \uc758\uc6d0 \ubcf4\ub2e4 2\ubc30\uac00 \ub354 \ub9ce\uc774 \uac00\uc0b0\ub429\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ud658\uc0b0\uc9c0\uc218\ub294 \uae08\uc561\uc73c\ub85c \ud658\uc0b0\ud558\uae30 \uc704\ud55c \uac00\uce58\uc810\uc218\ub85c\uc11c \ud658\uc0b0\uc9c0\uc218 \uac00\uaca9\uc758 \uc778\uc0c1\uc73c\ub85c \uc758\ub8cc\uc218\uac00\uac00 \ub9e4\ub144\ub9c8\ub2e4 \uac31\uc2e0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc758\ub8cc\uc218\uac00 = \uc0c1\ub300\uac00\uce58\uc810\uc218*<em>\uc885\ubcc4\uac00\uc0b0\uc728 * <\/em>\ud658\uc0b0\uc9c0\uc218<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\uc218\uac00 \uc989, <a href=\"https:\/\/kfmp.org\/home\/archives\/440\" title=\"\">\uc0c1\ub300\uac00\uce58\uc810\uc218\ub294 \uc6d0\uac00\ubcf4\ub2e4 \ub354 \ub0ae\uac8c \uc6d0\uac00\uc758 70%\uc5d0 \ubd88\uacfc\ud558\uba70 \ubb38\ucf00\uc5b4\uc5d0\uc11c \ub9cc\ub4e0 \ube44\ubcf4\ud5d8 \uc218\uac00\uc758 \uacbd\uc6b0 \uc6d0\uac00\uc758 33%\ub85c \ub9e4\uc6b0 \ub0ae\uac8c \ucc45\uc815\uc774 \ub418\uc5b4 \uc788\uace0 <\/a>\uac74\uac15\ubcf4\ud5d8 \uacf5\ub2e8 \uc7ac\uc815\uc704\uc6d0\ud68c\uac00 \uc758\ub8cc\ube44 \uc778\uc0c1\uc561\uc5d0 \ub300\ud55c \uacb0\uc815\uad8c\uc744 \uac16\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9e4\ub144 \uc758\ub8cc\uc218\uac00\uac00 \uac15\uc81c\ub85c \uacb0\uc815\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc0c1\ub300\uac00\uce58\uc810\uc218\ub294 \uac74\uc815\uc2ec\uc758 \uacb0\uc758\uc640 \ubcf5\uc9c0\ubd80\uc7a5\uad00\uc758 \uace0\uc2dc\ub85c \ud655\uc815\uc774 \ub429\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc758\ub8cc\uc218\uac00\ub294 \uac74\uc815\uc2ec\uc5d0\uc11c \uacb0\uc815\ub418\ub294\ub370 \ub9e4\ub144 \uc758\uc0ac\ub2e8\uccb4\uc640 \uc218\uac00\uc778\uc0c1\ud3ed\uc744 \ud611\uc0c1 \ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub9cc\uc77c \ud611\uc0c1\uc774 \uacb0\ub82c\ub418\uba74 \uacf5\uae09\uc790\uac00 \ud328\ub110\ud2f0\ub97c \ubc1b\ub3c4\ub85d \ubc95\uc81c\ud654 \ub418\uc5b4 \uc788\uc5b4 \uad6d\uac00(\ubcf4\ud5d8\ud68c\uc0ac)\uac00 \uc77c\ubc29\uc801\uc73c\ub85c \uc218\uac00\ub97c \uacb0\uc815\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.  \ub530\ub77c\uc11c \ub0ae\uc740 \uc758\ub8cc\uc218\uac00\ub294 \ub9e4\ub144 \ub354 \ub0ae\uc544 \uc9c0\uace0 \uc788\ub294 \uc0c1\ud669\uc73c\ub85c \ubbfc\uac04\ubc0f \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc6b4\uc601\uc5d0 \ub9ce\uc740 \ubd80\ub2f4\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uc758\ub8cc\uc218\uac00\uc758 \ud569\ub9ac\uc801\uc778 \uacb0\uc815\uc774 \uc774\ub8e8\uc5b4 \uc9c0\ub3c4\ub85d \ud558\ub824\uba74 \uc218\uac00 \ud611\uc0c1\uc774 \uacb0\ub82c\ub418\uc5c8\uc744\uc2dc \uac74\uc815\uc2ec\uc5d0\uc11c\uc758 \uc218\uac00 \uacb0\uc815\uad8c\uc744 \uc5c6\uc560\uace0 \uc790\ub3d9\uc801\uc73c\ub85c \uc804\ub144\ub3c4 \ucd5c\uc800\uc784\uae08\uc778\uc0c1\uc728\uc744 \uc801\uc6a9\ud558\ub3c4\ub85d \uc81c\ub3c4\ud654 \ud558\ub294 \uac83\uc774 \ud569\ub9ac\uc801\uc77c \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"430\" height=\"349\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ucd5c\uc800\uc784\uae08_\uc758\ub8cc\ubcf4\ud5d8\ubb38\uc81c\uc810\uacfc\ub300\uc548_\uc774\uc6a9\ubbfc.jpg\" alt=\"\" class=\"wp-image-683\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ucd5c\uc800\uc784\uae08_\uc758\ub8cc\ubcf4\ud5d8\ubb38\uc81c\uc810\uacfc\ub300\uc548_\uc774\uc6a9\ubbfc.jpg 430w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ucd5c\uc800\uc784\uae08_\uc758\ub8cc\ubcf4\ud5d8\ubb38\uc81c\uc810\uacfc\ub300\uc548_\uc774\uc6a9\ubbfc-300x243.jpg 300w\" sizes=\"auto, (max-width: 430px) 100vw, 430px\" \/><\/figure>\n<\/div>\n\n\n<p>\uc65c\ub0d0\ud558\uba74 \uc758\ub8cc\uae30\uad00\uc758 \uc6b4\uc601\uacbd\ube44\uc911 40~50%\ub85c \uac00\uc7a5 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uac83\uc774 \uc778\uac74\ube44\uc774\uae30 \ub54c\ubb38\uc5d0 \ucd5c\uc800\uc784\uae08 \uc0c1\uc2b9\uc728\uacfc \uc5f0\ub3d9\ud558\uc5ec \uc758\ub8cc\uc218\uac00\uc758 \uc778\uc0c1\uc728\uc744 \uc815\ud558\ub294 \uac83\uc774 \ubb3c\uac00\uc9c0\uc218\ubcf4\ub2e4\ub294 \ub354 \ud569\ub9ac\uc801\uc774\uba70, \ub9e4\ub144 \uc758\uc815\uac04 \uc758\ub8cc\uc218\uac00 \uc778\uc0c1\ud3ed\uc5d0 \ub300\ud55c \ud569\uc758\uac00 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\ub294 \uac70\uc758 \uc5c6\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p> \uc774\ucc98\ub7fc \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\uc218\uac00\ub294 \uc815\ubd80\uac00 \uc77c\ubc29\uc801\uc73c\ub85c \uc815\ud55c \uac00\uaca9\uc73c\ub85c\uc11c \uc758\ub8cc\uc218\uac00\uac00 \ub0ae\uae30 \ub54c\ubb38\uc5d0 \uc758\uc0ac\ub4e4\uc758 \uc785\uc7a5\uc5d0\uc11c\ub294 \ub9ce\uc740 \uc9c4\ub8cc\ub97c \ud558\uba74 \ud560\uc218\ub85d \uc190\ud574\uac00 \ub098\ub2c8, \uc758\uc0ac\uac00 \ud658\uc790\uc758 \uce58\ub8cc\ub97c \ud3ec\uae30\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc678\uc0c1\ud658\uc790\ub098 \uc554\ud658\uc790\uc758 \uacbd\uc6b0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294\ub370, \uc758\uc0ac\ub4e4\uc774 \uc678\uc0c1\ud658\uc790\ub97c \ub9ce\uc774 \uc0b4\ub9b4\uc218\ub85d \ubcd1\uc6d0\uc740 \uc801\uc790\uac00 \ub098\uace0,  \ud56d\uc554\uc81c \uce58\ub8cc\uc758 \uacbd\uc6b0 \uce58\ub8cc \ud6a8\uacfc\uac00 \uc5c6\ub294 \uacbd\uc6b0 \uc0ad\uac10(\ubcf4\ud5d8\uc790\uac00 \uacf5\uae09\uc790\uc5d0\uac8c \ube44\uc6a9\uc744 \uac15\uc81c\ub85c \uc8fc\uc9c0 \uc54a\uc74c)\uc744 \ub2f9\ud574 \ud658\uc790\ub300\uc2e0 \uc57d\uac00 \ube44\uc6a9\uc744 \ub300\uc2e0 \ub0b4 \ubcf8 \uacbd\ud5d8\uc774 \uc788\ub294 \ub300\ubd80\ubd84\uc758  \uc758\uc0ac\ub4e4\uc740 \ud658\uc790\uc5d0 \ub300\ud55c \uce58\ub8cc\uc5d0 \uc81c\uc57d\uc744 \ubc1b\uac8c \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc6d0\uac00 \uc774\ud558\uc758 \uc758\ub8cc\uc218\uac00\uc640 \uc758\ub8cc\ubcf4\ud5d8\uc2ec\uc0ac\ud3c9\uac00\uc6d0\uc758 \uc0ad\uac10\uc73c\ub85c \uc778\ud574 \ubd09\uc9c1\uc758\ub4e4\uc740 \ubcd1\uc6d0\uc6b4\uc601\uc9c4\uc5d0\uac8c \uacbd\uace0\ub97c \ubc1b\uc9c0 \uc54a\uc740 \uc758\uc0ac\ub4e4\uc774 \uc5c6\uc744 \uc815\ub3c4\ub85c \uc758\ub8cc\uc218\uac00\uac00 \ub0ae\uc544 \ud658\uc790\uc5d0\uac8c \ucd5c\uc120\uc758 \uce58\ub8cc\ub97c \ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ub9cc\uc77c \uc5ec\ub7ec\ubd84\uc774 \uc758\uc0ac\uc5d0\uac8c \uce58\ub8cc\ub97c \ubc1b\uc73c\ub7ec \uac14\uc744\ub54c &#8220;\uc120\uc0dd\ub2d8 \uc800 1\ub9cc\uc6d0\ub9cc \uc788\uc73c\ub2c8 \uadf8\ub9cc\ud07c\ub9cc \uce58\ub8cc\ud574 \uc8fc\uc138\uc694&#8221; \ub77c\uace0 \ub9d0\uc500\ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c ? \uc544\ub2d8 &#8221; \ub3c8\uc740 \uc5bc\ub9c8\ub4e0\uc9c0 \ub4e4\uc5b4\ub3c4 \uc88b\uc73c\ub2c8 \ucd5c\uc120\uc758 \uce58\ub8cc\ud574 \uc8fc\uc138\uc694&#8221; \ub77c\uace0 \ub9d0\uc500\ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c?  \uad6d\ubbfc \uc5ec\ub7ec\ubd84\uc740 \ubcf4\ud5d8\uae08\uc744 \ub0c8\uc73c\ub2c8 \ud6c4\uc790\ucc98\ub7fc \ucd5c\uc120\uc758 \uce58\ub8cc\ub97c \uc6d0\ud560 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\ud5d8\uc790\uc778 \uc815\ubd80\uc785\uc7a5\uc5d0\uc11c\ub294 \uadf8\ub807\uac8c \ub9ce\uc740 \ub3c8\uc774 \ub4e4\uba74 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc801\uc790\uac00 \ub098\ub2c8 \uc758\ub8cc\uc218\uac00\ub97c \ub0ae\uac8c \ucc45\uc815\ud558\uc5ec \uce58\ub8cc\ub97c \ub9c9\uc2b5\ub2c8\ub2e4.  <strong>\uc6b0\ub9ac\ub098\ub77c\ub294 \uc815\ubd80\uac00 \ub3c5\uacfc\uc810\uc73c\ub85c \ubcf4\ud5d8\ud68c\uc0ac\ub97c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uad6d\ubbfc\ub4e4\uc774 \uc815\ubd80\uc815\ucc45\ub9cc \uc9c0\uc9c0\ud558\uac8c \ub418\uba74 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc774 \uc77c\ubc29\uc801\uc73c\ub85c \uc190\ud574\ub97c \ubcf4\uace0 \uacb0\uad6d \uadf8 \ud53c\ud574\ub294 \uc0ac\uc6a9\uc790\uc778 \uad6d\ubbfc\uc774 \ubc1b\uc2b5\ub2c8\ub2e4. <\/strong><\/p>\n\n\n\n<p>\uc774\ub807\uac8c \uc6b0\ub9ac\ub098\ub77c\uc758 \uc815\ubd80\ub294 \uc800\uc218\uac00\ub97c \ube44\ub86f\ud55c \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\ub9cc \uc720\ub9ac\ud55c \uc815\ucc45\uc744 \ub9cc\ub4e4\uc5b4 \ub0b4\uc5b4 \ubcf4\ud5d8\ud68c\uc0ac\ub9cc \ud751\uc790\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\ub2c8, \ub2f9\uc5f0\ud788 \uc758\ub8cc\uc218\uac00\uac00 \ub0ae\uc544\uc11c \uacf5\uae09\uc790\uc778 \uc758\uc0ac\uac00 \ud658\uc790\ub97c \ucda9\ubd84\ud558\uac8c \uce58\ub8cc\ud560\uc218 \uc5c6\uace0, \uc758\ub8cc\uc218\uac00\uac00 \ub0ae\uc544 \ubcd1\uc6d0\uc774 \ud398\uc5c5\ud558\uace0 \ucde8\uc57d\uc9c0\uc758 \uc758\uc0ac \ubd88\uade0\ud615\uc774 \uc0dd\uae30\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c \uace0\uc9c8\uc801\uc778 \uc800\uc218\uac00 \uc815\ucc45\uc744 \ud574\uacb0\ud558\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \uc815\ubd80\uac00 \uc6b4\uc601\ud558\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc744 OECD \ud3c9\uade0 \uc218\uc900\uc778 50%\uac00 \ub420 \uc815\ub3c4\ub85c \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6b0\ub9ac\ub098\ub77c\ub3c4 \uc815\ubd80\uac00 \ub9ce\uc740 \uc218\uc758 \uacf5\uacf5\ubcd1\uc6d0\uc744 \uc9c1\uc811 \uc6b4\uc601\ud574\uc57c \uc800\uc218\uac00 \ubb38\uc81c\uac00 \ud574\uacb0\ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc885\ud569\ud558\uba74 \uc6b0\ub9ac\ub098\ub77c\uc758 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8 \uc9c0\ubd88\uc81c\ub3c4\ub294 \ucd1d\uc561\ud560\ub2f9\uc81c\ub85c \uc774\ubbf8 \uc815\ud574\uc9c4 \ucd1d\uc561 \uc548\uc5d0\uc11c \uac01 \uc720\ud615\ubcc4\ub85c \ubaab\uc744 \ub098\ub204\ub294 \uad6c\uc870\uc5d0 \ubd88\uacfc\ud558\uc5ec \uc758\uc0ac\uc640 \uc815\ubd80\uac04\uc758 \ud611\uc0c1\uc73c\ub85c \uc778\ud574 \uc804\uccb4 \uc7ac\uc815 \ud22c\uc785\uc561\uc774 \uc0c1\ud5a5 \uc870\uc815\ub420 \uc5ec\uc9c0\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ucd1d\uc561\ud560\ub2f9\uc81c\ub85c\uc11c \ud560\ub2f9\ub41c \uae08\uc561\uc5d0\uc11c \uc758\uc0ac\uc218\ub97c \ub298\ub9ac\uac8c \ub418\uba74 \uc758\uc0ac\ub97c \ub298\ub9b0 \uc218 \ub9cc\ud07c \uc758\uc0ac\uc758 \uc218\uc775\uc774 \uac10\uc18c\ub418\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uadf8\ub7ec\ubbc0\ub85c \uad6d\uac00\uac00 \uc758\ub8cc\ube44\ub97c \uc815\ud558\uace0 \uac15\uc81c\ud558\ub294 \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c \uc758\uc0ac\uc218\ub97c \ub298\ub9ac\uac8c \ub418\uba74 \uc758\ub8cc\uae30\uad00\uc758 \uc9c4\ub8cc\ube44\uc6a9\uacfc \uc11c\ube44\uc2a4\ub294 \ubcc0\ud654\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc  \ud658\uc790 \uc218\ub97c \ub298\ub9ac\uae30 \uc704\ud574 \uc758\ub8cc\uae30\uad00\uc758 \ud658\uc790\uc720\uce58 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574 \uc9c8 \uac83\uc774\uace0, \uc774\ub294 \uc758\ub8cc\uae30\uad00\uc758 \uc9c0\uc5ed\ubcc4 \ubd88\uade0\ud615 \ubb38\uc81c\ub97c \uc545\ud654\uc2dc\ud0a4\uace0 \uc758\ub8cc\ube44\ub97c \uc0c1\uc2b9\uc2dc\ud0a4\ub294 \uc18c\ubaa8\uc801\uc778 \ud589\uc704\uc774\ubbc0\ub85c \uc758\ub8cc\ubc95\uc5d0 \uc758\ud574 \uc758\ub8cc\uae30\uad00\uc758 \ud658\uc790\uc720\uce58\ud589\uc704\ub294 \uae08\uc9c0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <br><\/p>\n\n\n\n<p><strong>3.<\/strong> <strong>\uc6b0\ub9ac\ub098\ub77c \ubcd1\uc6d0\uc758 94%\uac00 \ubbfc\uac04\ubcd1\uc6d0\uc73c\ub85c \ud398\uc5c5\ud558\uac8c \ub418\uba74 \uc758\uc0ac\uac00 \ubaa8\ub4e0 \uc801\uc790\ub97c \uac10\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubbfc\uac04\ubcd1\uc6d0\uc758 \uc758\uc0ac\ub294 \uc815\ubd80\uc758 \uc800\uc218\uac00 \uc815\ucc45\uc73c\ub85c \uc778\ud574 \ubcd1\uc6d0\uc758 \ud3d0\uc5c5\uc744 \ub9c9\uae30\uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud574 \ubc15\ub9ac\ub2e4\ub9e4\ub85c \uc6b4\uc601\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br><\/strong><\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \uacf5\uacf5\ubcd1\uc6d0\uc740 \uc0c1\uae09\ubcd1\uc6d0(\uad6d\ub9bd), \uc758\ub8cc\uc6d0, \ubcf4\uac74\uc18c, \ubcf4\uac74\uc9c0\uc18c\uac00 \uc788\uc73c\ub098 <a href=\"https:\/\/kfmp.org\/home\/archives\/440\" title=\"\">\ub300\ubd80\ubd84\uc758 \ubcd1\uc6d0\ub4e4\uc740 \ubbfc\uac04\ucd9c\uc790\uc5d0 \uc758\ud55c \uac83\uc73c\ub85c \ubbfc\uac04\uc758\uc6d0(97%) \ubbfc\uac04\ubcd1\uc6d0(94%), \uadf8\ub9ac\uace0 \ubbfc\uac04\ubcd1\uc0c1\uc740 90%\uc5d0 \uc774\ub97c \uc815\ub3c4\ub85c \ubbfc\uac04\uc790\ubcf8\uc5d0 \uc758\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/a>\uadf8\ub807\uc9c0\ub9cc \ucd1d \uc758\ub8cc\ube44 \uc9c0\ucd9c\uc740 GDP \ub300\ube44 7.6%\ub85c OECD \ud3c9\uade0 10%\ubcf4\ub2e4 \ud6e8\uc52c \uc801\uac8c \uc18c\ubaa8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  \uadf8 \uc774\uc720\ub294 \uad6d\uac00\uac00 \uc6b4\uc601\ud558\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc5d0 \uc800\uc218\uac00\ub97c \uc77c\ubc29\uc801\uc73c\ub85c \uac15\uc694\ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubbfc\uac04\ubcd1\uc6d0 \ud2b9\uc720\uc758 \ud6a8\uc728\uc131\uc73c\ub85c \ubc84\ud2f0\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc758\uc0ac\ub4e4\uc740 \uc774\ub807\uac8c \uc6b0\ub9ac\ub098\ub77c \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\ub97c \ubc1b\uce58\ub294 \ubbfc\uac04\ubcd1\uc6d0\uc774 \uac15\uc81c\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uac00\uc785\ud574\uc57c \ud558\ub294 \uac83\uc740 \uc704\ubc95\ud55c \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\ub294\ub370 \uc774\uc5d0 \ub300\ud55c \uadfc\uac70\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc758\ub8cc\uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc740 \uc774\ubbf8 \uc804\uad6d\uc801\uc73c\ub85c \ud3ec\ud654\uc0c1\ud0dc\ub85c \uc758\ub8cc \ucde8\uc57d\uc9c0\ub97c \uc81c\uc678\ud55c \uc77c\ubd80 \uc758\ub8cc\uae30\uad00\uc744 \uac74\uac15\ubcf4\ud5d8 \uac15\uc81c\uc9c0\uc815\uc5d0\uc11c \uc81c\uc678\ud558\ub354\ub77c\ub3c4 \ubcf4\ud5d8\uc9c4\ub8cc\uae30\uad00\uc744 \uc548\uc815\uc801\uc73c\ub85c \ud655\ubcf4\ud560\uc218 \uc788\ub2e4.