{"id":1241,"date":"2024-01-28T22:45:14","date_gmt":"2024-01-28T13:45:14","guid":{"rendered":"https:\/\/kfmp.org\/home\/?p=1241"},"modified":"2025-01-10T10:35:44","modified_gmt":"2025-01-10T01:35:44","slug":"%eb%ac%b8%ec%9e%ac%ec%9d%b8-%ec%bc%80%ec%96%b4%eb%8a%94-%ec%a7%91%eb%8b%a8%ec%a0%81-%eb%8c%80%ea%b5%ad%eb%af%bc-%ec%82%ac%ea%b8%b0%ea%b7%b9%ec%9d%b4%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/kfmp.org\/home\/archives\/1241","title":{"rendered":"\ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \uc9d1\ub2e8\uc801 \ub300\uad6d\ubbfc \uc0ac\uae30\uadf9\uc774\ub2e4"},"content":{"rendered":"\n<p>\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uae30\ub2a5\uacfc \uc5ed\ud560\uc740 \ubcf4\ud5d8\uc790\ub85c\uc11c \uc758\ub8cc \uacf5\uae09\uc790\uc778 \uc758\uc0ac\uc640 \uc758\ub8cc \uc18c\ube44\uc790\uc778 \ud658\uc790\uc0ac\uc774\uc5d0 \uac00\uad50\uc5ed\ud560\uc744 \ud558\uc5ec \uad6d\ubbfc\ub4e4\uc758 \uc9c8\ubcd1\uc5d0 \ub178\ucd9c\ub418\uc5c8\uc744\ub54c \ube44\uc6a9\ubd80\ub2f4\uc774 \uc5c6\uc774 \uce58\ub8cc\ub97c \uc798 \ubc1b\uc744 \uc218 \uc788\uac8c \ud558\uace0, \uc758\uc0ac\ub4e4\uc774 \uc9c4\ub8cc\ub97c \ud560\ub54c \ud658\uc790\uc758 \uacbd\uc81c\uc801 \ub2a5\ub825\uc5d0 \uc0c1\uad00\uc5c6\uc774 \ubaa8\ub4e0 \uc9c4\ub8cc\ube44\uc6a9\uc744 \uc804\ub2ec \ubc1b\uc544 \uc6d0\ub9cc\ud558\uac8c \ubcd1\uc6d0\uc744 \uc6b4\uc601\ud560 \uc218 \uc788\uac8c \ud558\ub294 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uad6d\ubbfc\uac74\ub2f9\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uad6d\ubbfc\uc73c\ub85c \ubd80\ud130 \ubc1b\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \ud658\uc790\uc758 \uc9c4\ub8cc\ube44\ub77c \uc0dd\uac01\ud558\uc9c0 \uc54a\uace0, \uad6d\uac00\uc758 \uc138\uae08\uc73c\ub85c \uc0dd\uac01\ud558\uba70 \uc5b4\ub5bb\uac8c\ub4e0 \uc544\uaef4\uc11c \uc789\uc5ec\uae08\uc744 \ub9cc\ub4e4\uc5b4 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc6b4\uc5c9\uc744 \uc704\ud574\uc11c \uc4f0\uace0 \uc788\ub2e4.  \ub530\ub77c\uc11c \ubcf4\uac74\ubcf5\uc9c0\ubd80\uc640 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc758\uc0ac\uc758 \uc9c4\ub8cc\ube44\ub97c \uac00\ub2a5\ud55c\ud55c \uc904\uc774\ub294 \uc815\ucc45\uc744 \uc5f0\uad6c\ud558\uace0 \uc2dc\ud589\ud574 \uc654\uc73c\uba70 \uadf8 \uc77c\ud658\uc758 \ud55c\uac00\uc9c0\ub294 \ubcf4\ub4e0 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ubcf4\ud5d8\ud654 \uc989 &#8216;\ubb38\uc7ac\uc778 \ucf00\uc5b4&#8217; \uc774\ub2e4. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc778\uad6c<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ud56d\ubaa9 (\ucd1d \uc9c4\ub8cc\ud56d\ubaa9\uc911 \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \ud56d\ubaa9\uc758 \uc218, \uc989 \ubcf4\ud5d8\ud654\uc728)<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uc9c0\uae09\uc728 (\ucd1d \uac74\uac15\ubcf4\ud5d8\ub8cc \uc218\uc775\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8\uc774 \uc9c0\uae09\ud558\ub294 \uae08\uc561) <\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uae09\uc5ec\uc728(\uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \uc81c\uc678\ud55c \uc9c4\ub8cc\ube44\uc911 \uc9c0\uae09\ud558\ub294 \uae08\uc561)<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728(\uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \ud3ec\ud568\ud55c \uc9c4\ub8cc\ube44\uc911 \uc9c0\uae09\ud558\ub294 \uae08\uc561)<\/li>\n<\/ol>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\">\ubaa8\ub4e0 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ubcf4\ud5d8\ud654\ub294 \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\ud56d\ubaa9\uc744 \ub298\ub9ac\ub294 \uac83\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8 \ubcf4\ud5d8\ud654\uc728\uc744 \ub192\uc774\ub294 \uc815\ucc45\uc774\uc9c0 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9b4\uc218 \uc5c6\ub294 \uc815\ucc45\uc774\ub2e4. \uc815\ubd80\ub294 \uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\ub960 \ub192\uc774\uae30 \uc704\ud574\uc11c \uc758\ub8cc\uc218\uac00\ub97c \uc62c\ub9ac\uace0 \uc815\ubd80\uc758 \uc7ac\uc815\uc744 \ud22c\uc790\ud558\uc5ec \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubd80\ub2f4\ubd84\uc744 \ub298\ub9ac\uace0 \uac00\uacc4\ubd80\ub2f4\uae08\uc744 \uc904\uc5ec\uc8fc\uc5b4\uc57c \ud55c\ub2e4. \uc815\ubd80\ub294 2018\ub144 \ubd80\ud130 2022\ub144\ub3c4 \uae4c\uc9c0 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 70%\ub85c \uc62c\ub9ac\uaca0\ub2e4\ub294 \ubaa9\ud45c\uc744 \ubc1c\ud45c\ud558\uc600\uc9c0\ub9cc \uc815\uc791 \ud544\uc694\ud55c \uc7ac\uc815\ud22c\uc790\ub294 \ud558\uc9c0 \uc54a\uace0 \ubaa8\ub4e0 \ube44\ubcf4\ud5d8 \ud56d\ubaa9\uc758 \uac00\uaca9\uc744 \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\ud558\ub294, \ube44\ubcf4\ud5d8\ud56d\ubaa9\uc758 \uc804\uba74\uc801\uc778 \ubcf4\ud5d8\ud654\ub97c \uc2dc\ud589\ud55c \uac83\uc774\ub2e4. <br><br>\uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uc5ec \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9b0\ub2e4\ub294 \uba85\ubaa9\uc73c\ub85c \uc4f8\ub370 \uc5c6\uc774 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654 \ud558\uc5ec \uac74\uac15\ubcf4\ud5d8\uc758 \ud56d\ubaa9\uc218 \uc989 \ubcf4\ud5d8\ud654\ub960\uc744 \uc62c\ub9b0\uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uacf5\uc758\ub8cc\ub97c \ub2f4\ub2f9\ud558\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ud544\uc218\uc758\ub8cc\uc758 \ub0ae\uc740 \uae09\uc5ec\ub960\uc744 \ub2e4\ub978 \ub098\ub77c\uc758 \uacbd\uc6b0\ucc98\ub7fc 90%\uc815\ub3c4\ub85c \uc62c\ub9ac\uae30 \uc704\ud574 \ud544\uc218\uc758\ub8cc\uc5d0 \uc9d1\uc911\ud558\uace0 \ubcf4\uc7a5\ud558\ub3c4\ub85d \ud56d\ubaa9\uc218\ub97c \ub298\ub9ac\uc9c0 \uc54a\uace0 \ud544\uc218\uc758\ub8cc\uc758 \uc218\uac00\ub97c \uc62c\ub9ac\ub294\ub370 \uc7ac\uc815\uc744 \ud22c\uc790\ud588\uc5b4\uc57c \ud588\ub2e4. \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740 \ube44\ubcf4\ud5d8 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\uc758 \uc804\uba74 \ubcf4\ud5d8\ud654\ub294 \ud544\uc218\uc758\ub8cc\uac00 \uc544\ub2cc \uc9c4\ub8cc\uc5d0 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ub0ad\ube44\ud558\uc5ec \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc99d\uac00\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc2e4\uc190\uc758\ub8cc\ubcf4\ud5d8\uac00\uc785\uc758 \uc99d\uac00\ub85c \uc778\ud574 \uad6d\ubbfc\ub4e4\uc758 \uc758\ubd64\ube44 \ubd80\ub2f4\uc740 \uc99d\uac00\ud558\uc600\uc9c0\ub9cc \uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc728\uc740 \uc624\ub974\uc9c0 \uc54a\uc558\ub2e4. \uacb0\uad6d \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc99d\uac00\ud55c \uc758\ub8cc\ube44\ub294 \uc758\uc0ac\uac00 \uc544\ub2c8\ub77c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uacfc \uc2e4\uc190\ubcf4\ud5d8\uc758 \ubc30\ub9cc \ubd88\ub9b0 \uc148\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc815\ubd80\ub294 \ud544\uc218\uc758\ub8cc\uc758 \uc218\uac00\ub97c \uc62c\ub9ac\ub294\ub370 \ud22c\uc790\ud558\uaca0\ub2e4\ub294 \ub3c8\uc744 \ud22c\uc790\ud558\uc9c0 \uc54a\uc558\uc73c\uba70(\ud5c8\uc704\uc0ac\uc2e4 \uc720\ud3ec\uc640 \uc0ac\uae30), \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uba74\uc11c \uac00\uaca9\uc744 \ud560\uc778\ud558\uc5ec \ub9cc\ub4e0 \ub3c8 \uc57d9\uc870\uc6d0\uc774 \uad6d\ubbfc\uc758 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ub370 \uc4f0\uc774\uc9c0 \uc54a\uace0(\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc740 \ubcc0\ud654\uc5c6\uc74c) \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc774\uc775(30\uc870\uc5d0 \ub2ec\ud558\ub294 \ub204\uc801\uc801\ub9bd\uae08)\uacfc \ubcf8\uc778\ubd80\ub2f4\uae08\uc758 \uacbd\uac10(\uc758\ub8cc\uae09\uc5ec\uc640 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uae30 \ub54c\ubb38\uc5d0 \ud544\uc694\uc5c6\uc74c)\uc758 \uba85\ubaa9\uc73c\ub85c \ubcf4\ud5d8\uae08\uc744 \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud568\uc73c\ub85c\uc368 \uc800\uc218\uac00\ub97c \uc2ec\ud654\uc2dc\ucf30\uace0 \uacb0\uad6d \ud544\uc218\uc758\ub8cc \ubd95\uad34\ub97c \uac00\uc18d\ud654\ud558\uc600\ub2e4..<\/p>\n\n\n\n<p>\uc544\ub798\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uad00\ub828\ud558\uc5ec \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 \ubc1c\ud45c\ud55c \ubcf4\ub3c4\uc790\ub8cc\uc758 \ub0b4\uc6a9\uc774\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0\uc790\ub8cc)<br><a href=\"https:\/\/drive.google.com\/file\/d\/1jrJWgay2ZewnUTfvdjJUSxQC3A3QJSTI\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2017.8.9&nbsp; \uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc131\uac15\ud654\ub300\ucc45&nbsp;<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1zmePsSXS7fFgwZ20GMsiAWnh-StdyS8o\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2017.11&nbsp;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131 \uac15\ud654\ub300\ucc45 \uc7ac\uc815\ucd94\uacc4 &#8211; \uad6d\ud68c\uc608\uc0b0\uc815\ucc45\ucc98&nbsp; \uc694\uc57d<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1JWjIzTh-FPACTjp6SwF-fTlTWBNfayc4\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2019.7  \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131\uac15\ud654\ub300\ucc45 \uc8fc\uc694\uc131\uacfc\ubc0f \ud5a5\ud6c4\uacc4\ud68d<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/14HyHwLFPp7VD2--noAxCWvZ0NbSCzZUA\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2019.4.9 \ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\ub294 \ub4e0\ub4e0\ud55c \ub098\ub77c<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1QGZTOpXdZ1rXpTlQpPYrHWE8mMJr1rOv\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2019.4.9 \ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\ub294 \ub4e0\ub4e0\ud55c \ub098\ub77c&nbsp; \uc9c8\ubb38\uacfc \ub2f5<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1cwws-KfclwJgK1Fw6ODW4ByB32THFU7C\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2019.4.9&nbsp; \uc81c1\ucc28 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc885\ud569\uacc4\ud68d\uc548<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1zPaPMqbja-zG4sH5wUwF6fxdvGp3YBMx\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2019.4.9 \uc81c1\ucc28 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc885\ud569\uacc4\ud68d\uc548 10\ubb38 10\ub2f5<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/18Pz2p8jMkvE-zJX9gLzEW63jG473UEKw\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2023.1.10 \uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc728 