<\/li>\n\n\n\n<li>\ubaa8\ub4e0 \uc758\ub8cc\uae30\uad00\uc758 \uc9c4\ub8cc\uc218\uac00\ub294 \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654\ud558\ub294 \uc758\ub8cc\uc815\ucc45\uc778 \ubb38\uc7ac\uc778\ucf00\uc5b4\ub85c \uc778\ud558\uc5ec \ube44\ubcf4\ud5d8\uacfc \ubcf4\ud5d8\uc9c4\ub8cc\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uc815\ubd80\uc5d0 \uc758\ud574 \uac15\uc81c\uc801\uc778 \ube44\uc6a9\uc774 \uc77c\ubc29\uc801\uc73c\ub85c \uc0b0\uc815\ub418\ubbc0\ub85c \uc758\uc0ac\uc758 \uc9c1\uc5c5\uc218\ud589\uc758 \uc790\uc720\uac00 \uc81c\ud55c\ub41c\ub2e4.<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uac15\uc81c\uc9c0\uc815\uacfc \uac15\uc81c\uc9c0\uc815 \uc758\ub8cc\uc218\uac00\ub85c \uc778\ud574 \ud3d0\uc5c5\ud558\ub294 \ubcd1\uc6d0\uc774 \ub144\uac04 1300\uac1c\uc18c\uac00 \ubc1c\uc0dd\ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \uc758\ub8cc\uc218\uac00\uac00 \ub0ae\uace0, \ubcf4\ud5d8\uc790\uc778 \uc815\ubd80\uac00 \uc758\uc0ac\uc99d\uc6d0 \uac19\uc740 \ubcf4\ud5d8\uc790 \uc704\uc8fc\uc758 \uc758\ub8cc\uc815\ucc45\uc744 \uac15\uc81c\ub85c \ub9cc\ub4e4\uc5b4 \ub0c4\uc73c\ub85c\uc368 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc758 \uacbd\uc601\uc774 \uc810\uc810 \ub354 \uc545\ud654\ub418\uace0 \uc788\ub2e4.<\/li>\n\n\n\n<li>\uc758\ub8cc\uc18c\ube44\uc790\uc778 \uad6d\ubbfc\ub4e4\uc740 \uc758\ub8cc\uae30\uad00\uc744 \uc790\uc720\ub86d\uac8c \uc120\ud0dd\ud560\uc218\ub294 \uc788\uc73c\ub098, \uc758\ub8cc\uae30\uad00 \ub0b4\uc5d0\uc11c\ub294 \uc9c4\ub8cc\ube44\uc6a9\uc744 \uc790\uc720\ub86d\uac8c \uc120\ud0dd\ud560 \uc218 \uc5c6\uc5b4\uc11c \ucd5c\uc120\uc758 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uad8c\ub9ac\ub098 \uace0\uae09\uc9c4\ub8cc\uac19\uc740 \uc758\ub8cc\uc758 \uc120\ud0dd\uad8c\uc5d0 \uc81c\uc57d\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4.<\/li>\n\n\n\n<li>\uc6b0\ub9ac\ub098\ub77c\uc758 \uacf5\uacf5\uc758\ub8cc\uae30\uad00\uc758 \ube44\uc728\uc774 10% \uc548\ud30d\uc5d0 \ubd88\uacfc\ud558\ub098 \uc2dc\uace8\uc9c0\uc5ed\uc5d0\ub3c4 \uacf5\uc911\ubcf4\uac74\uc758\uc0ac\ub4e4\uc774 \uadfc\ubb34\ud558\ub294 \ubcf4\uac74\uc18c\uac00 \uc788\uace0 \uad50\ud1b5\uc5ec\uac74\uc774 \ubc1c\ub2ec\ud558\uc5ec \ub2f9\uc5f0\uc9c0\uc815\uc81c\uac00 \ud3d0\uc9c0\ub418\ub354\ub77c\ub3c4 \ubcd1\uc6d0\uc120\ud0dd\uc758 \uc81c\ud55c \uc0c1\ud669\uc740 \uc5c6\uc744 \uac83\uc774\ub2e4. \ub610\ud55c \uc758\ub8cc \ucde8\uc57d\uc9c0\uc758 \ubcd1\uc6d0\uc774 \ud544\uc694\uc2dc \uacbd\uc601\uc774 \ud798\ub4e0 \ubbfc\uac04\ubcd1\uc6d0 \ubcf4\ub2e4\ub294 \uad6d\uac00\uc9c0\uc6d0\uae08\uc73c\ub85c \uc720\uc9c0\ub418\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc124\ub9bd\uc774 \ud544\uc694\ud558\ubbc0\ub85c \ubbfc\uac04\uc758\ub8cc\uae30\uad00\uc744 \uac15\uc81c\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uc5d0 \uac00\uc785\uc744 \uc758\ubb34\ud654\ud560 \ud544\uc694\ub3c4 \uc5c6\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\uc758\uc0ac\uc640 \uad6d\ubbfc\ub4e4\uc740 \uacbd\uc7c1\uc774 \uc5c6\ub294 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774\ub77c\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uc804\ud6a1\uc801\uc778 \ud6a1\ud3ec\ub85c \uc778\ud574 \uc0ac\ud68c\uc8fc\uc758\uc2dd\uc73c\ub85c \ud68d\uc77c\ud654 \ub418\uace0 \uc800\ub834\ud55c \uc9c4\ub8cc\ub9cc \uc8fc\uace0 \ubc1b\uc744 \uc218 \uc788\ub294 \uc0c1\ud669\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \ud544\uc218\uc758\ub8cc\ud589\uc704\ub9cc\uc744 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ub300\uc0c1\uc73c\ub85c \ud558\uace0 \ub098\uba38\uc9c0\ub294 \ubbfc\uac04\ubcf4\ud5d8\ud68c\uc0ac\ub4f1 \uc2dc\uc7a5\uc5d0 \ub9e1\uae30\ub294 \uccb4\uacc4\ub85c \ubc14\uafbc \ub4a4 \uc694\uc591\uae30\uad00 \uac15\uc81c\uc9c0\uc815\uc81c\uc640 \uac15\uc81c \uac00\uc785\uc81c\ub97c \uc120\ud0dd\uacc4\uc57d\uc81c\ub85c \ubc14\uafd4\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ub354\uc6b1\uc774 \uc804\uc138\uacc4\uc801\uc73c\ub85c &#8216;\ubb38\uc7ac\uc778 \ucf00\uc5b4&#8217;\uac19\uc740 \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654 \ud558\uc5ec \ubcf4\ud5d8\uc7ac\uc815\uc744 \ub0ad\ube44\ud558\ub294 \ub098\ub77c\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.  \ube44\ubcf4\ud5d8 \ubd84\uc57c\uc778 \ud55c\uc57d\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\ub85c \uad6d\uac00\uac00 \uc77c\uad04\uc801\uc73c\ub85c \ubcf4\ud5d8\ud654 \ud558\uc5ec \uc7ac\uc815\uc744 \ub0ad\ube44\ud560 \ud544\uc694\uac00 \uc5c6\uc774 \ud55c\uc57d\uc744 \uc88b\uc544\ud558\ub294 \uc0ac\ub78c\ub4e4\uacfc \uc758\ub8cc\uae30\uad00\ub9cc \ub530\ub85c \ud55c\uc57d\ubcf4\ud5d8\uc744 \ub4e4\uac8c \ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \ub2e8\uc77c \ubcf4\ud5d8\uc790\uc778 \uc815\ubd80\ub3c4 \uc5ec\ub7ec \ubcf4\ud5d8\ud68c\uc0ac\uac04\uc758 \uacbd\uc7c1\uc744 \ud1b5\ud574 \uc18c\ube44\uc790 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacf5\uae09\uc790\uc778 \uc758\uc0ac\uc758 \ub208\uce58\ub3c4 \ubd10\uc57c\ud558\ub294 \uc758\ub8cc\ud658\uacbd\uc774 \ub9cc\ub4e4\uc5b4 \uc838\uc57c \ud3b8\ud5a5\ub418\uc9c0 \uc54a\uc740 \uc62c\ubc14\ub978 \uc758\ub8cc\uc815\ucc45\uc774 \ub9cc\ub4e4\uc5b4 \uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc7ac \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\uae30\uad00\uc740 \ub300\ubd80\ubd84\uc774 \ubbfc\uac04\uc790\ubcf8\uc5d0 \uc758\ud574 \uc720\uc9c0\ub418\ubbc0\ub85c \uc2dc\uc7a5\uacbd\uc81c\ubc29\uc2dd\uc73c\ub85c \ucd5c\uc801 \uc7a5\uc18c\uc5d0 \uc124\ub9bd\ub418\uc5b4 \uc788\uc73c\uba70, \ucd5c\uc0c1\uc758 \ud6a8\uc728\uc131\uc744 \uac16\uace0 \uc788\ub294 \uc0c1\ud0dc\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \ub354 \uc774\uc0c1\uc758 \uc758\uc0ac\uc758 \uc99d\uac00\ub294 \ubbfc\uac04\ubcd1\uc6d0\uc758 \ud398\uc5c5\uc774 \ub298\uc5b4\ub098\uace0 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc758 \uc758\uc0ac \ubd88\uade0\ud615 \ubb38\uc81c\ub294 \ub354 \uc2ec\ud654 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><strong>4. \uc6b0\ub9ac\ub098\ub77c\uc758 \ubbfc\uac04\ubcd1\uc6d0\uc740 \uacf5\uacf5\ubcd1\uc6d0\uacfc \ub3d9\uc77c\ud55c \uc5c5\ubb34\ub97c \ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \uc758\uc6d0\uae09 \ubbfc\uac04\ubcd1\uc6d0\uc740 \ub144\uac04 1300\uac1c\uc18c\uac00 \ud3d0\uc5c5\ud558\uace0 \uc788\uc73c\uba70, \ub3c5\uacfc\uc810 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ud751\uc790\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br><\/strong><br>\uc6b0\ub9ac\ub098\ub77c\uc758 \uacbd\uc6b0 \ubbfc\uac04\ubcd1\uc6d0\uacfc \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc5c5\ubb34\ub294 \ub3d9\uc77c\ud55c \uc758\ub8cc\uc218\uac00\uc640 \ub3d9\uc77c\ud55c \uc758\ub8cc\ud589\uc704\uac00 \uc774\ub8e8\uc5b4 \uc9c0\uace0 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc2e4\uc0c1 \ubbfc\uac04\ubcd1\uc6d0\uc758 \uacbd\uc6b0\ub3c4 \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\ub2e4\uace0 \ubd10\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uacf5\uacf5\ubcd1\uc6d0\uc758 \uacbd\uc6b0 \ud3d0\uc5c5\ud558\ub294 \uacbd\uc6b0\uac00 \uac70\uc758 \uc5c6\ub294 \ubc18\uba74\uc5d0 \ubbfc\uac04\ubcd1\uc6d0\uc740 \ub9e4\ub144 \ud3d0\uc5c5\ud558\ub294 \ubcd1\uc6d0\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \ubbfc\uac04\uc758\ub8cc\uae30\uad00\uc758 \ud3d0\uc5c5\uc744 \uc5ec\ub7ec\uac00\uc9c0 \uc758\ub8cc\uc815\ucc45\uc744 \ub3d9\uc6d0\ud558\uc5ec \ubc29\uc9c0 \ud558\uc600\uc5b4\ub3c4 \uc9c0\uc5ed\uac04 \uc758\uc0ac\uc758 \ubd88\uade0\ud615 \ubb38\uc81c\ub294 \uc2ec\ud654\ub418\uc9c0\ub294 \uc54a\uc558\uc744 \uac83\uc73c\ub85c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/08\/present.clinicclose03.jpg\" alt=\"\" class=\"wp-image-579\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/08\/present.clinicclose03.jpg 1200w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/08\/present.clinicclose03-300x225.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/08\/present.clinicclose03-1024x768.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/08\/present.clinicclose03-768x576.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">\uc758\uc6d0\uae09 \ubcd1\uc6d0\uc758 \ub144\uac04 \ud3d0\uc5c5\uc218<\/figcaption><\/figure>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uac00 \ub2e4\ub978 OECD \uad6d\uac00\uc5d0 \ube44\ud574 <a href=\"https:\/\/kfmp.org\/home\/archives\/440\" title=\"\">\uad6d\ubbfc\uc758 \ucd1d \uc758\ub8cc\ube44 \uc9c0\ucd9c\uc774 \uc801\uace0, \uad6d\ubbfc 1\uc778\ub2f9 \uc758\ub8cc\ube44 \uc9c0\ucd9c\uc774 \uc801\uc73c\uba74\uc11c\ub3c4, \uc758\ub8cc(\uc218\uc220)\ube44\uc6a9\uc774 \uc800\ub834\ud558\uace0, \uc6b0\ub9ac\ub098\ub77c \uc758\uc0ac\ub4e4\uc740 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc740 \uc9c4\ub8cc\ub97c \ud558\uace0 \uc788\uace0, \uc758\ub8cc\uc811\uadfc\uc131\uc774 \ucd5c\uace0\ub85c \uc88b\uace0, \uad6d\ubbfc\ub4e4\uc758 \uac74\uac15\uc9c0\ud45c\uac00 \uc6b0\uc218<\/a>\ud55c \ub098\ub77c\uc784\uc5d0\ub3c4 <strong>\uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\uc0ac\ub4e4\uc774 \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uc0ac\ub791\ubc1b\uc9c0 \ubabb\ud558\ub294 \uc774\uc720\ub294 \uc6b0\ub9ac\ub098\ub77c\uc758 \ubbfc\uac04\ubcd1\uc6d0\uc774 \uacf5\uacf5\ubcd1\uc6d0\uacfc \ub3d9\uc77c\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \uac1c\uc778\uc758 \uc774\uc775\uc744 \ucd94\uad6c\ud558\ub294 \uac1c\uc778\uc0ac\uc5c5\uc790\ub85c \uc778\uc2dd\ub418\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/strong> <\/p>\n\n\n\n<p>\ub300\ubd80\ubd84 \uacf5\uacf5\ubcd1\uc6d0\uc5d0\uc11c \uadfc\ubb34\ud558\ub294 <a href=\"https:\/\/www.youtube.com\/watch?v=K8Jpaw_QArM\" target=\"_blank\" rel=\"noreferrer noopener\">\uc601\uad6d\uc758 \uc758\uc0ac\ub4e4\uc740 \uad6d\ubbfc\ub4e4\uc758 \uc0ac\ub791\uc744 \ubc1b\uace0 \uc788\uc73c\uba70 \uc65c \ud55c\uad6d\uc758\uc0ac\ub4e4\uc774 \ubbf8\uc6c0\uc744 \ubc1b\ub294\uc9c0 \ubaa8\ub974\uaca0\ub2e4\uace0 \ud569\ub2c8\ub2e4<\/a>. \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\uc0ac\ub4e4\uc740 \ube44\ub2e8 \ud658\uc790\uc758 \uc9c4\ub8cc\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc6d0\uac00 \uc774\ud558\uc758 \uc758\ub8cc\uc218\uac00\ub85c \uc778\ud574 \ubc15\ub9ac\ub2e4\ub9e4\uc2dd\uc73c\ub85c  \uc77c\ud558\uba74\uc11c \ubcd1\uc6d0\uc744 \uc6b4\uc601\ud574\uc57c \ud558\ub294 \uc548\ud0c0\uae4c\uc6b4 \uc6b4\uba85\uc5d0 \ucc98\ud574 \uc788\uc73c\uba70 \uc704\uc640\uac19\uc774 \ub9e4\ub144 \ub9ce\uc740 \uc218\uc758 \ubcd1\uc6d0\ub4e4\uc774 \ud3d0\uc5c5\ud558\uace0 \uac1c\uc5c5\ud558\uace0 \uc788\uc74c\uc744 \uc544\uc154\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \ub2e4\ub978 \ub098\ub77c\uc758 \uacf5\uacf5\ubcd1\uc6d0 \uc758\uc0ac\uc640\ub294 \ub2ec\ub9ac \uc758\ub8cc\uc0ac\uace0\uc758 \ucc45\uc784\uacfc \ubbfc\ud615\uc0ac\uc0c1\uc758 \ubd80\ub2f4\ub3c4 \uc758\uc0ac\uac00 \uc838\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><br><strong>5. \uc6b0\ub9ac\ub098\ub77c\uc758 \ubcf4\ud5d8\uc81c\ub3c4\ub294 \ub2e4\ub978\ub098\ub77c\uc640 \ube44\uad50\ud558\uc5ec \ube44\uc6a9\ub300\ube44 \ud6a8\uc728\uc131\uc774 \ub6f0\uc5b4 \ub0a9\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 \uc790\ubcf8\uc8fc\uc758 \ubc29\uc2dd\uc758 \ubbfc\uac04\ubcd1\uc6d0\uc744 \uc774\uc6a9\ud558\uc5ec \uacf5\uacf5\uc758\ub8cc\uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/strong><br><br>\ud0dd\ubc30\ub294 \ud2b8\ub7ed\uc744 \uc18c\uc720\ud558\uace0 \uc788\ub294 \ud0dd\ubc30 \uac1c\uc778\uc0ac\uc5c5\uc790\uac00 \uc790\uc2e0\uc774 \ubc30\ub2ec\ud558\ub294 \ud0dd\ubc30\ub7c9\uc5d0 \ub530\ub77c \uc218\uc775\uc744 \uc5bb\uc2b5\ub2c8\ub2e4. \ub9cc\uc77c \ud0dd\ubc30\uae30\uc0ac\uac00 \ud68c\uc0ac\uc5d0 \uace0\uc6a9\ub41c \uc9c1\uc6d0\uc774\ub77c\uba74,  \uc8fc\ub9d0\ubc0f \uc57c\uac04\uc5c5\ubb34\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uacfc \ub178\ub3d9\uc2dc\uac04 \uc81c\ud55c\ub4f1\uc73c\ub85c \uc778\ud574 \uc790\uc601\uc5c5\uc790\ub4e4\ucc98\ub7fc \ud6a8\uc728\uc131\uc788\ub294 \ubc30\ub2ec\uc774 \uc774\ub8e8\uc5b4 \uc9c0\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.  \uc774\ub7ec\ud55c \uc0ac\uc5c5\ubc29\uc2dd\uc740 \uacf5\ubb34\uc6d0\ucc98\ub7fc \uacf5\uacf5\uc5c5\ubb34\ub97c \ud558\uace0 \uc788\uc9c0\ub9cc \uc601\uc5c5\ud615\ud0dc\ub294 \uac1c\uc778\uc0ac\uc5c5\uc790\uc778 \uc758\uc0ac\ub4e4\uc758 \uc5c5\ubb34\ubc29\uc2dd\uacfc \ub9e5\ub77d\uc744 \uac19\uc774 \ud569\ub2c8\ub2e4. <br><\/p>\n\n\n\n<p>OECD \uc138\uacc4\uac01\uad6d\uc758 \uc758\ub8cc\uae30\uad00\uc744 \ubcf4\uba74 \uacf5\uacf5\ubcd1\uc6d0\uc774 \ud3c9\uade0 50%\uc815\ub3c4 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc124\ub9bd\uc740 \uc758\uc0ac\uc758 \uc9c0\uc5ed\ubcc4 \ubd84\uade0\ud615\uc744 \uc608\ubc29\ud558\uace0, \ucde8\uc57d\uacc4\uce35\uc758 \uc9c4\ub8cc\ub97c \ubb34\ub8cc\ub85c \uc81c\uacf5\ud558\uba70, \uc758\uc0ac\uc5d0\uac8c\ub294 \uacbd\uc601\uc744 \ub5a0\ub098 \ud658\uc790\uc758 \uc9c4\ub8cc\uc5d0\ub9cc \uc804\ub150 \ud560\uc218 \uc788\ub2e4\ub294  \ub370\uc5d0 \uc758\ubbf8\uac00 \uc788\ub2e4 \ud560 \uac83\uc774\uba70 \ub530\ub77c\uc11c \uad6d\ubbfc\ub4e4\uc758 \uc9c0\uc9c0\uc640 \uc0ac\ub791\uc744 \ubc1b\uc744 \uc218 \uc558\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uacf5\uacf5\ubcd1\uc6d0\uc740 \ubbfc\uac04\ubcd1\uc6d0\uc5d0 \ube44\ud574 \uc758\ub8cc\ube44\uc758 \ud22c\uc790\ube44\uc6a9\uc5d0 \ube44\ud574 \uadf8 \ud6a8\uc728\uc131\uc740 \ub0ae\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/namu.wiki\/w\/%EC%A7%84%EC%A3%BC%EC%9D%98%EB%A3%8C%EC%9B%90%20%ED%8F%90%EC%97%85%20%EC%82%AC%ED%83%9C\" target=\"_blank\" rel=\"noreferrer noopener\">\uc6b0\ub9ac\ub098\ub77c\uc758 \uacf5\uacf5\uc758\ub8cc\uae30\uad00\uc778 \uc9c4\uc8fc\uc758\ub8cc\uc6d0\uc774 2013\ub144\ub3c4\uc5d0  \ud3d0\uc5c5\ub418\uc5c8\ub358 \uc774\uc720\ub97c \uc0dd\uac01\ud574\ubcf4\uba74<\/a> \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\uc2dc\uc2a4\ud15c\uc744 \uc9c0\ud0f1\ud558\ub294 \ubbfc\uac04\uc758\ub8cc\uae30\uad00\uc774 \uc5bc\ub9c8\ub098 \uc6b0\uc218\ud55c\uc9c0 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \ubbfc\uac04\ubcd1\uc6d0\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\uc81c\ub3c4\uc5d0\uc11c \uc758\ub8cc\uc758 \uacf5\uacf5\uc131 \ud655\ub300\ub97c \uc704\ud574\uc11c\ub294 \uacf5\uacf5\ubcd1\uc6d0 \uc124\ub9bd\uc774 \ubc18\ub4dc\uc2dc \ub298\uc5b4\ub098\uc57c \ud558\uace0, \uacf5\uacf5\ubcd1\uc6d0 \uc124\ub9bd\uc774 \ub298\uc5b4\ub098\uae30 \uc704\ud574\uc11c\ub294 \uc758\ub8cc\uc218\uac00\uc758 \ud604\uc2e4\ud654\uac00 \ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">\uc790! \uc774\uc81c \uc758\uc0ac \uc99d\uc6d0\uc5d0 \uad00\ud55c \uc5b8\ub860\ubcf4\ub3c4\uc758 \uc0ac\uc2e4\uc5ec\ubd80\ub97c \uc0dd\uac01\ud574 \ubd05\uc2dc\ub2e4.<\/h5>\n\n\n\n<p>\uad6d\ubbfc\uad8c\uc775\uc704\uc6d0\ud68c\uc5d0\uc11c \uc124\ubb38\uc870\uc0ac\ub97c \ud55c \uacb0\uacfc \uad6d\ubbfc 56.5%\uac00 \uc758\uc0ac\uc758 \uc218\ub97c \ub298\ub9ac\ub294 \uac83\uc744 \ucc2c\uc131\ud55c\ub2e4\uace0 \ud558\uc600\uc73c\uba70, \ud604\uc81c \uad6d\uac00 \uc758\ub8cc\uccb4\uacc4\uc758 \ubb38\uc81c\uc810\uc73c\ub85c\ub294 \uc9c0\uc5ed\uac04 \uc758\ub8cc \ubd88\uade0\ud615\uc774 44.1%\ub85c \uac00\uc7a5 \ub9ce\uc740 \uac83\uc73c\ub85c \ubcf4\ub3c4\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \ud55c \uc758\uc6d0\uc5d0 \uc758\uc0ac 1\uba85\uacfc \uac04\ud638\uc0ac\ubc0f \uc758\ub8cc\uc9c0\uc6d0\uc778\ub825\uc774 6\uba85\uc774 \uadfc\ubb34\ud55c\ub2e4\uace0 \ud558\uba74 \uc9c4\ub8cc\ub97c \uc704\ud574\uc11c\ub294 \uadf8\uc5d0 \ub9de\ub294 \uc2dc\uc124\uacfc \uc7a5\ube44 \uadf8\ub9ac\uace0 \uae30\ud0c0 \uc57d\ubb3c \ub4f1\ub4f1\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ud658\uc790\uac00 \ub298\uc5b4\uc11c \uc5ec\uae30\uc5d0 \uc758\uc0ac\ub97c 1\uba85 \ub298\ub9b0\ub2e4\uace0 \ud558\uba74 \uadf8\uc5d0 \ub9de\ucd94\uc5b4 \uc758\ub8cc\uc9c0\uc6d0\uc778\ub825\uc774 \ud544\uc694\ud560 \uac83\uc774\uba70 \uc9c4\ub8cc\uc2e4\ub4f1\ub4f1 \ucd94\uac00\ub85c \uc2dc\uc124\uacfc \uc7a5\ube44 \uadf8\ub9ac\uace0 \uae30\ud0c0 \uc57d\ubb3c\ub4e4\uc774 \ub354 \ud544\uc694\ud558\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub807\uac8c \uc758\uc0ac 1\uba85\uc744 \ub298\ub9ac\ub294 \ub370\uc5d0\ub3c4 \ub9ce\uc740 \uc778\ub825\uacfc \uc2dc\uc124\uc774 \ud544\uc694\ud55c\ub370 \ud558\ubb3c\uba70 \uc6b0\ub9ac\ub098\ub77c \uc758\ub8cc\uc81c\ub3c4\uc5d0 \uc758\uc0ac\uc99d\uc6d0\uc744 \ud558\uac8c\ub418\uba74 \ub298\uc5b4\ub09c \uc758\uc0ac\uc774\uc678\uc5d0\ub3c4 \ub9ce\uc740 \uc9c4\ub8cc\uc9c0\uc6d0 \uc778\ub825\uacfc \uc2dc\uc124\ubc0f \uc7a5\ube44\uac00 \ud544\uc694\ud558\uac8c \ub418\ubbc0\ub85c \uc6b0\ub9ac\ub098\ub77c \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc740 \ub9ce\uc774 \ub298\uc5b4\ub098\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uace0 \uc758\uc0ac\ub9cc \ub298\ub9ac\uace0 \ud544\uc694\ud55c \ub2e4\ub978 \uc778\ub825\ubc0f \uc2dc\uc124\uc744 \ub298\ub9ac\uc9c0 \uc54a\ub294\ub2e4\uba74 \uadf8 \uc758\uc0ac\ub294 \uc0ac\uc2e4\uc0c1 \ud544\uc694\uac00 \uc5c6\ub294, \uc989 \ube44\uc6a9\ub300\ube44 \ud6a8\uc728\uc131\uc774 \ub0ae\uc740 \uc758\uc0ac\uac00 \ub420\uac83\uc774\uba70 \uc758\uc0ac\uc758 \uc5f0\ubd09\uc740 \ub0ae\uc544\uc9c8 \uac83\uc774\uc9c0\ub9cc \uc758\uc0ac\uc99d\uc6d0\uc73c\ub85c \uc778\ud574 \ud0c0\ub2f9\ud55c \uc218\uc775\uc774 \ub298\uc9c0 \uc54a\ub294\ub2e4\uba74 \uc758\uc0ac\ub97c \ub298\ub824\uc11c\ub294 \uc548\ub418\ub294 \uac83\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc758\uc0ac\ub97c \ub298\ub9ac\ub294 \uac83\uc740 \ud6a8\uc728\uc131 \uce21\uba74\uc5d0\uc11c \ubd80\ub2f4\ud574\uc57c \ud560 \ube44\uc6a9\uc744 \uc0dd\uac01\ud574\uc57c \ud558\ub294 \ubb38\uc81c\uc774\uba70 \ub2e8\uc21c\ud558\uac8c \u201c\uc758\uc0ac\ub97c \ub298\ub9ac\uba74 \uc88b\uc9c0 \ubb50\u201d \ub77c\ub294 \uc0dd\uac01\uc73c\ub85c \ub298\ub824\uc11c\ub294 \uc548\ub418\ub294 \ubcf5\uc7a1\ud55c \ubb38\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc81c \uc5ec\ub7ec\ubd84\ub4e4\uc740 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac15\uc81c\uc801 \ucd1d\uc561\ud560\ub2f9\uc81c \ubcf4\ud5d8\uc81c\ub3c4\ud558\uc5d0\uc11c \uc758\uc0ac\uc758 \uc218\ub97c \ub298\ub9ac\ub294 \uac83\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \uc62c\ub9ac\uc9c0 \uc54a\uc73c\uba74 \uc758\uc0ac\uc758 \uc218\uc775\uc774 \uac10\uc18c\ub41c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uc558\uc2b5\ub2c8\ub2e4. \uad6d\ubbfc\uad8c\uc775\uc704\uc6d0\ud68c\ub294 \uc5ec\ub7ec\ubd84\ub4e4\uc5d0\uac8c  <strong>&#8220;\uc758\uc0ac\uc758 \uc218\ub97c \ub298\ub9ac\uba74 \ud55c\uba85\ub2f9 \uac74\uac15\ubcf4\ud5d8\ub8cc\uac00 \uc99d\uac00\ub429\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub4e4\uc740 \ubcf4\ud5d8\ub8cc\uac00 \uc0c1\uc2b9\ud568\uc5d0\ub3c4 \uc758\uc0ac\uc758 \uc218\ub97c \ub298\ub9ac\ub294\ub370 \ucc2c\uc131\ud569\ub2c8\uae4c?&#8221;<\/strong> \ub77c\uace0 \uc124\ubb38 \uc870\uc0ac\ub97c \ud588\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uc81c\ub300\ub85c \ub41c \uc815\ubcf4\ub97c \uc8fc\uc9c0\uc54a\uace0 \ud558\ub294 \uc124\ubb38\uc870\uc0ac\ub294 \uc815\ubd80\uac00 \uc815\ubd80\uc758 \uc815\ucc45\uc744 \uac15\ud589\ud558\uae30 \uc704\ud558\uc5ec \uad6d\ubbfc\uc744 \uc18d\uc774\ub294 \ubc94\uc8c4\uc801 \ud589\uc704\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.  <\/p>\n\n\n\n<p>\ub610\ud55c<a href=\"https:\/\/www.sedaily.com\/NewsVIew\/1Z7P65UFIX\" target=\"_blank\" rel=\"noreferrer noopener\"> \uad6d\ubbfc\uad8c\uc775\uc704\uc6d0\ud68c\uc758 \uc124\ubb38\uc870\uc0ac\ub294 \uc544\ub798\uc758 \uacf5\ubb38\uc744 \ubcf4\ub4ef\uc774 \uacf5\ubb34\uc6d0\ub4e4\uc744 \ub3d9\uc6d0\ud558\ub294 \ub4f1\ub4f1 \uacf5\uc815\ud558\uc9c0 \uc54a\uc740 \ud45c\ubcf8\uc744 \ub300\uc0c1\uc73c\ub85c \uc124\ubb38\uc870\uc0ac\ub97c \ud558\uc600\uc73c\ubbc0\ub85c \uc870\uc0ac\uacb0\uacfc\ub97c \uc2e0\ub8b0\ud558\uae30\uc5d0\ub294 \uac1d\uad00\uc131 \ubb38\uc81c\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/a><\/p>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"738\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_8.jpg\" alt=\"\" class=\"wp-image-691\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_8.jpg 640w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_8-260x300.jpg 260w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">\uad6d\ubbfc\uad8c\uc775\uc704\uc6d0\ud68c \uc758\uc0ac\uc99d\uc6d0\uc124\ubb38\uc870\uc0ac \uc870\uc791 \uacf5\ubb38<\/figcaption><\/figure>\n<\/div>\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"853\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_9.jpg\" alt=\"\" class=\"wp-image-690\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_9.jpg 640w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/1Z7P65UFIX_9-225x300.jpg 225w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">\uad6d\ubbfc\uad8c\uc775\uc704\uc6d0\ud68c \uc758\uc0ac\uc99d\uc6d0 \uc124\ubb38\uc870\uc0ac \uc870\uc791 \uacf5\ubb38<\/figcaption><\/figure>\n<\/div>\n\n\n<p>\ub610\ud55c \ucd5c\uadfc\uc758 \uc2e0\ubb38\uae30\uc0ac\ub97c \ubcf4\uba74 \uc815\ubd80\uc640 \uc2dc\ubbfc\ub2e8\uccb4\ub294 <strong>&#8220;\uc6b0\ub9ac\ub098\ub77c\ub294 \uc758\uc0ac\uc218\uac00 OECD \uad6d\uac00\uc758 \ud3c9\uade0\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud560\uc815\ub3c4\ub85c \uc758\uc0ac\uc758 \uc218\uac00 \ubd80\uc871\ud558\ubbc0\ub85c \uc758\uc0ac\uc218\ub97c \ub298\ub824\uc57c \ud55c\ub2e4&#8221;<\/strong>\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ud2b9\ud788, \uc774\ubcf4\ub77c \uc778\uc758\ud611 \uacf5\ub3d9\ub300\ud45c\ub294 <a href=\"http:\/\/www.upinews.kr\/newsView\/upi202009030050\" target=\"_blank\" rel=\"noreferrer noopener\">&#8220;\uc758\uc0ac \uc218\uac00 \uc99d\uac00\ud558\uba74 \uc758\uc0ac \uc9d1\ub2e8 \ub0b4\ubd80\uc5d0\uc11c \ubc25\uadf8\ub987 \uc2f8\uc6c0\uacfc \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c0\uac8c \ub41c\ub2e4. \uc758\uc0ac \uc9d1\ub2e8\uc774 \ud30c\uc5c5\uc5d0 \ub098\uc120 \uac74 \uc758\ub8cc \uacf5\uacf5\uc131 \ud655\ubcf4 \ubaa9\uc801\uc774 \uc544\ub2c8\ub77c \uc758\uc0ac \uc99d\uc6d0 \ubc18\ub300 \ub54c\ubb38&#8221;<\/a>\uc774\ub77c\uba70 \uc758\uc0ac\ub4e4\uc774 \uc99d\uc6d0\uc5d0 \uacb0\uc0ac\uc801\uc73c\ub85c \ubc18\ub300\ud558\ub294 \uac83\uc740<strong> &#8216;\ubc25\uadf8\ub987 \uc9c0\ud0a4\uae30&#8217;<\/strong>\uc784\uc744 \uba85\ubc31\ud788 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac15\uc81c\uc801 \ub2e8\uc77c \ubcf4\ud5d8\uccb4\uacc4\ub85c \uc778\ud558\uc5ec \uc758\uc0ac\uc218\uac00 \ub298\uc5b4\ub098\ub354\ub77c\ub3c4 \uad6d\uac00\uac00 \uc815\ud558\ub294 \ubcf4\ud5d8\uc218\uac00\uc5d0 \uc758\ud574  \ubaa8\ub4e0 \uc758\ub8cc\ube44\uac00 \uacb0\uc815\ub418\ub294 \uc0ac\ud68c\uc8fc\uc758\uc2dd \uc758\ub8cc\uc81c\ub3c4\uc774\ubbc0\ub85c \uc758\uc0ac\ub4e4\uc758 \uacbd\uc7c1\uc73c\ub85c \uc9c4\ub8cc\ube44\uc6a9\uacfc \uc9c4\ub8cc\uc11c\ube44\uc2a4\uac00 \ubcc0\ud654\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\ubcf4\ub77c \ub300\ud45c\uac00 \ub9d0\ud558\ub4ef\uc774  \uc758\uc0ac\uc218\uac00 \ub298\uc5b4\ub098\uba74 \ubc25\uadf8\ub987 \uc2f8\uc6c0\uc774 \ubc1c\uc0dd\ud558\uace0 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud574\uc9c4\ub2e4\ub294 \ub0b4\uc6a9\uc740 \ube44\uc6a9\uc808\uac10\uacfc \uc11c\ube44\uc2a4\uac1c\uc120\uc774 \uc544\ub2cc, \uc758\ub8cc\uae30\uad00\uc774 \ud658\uc790 \uc218\ub298 \ub298\ub9ac\uae30 \uc704\ud55c \ud658\uc790 \uc720\uc778\ubc0f \uc720\uce58\uacbd\uc7c1\uc744 \uc758\ubbf8 \ud558\ubbc0\ub85c \uacb0\uacfc\uc801\uc73c\ub85c \ud658\uc790\uc218\uac00 \uc801\uc740 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5d0 \uc788\ub294 \ubcd1\uc6d0\uc758 \ud3d0\uc5c5\uc774 \ub298\uc5b4\ub0a0 \uac83\uc774\ub2c8 \uc9c0\uc5ed\uac04 \uc758\uc0ac \ubd88\uade0\ud615\ubb38\uc81c\ub294 \ub354 \uc2ec\ud574 \uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub354\uc6b1\uc774 2018\ub144 \ud55c\uad6d\ubcf4\uac74\uc0ac\ud68c\uc5f0\uad6c\uc6d0\uc5d0\uc11c \ubcf4\uace0\ud55c &#8216;\ubcf4\uac74\uc758\ub8cc\uc778\ub825 \uc2e4\ud0dc\uc870\uc0ac&#8217; \ubb38\uac74\uc5d0 \uc758\ud558\uba74 \uc758\uc0ac \uc218\ub97c \ub298\ub9ac\ub294 \ubc29\uc548\uc73c\ub85c\ub294 \uc9c0\uc5ed\ubcc4 \uc758\uc0ac \ubd88\uade0\ud615 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc5c6\ub2e4\uace0 \ubcf4\uace0\ud558\uc600\uc2b5\ub2c8\ub2e4(\ucd9c\ucc98: \ubcf4\uac74\uc758\ub8cc\uc778\ub825 \uc2e4\ud0dc\uc870\uc0ac p 518)<\/p>\n\n\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-45bf2511-f2b7-4e64-867f-6a9e06845933\" href=\"https:\/\/kfmp.org\/home\/%eb%b3%b4%ea%b1%b4%ec%9d%98%eb%a3%8c%ec%9d%b8%eb%a0%a5_%ec%8b%a4%ed%83%9c%ec%a1%b0%ec%82%ac\" target=\"_blank\" rel=\"noreferrer noopener\">\ubcf4\uac74\uc758\ub8cc\uc778\ub825_\uc2e4\ud0dc\uc870\uc0ac<\/a><a href=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/08\/\ubcf4\uac74\uc758\ub8cc\uc778\ub825_\uc2e4\ud0dc\uc870\uc0ac.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-45bf2511-f2b7-4e64-867f-6a9e06845933\">\ub2e4\uc6b4\ub85c\ub4dc<\/a><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-675_62b8d0-29 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-675_62b8d0-29 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-675_62b8d0-29\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<p><strong>\ub610\ud55c \uc758\uc0ac\uac00 \uc758\ub8cc \uc815\ucc45\uc744 \uc77c\ubc18 \uad6d\ubbfc\ubcf4\ub2e4 \ub354 \uc798 \uc54c\uace0 \uc788\ub2e4 \ud558\ub354\ub77c\ub3c4, \uc815\ubd80\uac00 \uc758\uc0ac\uc218\ub97c \ub298\ub9ac\ub294 \uc815\ucc45\uc5d0  \uc758\uc0ac\uc758 \ud5c8\ub77d\uc744 \ubc1b\uc744 \ud544\uc694\uac00 \uc5c6\ub294 \uac83\uc77c\uae4c\uc694?<\/strong><\/p>\n\n\n\n<p>\uc774\uc81c \uc5ec\ub7ec\ubd84\ub4e4\uc740 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\ube44\ub294 \uacbd\uc7c1\uc5d0 \uc758\ud574 \ubcc0\ud654\ub418\ub294 \uac83\uc774 \uc544\ub2cc \uad6d\uac00\uac00 \uac15\uc81c\ub85c \uc815\ud55c \uac00\uaca9\uc774\ub77c\ub294 \uac83\uc744 \uc54c\uac8c \ub418\uc5c8\uc73c\ub2c8 \uc758\uc0ac\uc218\ub97c \ub298\ub9ac\ub354\ub77c\ub3c4 \uacbd\uc7c1\uc744 \ud1b5\ud574 \uc11c\ube44\uc2a4\uc758 \ud488\uc9c8\uc774 \uc88b\uc544\uc9c0\uc9c0\ub3c4, \uc9c4\ub8cc\ube44\uc6a9\ub3c4 \uac10\uc18c\ub418\uc9c0\ub3c4 \uc54a\ub294\ub2e4\ub294 \uac83\uc744 \uc54c\uc558\uc2b5\ub2c8\ub2e4.  \uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c \uc758\uc0ac\uc758 \uc218\ub97c \ub298\ub9ac\ub294 \uc758\ubbf8\ub294 \uc0ac\uc7a5\uc774 \uc9c1\uc6d0\uc744 \ub298\ub9ac\uba74\uc11c \uae30\uc874\uc758 \uadfc\ubb34\ud558\ub294 \uc9c1\uc6d0\ub4e4\uc758 \ub3d9\uc758 \uc5c6\uc774 \uc6d4\uae09\uc744 \uc0ad\uac10\ud558\uace0 \uc2e0\uaddc \uc9c1\uc6d0\uc744 \ub298\ub9ac\ub294 \ud589\uc704\uc640\ub3c4 \uac19\uc2b5\ub2c8\ub2e4.  \ub530\ub77c\uc11c \uc758\uc0ac \uc99d\uc6d0\uc740 \ub2f9\uc5f0\ud788 \uc758\uc0ac\uc758 \ub3d9\uc758\ub97c \ubc1b\uc544\uc57c \ud558\uba70, \ub9cc\uc77c \uc758\uc0ac\uc758 \ub3d9\uc758\uac00 \uc5c6\uc774 \uc758\uc0ac\uc758 \uc99d\uc6d0\uc774 \uc774\ub8e8\uc5b4 \uc9c4\ub2e4\uba74 \uc758\uc0ac\ub294 \uc815\ubd80\uc758 \ub178\uc608\ub77c\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.  <\/p>\n\n\n\n<h5 class=\"wp-block-heading\">\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc9c0\uc5ed\uac04 \uc758\uc0ac\uc758 \ubd88\uade0\ud615 \ubb38\uc81c\uc5d0 \ub300\ud55c \ud574\uacb0\ucc45\uc744 \uc0dd\uac01\ud574 \ubd05\ub2c8\ub2e4.<\/h5>\n\n\n\n<p><a href=\"https:\/\/imnews.imbc.com\/replay\/2020\/nwdesk\/article\/5898116_32524.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uc0b0\ubd80\uc778\uacfc\ub294 \uace0\uc131\ubfd0 \uc544\ub2c8\ub77c \uc18d\ucd08\uc640 \uc591\uc591 \uc778\uc81c \ub4f1 \uc8fc\ubcc0 \uc9c0\uc5ed\uc5d0\ub3c4 \ubd84\ub9cc \uac00\ub2a5\ud55c \uacf3\uc774 1\uacf3\ub3c4 \uc5c6\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/a> \uadf8\ub798\uc11c \uc0b0\ubaa8\ub4e4\uc740 \ucc28\ub85c 1\uc2dc\uac04 \uac78\ub9ac\ub294 \uac15\ub989\uae4c\uc9c0 &#8216;\uc6d0\uc815 \ucd9c\uc0b0&#8217;\uc744 \ud574\uc57c \ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc704\uc640 \uac19\uc774 \uc5b8\ub860\ub4f1\uc5d0\uc11c \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\uc0ac\uc218\uac00 \ubd80\uc871\ud558\ub2e4\ub294 \uadfc\uac70\ub294 \ubaa8\ub450 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5d0 \uc758\uc0ac\uac00 \ubd80\uc871\ud558\ub294 \uac83\uc774\ubbc0\ub85c \uc0ac\uc2e4 \uc758\uc0ac\uc758 \uc218 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \uc758\uc0ac\uc758 \uc9c0\uc5ed\ubcc4 \ubd88\uade0\ud615\uc758 \ubb38\uc81c\ub85c \ubd10\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc55e\uc11c \ub9d0\uc500\ub4dc\ub9b0\ub300\ub85c \uc6b0\ub9ac\ub098\ub77c\uc758 \ubcd1\uc6d0\uc740 90% \uc774\uc0c1\uc774 \ubbfc\uac04\ubcd1\uc6d0\uc774\uba70 \uc774\ub7ec\ud55c \ubbfc\uac04\ubcd1\uc6d0\uc740 \uc790\ubcf8\uc8fc\uc758 \uc2dc\uc7a5\uacbd\uc81c\uc758 \ubc29\uc2dd\uc5d0 \ub530\ub77c \ucd5c\uc801\ud654 \ub418\uc5b4 \uc9c0\uc5ed\ubcc4\ub85c \ubd84\ud3ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  \ubd80\uc5f0\ud558\uba74 \uc815\ud574\uc9c4 \uc758\ub8cc\uc218\uac00\ub85c \uc218\uc775\uc744 \uc5bb\ub294 \ubbfc\uac04\ubcd1\uc6d0\ub4e4\uc740 \uce58\uc5f4\ud55c \uc0dd\uc874\uacbd\uc7c1\uc744 \ud1b5\ud574 \uc0b4\uc544 \ub0a8\uc740 \ubcd1\uc6d0\ub4e4\uc774\uba70, \uc758\ub8cc \ucde8\uc57d\uc9c0\ub098 \uc778\uad6c \uad6c\uc131\ube44\uc728\ub4f1\uc774 \uc218\uc775\uc5d0 \ucd5c\uc801\ud654 \ub418\uc9c0 \uc54a\uc740 \ubcd1\uc6d0\ub4e4\uc740 \ud398\uc5c5\uc774 \ub418\uc5ec \uc0ac\uc2e4\uc0c1 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5d0 \ubbfc\uac04\ubcd1\uc6d0\uc740 \uc138\uc6cc\uc9c8 \uc218 \uac00 \uc5c6\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4. <\/p>\n\n\n\n<p>2014\ub144\ub3c4 \uacfc\ubaa9\ubcc4 \ud3d0\uc5c5\ud604\ud669\uc744 \ubcf4\uba74 <a href=\"http:\/\/www.monews.co.kr\/news\/articleView.html?idxno=80303\" target=\"_blank\" rel=\"noreferrer noopener\">\uc0b0\ubd80\uc778\uacfc\uc758 \uac1c\uc5c5\uc218\ub294 50\uac1c\uc18c \ud3d0\uc5c5\uc740 76\uac1c\uc18c\ub85c \uac1c\uc5c5\ub300\ube44 \ud3d0\uc5c5\uc728\uc740 152%<\/a>\ub85c \uc0b0\ubd80\uc778\uacfc\ubcd1\uc6d0\uc740 \uae09\uc18d\ud558\uac8c \uc904\uc5b4 \ub4e4\uc5c8\ub294\ub370 \ud658\uc790\uc218\uac00 \uc801\uc740 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc758 \uc0b0\ubd80\uc778\uacfc\ub294 \ub354 \ub9d0\ud560 \ub098\uc704\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"677\" src=\"https:\/\/www.kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ud398\uc5c5_\uacfc\ubaa9\ubcc4_2015.jpg\" alt=\"\" class=\"wp-image-684\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ud398\uc5c5_\uacfc\ubaa9\ubcc4_2015.jpg 500w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2020\/09\/\ud398\uc5c5_\uacfc\ubaa9\ubcc4_2015-222x300.jpg 222w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n\n\n<p>\uadf8\ub7ec\ub098 \uc815\ubd80\uac00 \uc774\ub7ec\ud55c \uc0b0\ubd80\uc778\uacfc\uc758 \uc5b4\ub824\uc6c0\uc744 \uc778\uc2dd\ud558\uace0 \ud3d0\uc5c5\uc744 \ub9c9\uc558\ub2e4\uba74 \uc9c0\uae08\ucc98\ub7fc \uc0b0\ubd80\uc778\uacfc\uac00 \ubd80\uc871\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc785\ub2c8\ub2e4.  \ub530\ub77c\uc11c  \uc758\uc0ac\uc758 \ubd88\uade0\ud615\uc758 \ubb38\uc81c\ub294 \uc758\ub8cc\uc815\ucc45\uc758 \ubb38\uc81c\uc774\uc9c0 \uc758\uc0ac\uc758 \uc218\uac00 \ubb38\uc81c\uac00 \uc544\ub2cc \uac83\uc785\ub2c8\ub2e4.  <\/p>\n\n\n\n<p>\uc758\ub8cc \ucde8\uc57d\uc9c0\uc5d0 \uaf2d \ud544\uc694\ud55c \uacf5\uacf5\ubcd1\uc6d0\uc740 \uc0ac\ub78c\uc758 \uc0dd\uba85\uc744 \uc0b4\ub9ac\ub294 \uc678\uacfc, \uc2e0\uacbd\uc678\uacfc. \ud749\ubd80\uc678\uacfc, \ub0b4\uacfc, \uc0b0\ubd80\uc778\uacfc\uac19\uc740 \uc751\uae09\ud658\uc790\uc758 \uce58\ub8cc\uc640 \uc218\uc220\uc744 \ud560\uc218 \uc788\ub294 \uc678\uc0c1\uc13c\ud130\ubcd1\uc6d0\uc774 \ud544\uc694\ud55c\ub370 \uac1c\uc778\uc774 \uadf8\ub7ec\ud55c \ubcd1\uc6d0\uc744 \uc138\uc6b0\uba74 100% \ud398\uc5c5 \ud560 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 \uc758\ub8cc\uc218\uac00\uac00 \uc6d0\uac00\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud560 \uc815\ub3c4\ub85c \ub0ae\uc740 \ub370\ub2e4\uac00 \ud658\uc790 \uc218\uac00 \ub9ce\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\uc9c0\uc694.  \uadf8\ub807\uc9c0\ub9cc \uc751\uae09\ud55c \uc0c1\ud669\uc5d0\uc11c \uc0ac\ub78c\uc744 \uc0b4\ub9b4\ub824\uba74 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5d0  \uacf5\uacf5\ubcd1\uc6d0\uc740 \uaf2d \ud544\uc694\ud569\ub2c8\ub2e4.   \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc758 \uc801\uc790\uac00 \uc608\uacac\ub418\ub294 \uc0c1\ud0dc\ub77c \uc0c8\ub86d\uac8c  \uacf5\uacf5\ubcd1\uc6d0\uc744 \ub9cc\ub4e4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.  \ub300\uc2e0 \uc758\uc0ac\uc218\ub97c \ub298\ub9b0\ub2e4\ub294 \uba85\ubaa9\uc73c\ub85c \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5d0 \ud544\uc694\ub3c4 \uc5c6\ub294 \uacf5\uacf5\ub300\ud559\uc744 \uad6d\ubbfc\uc138\uae08\uc73c\ub85c \ub9cc\ub4e0\ub2e4\uace0 \ud558\ub2c8 \ud22c\uae30\uafbc\uc774 \uc544\ub2c8\ub77c\uba74 \ub9d0\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc758\uc0ac\ub4e4\uc774 \uc815\ubd80\uc5d0\uac8c \uc694\uad6c\ud558\ub294\uac83\uc740 \uacf5\uacf5\uc758\ub300\uac00 \uc544\ub2c8\ub77c \uc88b\uc740 \uc778\ud504\ub77c,  \uc88b\uc740 \uc2dc\uc124\uacfc \uae30\uad6c\uac00 \uc788\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc785\ub2c8\ub2e4. <a href=\"https:\/\/youtu.be\/ZjCeLj7v-_w\" target=\"_blank\" rel=\"noreferrer noopener\">\uadf8\ub9ac\uace0 \uc758\uc0ac\ub4e4\uc774 \uae30\ud53c\ud558\ub294 \uc9c4\ub8cc\uacfc\uc5d0 \uc758\ub8cc\uc218\uac00\ub97c \uc62c\ub824\uc11c \uce58\ub8cc, \uc218\uc220, \ud68c\ubcf5\uc5d0 \ucda9\ubd84\ud55c \uc758\uc0ac \uac04\ud638\uc0ac \uc778\ub825\uc744 \ud22c\uc785\ud574\ub3c4 \uc218\uc775\uc774 \ub0a0\uc218 \uc788\uac8c \ud574\uc8fc\uba74 \ubbfc\uac04\ubcd1\uc6d0\uc740 \uae30\ud53c\uacfc\ub97c \ub354 \ub9ce\uc774 \ub9cc\ub4e4\uac8c \ub420\uac83\uc774\uace0, \uc758\uc0ac\ub4e4\uc740 \uc54c\uc544\uc11c \uae30\ud53c\uacfc\uc5d0 \ub300\ud55c \uc9c0\uc6d0\uc774 \ub298\uc5b4 \ub0a0 \uac83\uc774\uba70<\/a>, \uacf5\uacf5\ubcd1\uc6d0\uc774 \uc5ec\ub7ec\uac00\uc9c0 \uce21\uba74\uc5d0\uc11c \ube44\uad50\ud558\uc5ec \ubbfc\uac04\ubcd1\uc6d0\uacfc \ucc28\ubcc4\ud654 \ub41c \uc7a5\uc810\uc774 \uc788\ub2e4\uba74 \uc790\uc2e0\uc758 \uc804\uacf5\uc744 \uc0b4\ub9b4 \uc218 \uc788\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc5d0 \ucde8\uc9c1 \ud560 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uacb0\ub860\uc801\uc73c\ub85c <strong>\uc815\ubd80\uc640 \uc2dc\ubbfc\ub2e8\uccb4\uac00 \ubbfc\uac04 \uc911\uc2ec\uc758 \uc758\ub8cc\uc81c\ub3c4\uc758 \uad6c\uc870\uc801\uc778 \ubaa8\uc21c\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc758\ub8cc\uc218\uac00\ub97c \uc870\uc815\ud558\uace0 \uacf5\uacf5\ubcd1\uc6d0\uc744 \uc138\uc6b0\ub824\uace0 \ud558\uc9c0\ub294 \uc54a\uace0 \uacf5\uacf5\uc758\ub300\ub97c \ub9cc\ub4e4\uc5b4 \uc758\uc0ac\uc758 \uc218\ub9cc \ub298\ub9ac\ub824\uace0 \ud558\ub294 \uac83\uc740 \uc5b4\ub9ac\uc11d\uc740 \uc758\ub8cc\uc815\ucc45\uc73c\ub85c \uc815\uce58\uc778\ub4e4\uc758  \ub300\uc911 \uc778\uae30\ubab0\uc774\uc640 \ud568\uaed8 \uc0ac\ub9ac\uc0ac\uc695\uc744 \ucc44\uc6b0\ub824\ub294 \ub9e4\uc6b0 \uc720\uac10\uc2a4\ub7ec\uc6b4 \ud589\uc704\uc774\uba70 \ub9c8\ub545\ud788 \ucc98\ubc8c \ubc1b\uc544\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/strong> <\/p>\n\n\n\n<p>\uc758\uc0ac\uac00 \ub298\uc5b4\ub098\uba74 \uc5ec\ub7ec\ubd84\ub4e4\uc740 \ub354 \uc88b\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\uace0 \uc758\uc0ac\ub4e4\uc740 \uacfc\ub85c\uc5d0\uc11c \ubc97\uc5b4 \ub0a0\uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc5ec\ub7ec\ubd84\ub4e4\uc758 \uacbd\uc81c\uc0ac\uc815\uacfc \ubcf4\ud5d8\ub8cc\ub85c\ub294 \uc9c0\uae08\uc758 \uc778\uc6d0\ub9cc\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud558\uba70 \uc5ec\ub825\uc774 \uc788\ub2e4\uba74 \ucc28\ub77c\ub9ac \ud544\uc218\uc758\ub8cc\uc758 \ubcf4\uc7a5\uc728\uc744 \ub192\uc774\uace0, \uc758\ub8cc \ucde8\uc57d\uc9c0\uc758 \uacf5\uacf5\ubcd1\uc6d0 \uc124\ub9bd\uc5d0 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub798\ub3c4 \uc5ec\ub7ec\ubd84\ub4e4\uc774 \uc758\uc0ac \uc218\ub97c \ub298\ub824\uc11c \ub354 \uc88b\uc740 \uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ubc1b\uace0 \uc2f6\ub2e4\uba74 \uba3c\uc800 \uc758\ub8cc\uc218\uac00\ub97c \uc62c\ub824\uc11c \uc758\uc0ac\ub4e4\uc758 \ubd09\uae09\uc744 \uc720\uc9c0 \uc2dc\ucf1c \uc8fc\uc154\uc57c \ud569\ub2c8\ub2e4. \ub3c4\ub451\ub188\uc774 \uc544\ub2c8\ub77c\uba74 \ub9d0\uc774\uc8e0. \uc758\uc0ac\uc758 \uc218\uc775\uc744 \ub0ae\ucd94\uac8c \ub418\uba74 \uc758\ub8cc\uc758 \uc218\uc900\ub3c4 \ub0ae\uc544 \uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \uc5ec\ub7ec\ubd84\ub4e4\uc774 \ud30c\uc5c5\ud558\ub294 \uc758\uc0ac\ub97c \ube44\ub09c \ud558\ub294 \uac83\uc740 \uc758\uc0ac\uac00 \ub178\uc608\ub85c \uc0b4\uae30\ub97c \uac15\uc694\ud558\ub294 \uac83\uacfc \uac19\uc73c\uba70 \uacb0\uad6d\uc740 \ud658\uc790\ub4e4\uc5d0\uac8c \ud53c\ud574\uac00 \uac00\ub294 \uc798\ubabb\ub41c \uc758\ub8cc\uc815\ucc45\uc5d0 \ucc2c\uc131\ud558\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uac15\uc81c\uc801\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub294 \uc758\uc0ac\ub4e4\uc774 \uc815\ubd80\uc758 \uc815\ucc45\uc5d0 \uc800\ud56d\ud558\ub294 \ubc29\ubc95\uc740 \ud30c\uc5c5\ud558\ub294 \ubc29\ubc95\ubfd0\uc774\uba70 \uc758\uc0ac\ub4e4\uc774 \ud658\uc790\uc758 \uc0dd\uba85\uc744 \ub2f4\ubcf4\ub85c \ud30c\uc5c5\ud558\ub294 \uac83\uc774 \uc2eb\uc73c\uc2dc\ub2e4\uba74, \uc815\ubd80\ub97c \uc555\ubc15\ud558\uc5ec \uc758\uc0ac\ub4e4\uc774 \ud30c\uc5c5\ud558\uc9c0 \uc54a\ub3c4\ub85d \ub9c9\uc544\uc57c \ud569\ub2c8\ub2e4. \uc815\ubd80\uc640 \uc5b8\ub860\uc740 \uacc4\uc18d\ud558\uc5ec \uc758\uc0ac\ub294 \ud658\uc790\uacc1\uc5d0 \uc788\uc5b4\uc57c \ud55c\ub2e4\uace0 \ub3c4\ub355\uc801\uc778 \ube44\ub09c\uc744 \ud569\ub2c8\ub2e4\ub9cc \uc815\uc791 \uc758\uc0ac\uac00 \ud30c\uc5c5\uc744 \uba48\ucd94\uace0 \uc9c4\ub8cc\ud604\uc7a5\uc73c\ub85c \ub3cc\uc544 \uac00\ub3c4\ub85d \uc758\ub8cc\uc815\ucc45\uc5d0 \ub300\ud55c \ucca0\ud68c\ub294 \ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc758\uc0ac\uac00 \uc8fd\uc73c\uba74 \ud658\uc790\ub3c4 \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc5c6\uac8c \ub429\ub2c8\ub2e4. <strong>\ubcf4\ud5d8\ud68c\uc0ac\uc744 \uc6b4\uc601\ud558\ub294 \uc815\ubd80\uac00 \uacf5\uae09\uc790\uc778 \uc758\ub8cc\uae30\uad00\uc5d0\ub9cc \ubd88\ub9ac\ud55c \ud3b8\ud5a5\ub41c \uc758\ub8cc\uc815\ucc45\uc744 \uacc4\uc18d\uc801\uc73c\ub85c \ub9cc\ub4e4\uc5b4 \ub0b4\ub294 \uac83\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ub9c9\uae30 \uc704\ud574\uc11c\ub294 \uacf5\uacf5\ubcd1\uc6d0\uc774 OECD \ud3c9\uade0\uc218\uc900\uc73c\ub85c\ub294 \ub9cc\ub4e4\uc5b4 \uc838\uc57c \ud558\uace0 \uc758\ub8cc\ubcf4\ud5d8\uac15\uc81c\uc9c0\uc815\uc81c\uac00 \ud3d0\uc9c0\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-embed-handler wp-block-embed-embed-handler wp-embed-aspect-4-3 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\uc601\uad6d\uc758\uc0ac\uc758 \ud55c\uad6d\uc758\ub8cc \uccb4\ud5d8\uc18c\uac10.. &quot;\ud55c\uad6d\uc758\uc0ac\ub4e4 \ubd88\uc30d\ud574\uc694.&quot;\" width=\"720\" height=\"540\" src=\"https:\/\/www.youtube.com\/embed\/D0N5ugndo2o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\">\uc601\uad6d\uc758\uc0ac\uc758 \ud55c\uad6d\uc758\ub8cc \uccb4\ud5d8\uc18c\uac10 \uc720\ud29c\ube0c \ub3d9\uc601\uc0c1<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\uc5ec\ub7ec\ubd84\uc758 \uc0ac\uc7a5\ub2d8\uc774 \uac11\uc790\uae30 \uc9c1\uc6d0\uc218\ub97c \ub298\ub9ac\uaca0\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc6d0\ub798 2\uba85\uc774 \uadfc\ubb34\ud558\ub358 \uc791\uc740 \uac1c\uc778 \uc0ac\uc5c5\uccb4\uc778\ub370\uc694 4\uba85\uc73c\ub85c \uc9c1\uc6d0\uc744 \ub298\ub9ac\uaca0\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub4e4\uc774 \uc9c1\uc6d0\uc758 \uc785\uc7a5\uc774\ub77c\uba74 \ud3c9\uc18c \uc77c\ud558\ub294 \ub370 \uc77c \uc190\uc774 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