64.5%<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1qUlz6rd9Lmlufg8WiVQTVOFizWNA_c_h\/view?usp=sharing\" target=\"_blank\" rel=\"noopener\" title=\"\">2023.1.10 \uaf2d \ud544\uc694\ud55c \uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc744 \uc9c0\uc18d\uac15\ud654\ud558\uace0 \ube44\uae09\uc5ec \uad00\ub9ac\ub97c \uc704\ud55c \uc2e4\ud6a8\uc801 \ub300\ucc45\uc744 \ucd94\uc9c4\ud55c\ub2e4<\/a><\/p>\n\n\n\n<p>\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc758 \uc8fc\uc694 \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4(\ubcf4\uac74\ubcf5\uc9c0\ubd80, 2017). <\/p>\n\n\n<style>.kadence-column1241_317ad3-61 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);}.kadence-column1241_317ad3-61 > .kt-inside-inner-col,.kadence-column1241_317ad3-61 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1241_317ad3-61 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1241_317ad3-61 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1241_317ad3-61 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1241_317ad3-61 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1241_317ad3-61{position:relative;}.kadence-column1241_317ad3-61, .kt-inside-inner-col > .kadence-column1241_317ad3-61:not(.specificity){margin-bottom:var(--global-kb-spacing-xs, 1rem);}@media all and (max-width: 1024px){.kadence-column1241_317ad3-61 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1241_317ad3-61 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1241_317ad3-61\"><div class=\"kt-inside-inner-col\">\n<ol class=\"wp-block-list has-theme-palette-7-background-color has-background\">\n<li>\ube44\uae09\uc5ec\uc758 \uc810\uc9c4 \uc801 \ucd95\uc18c\uc5d0\uc11c \uc758\ud559\uc801 \ube44\uae09\uc5ec\uc758 \uc644\uc804 \ud574\uc18c\ub85c \uc815\ucc45 \uc744 \uc804\ud658\ud55c\ub2e4. 3800\uc5ec \uac1c\uc5d0 \ub2ec\ud558\ub294 \ube44\uae09\uc5ec\ub97c \uc2e0 \uc18d\ud788 \uae09\uc5ec\ud654\ud558\ub418, \ube44\uc6a9\ud6a8\uacfc\uc131\uc774 \ub2e4\uc18c \ub5a8\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uc5d0\ub294 \ubcf8\uc778\ubd80\ub2f4\uc744 \ucc28\ub4f1 \uc801\uc6a9(30~90%)\ud558\ub294 \u2018\uc608\ube44\uae09\uc5ec\u2019\ub97c \uac70\uccd0 \uc810\uc9c4\uc801\uc73c\ub85c \uae09\uc5ec\ub85c \ud3b8\uc785\ud55c\ub2e4. \uc57d\uc81c\ub294 \ud604\uc7ac\uc758 \uc120\ubcc4 \ub4f1\uc7ac \ubc29\uc2dd\uc744 \uc720\uc9c0\ud558\ub418 \ud658\uc790 \ubcf8\uc778\ubd80\ub2f4\uc744 \ucc28\ub4f1 \uc801\uc6a9\ud558\ub294 \uc120\ubcc4\uae09\uc5ec\ub97c \ub3c4\uc785\ud55c\ub2e4.<\/li>\n\n\n\n<li>\ud55c\ubc29\uc758\ub8cc\ub3c4 \uc608\ube44\uae09\uc5ec\ub97c \ud1b5\ud574 \uae09\uc5ec \ubc94\uc704\ub97c \ud655\ub300\ud55c \ub2e4. 2018\ub144\uc5d0 \uc120\ud0dd\uc9c4\ub8cc\ub97c \uc644\uc804\ud788 \ud3d0\uc9c0\ud558\uace0, \uc0c1 \uae09\ubcd1\uc2e4\ub8cc\ub294 2018\ub144 \ud558\ubc18\uae30\ubd80\ud130 \ub2e8\uacc4\uc801\uc73c\ub85c \uac74 \uac15\ubcf4\ud5d8\uc758 \uc801\uc6a9\uc744 \ubc1b\uac8c \ub418\uba70, 1\uc778\uc2e4\uc740 \uc911\uc99d \ud638\ud761\uae30 \uc9c8\ud658\uc790, \ucd9c\uc0b0 \uc9c1\ud6c4 \uc0b0\ubaa8 \ub4f1 \uaf2d \ud544\uc694\ud55c \uacbd\uc6b0\ub85c \uc81c\ud55c\ud55c\ub2e4. \ub2e4\ub9cc, 1~3\uc778\uc2e4 \ubcf8\uc778\ubd80\ub2f4\uc740 \uc0c1\uae09\ubcd1\uc6d0 \uc3e0\ub9bc \ud604\uc0c1\uc744 \uac10\uc548\ud558\uc5ec \uae30\uc874 20%\ubcf4\ub2e4 \ub192\uac8c \ucc45\uc815 \ud55c\ub2e4.<\/li>\n\n\n\n<li>\uac04\ud638\u00b7\uac04\ubcd1\ud1b5\ud569\uc11c\ube44\uc2a4 \ud655\ub300\ub97c \ud1b5\ud574 \uac04\ubcd1\ube44 \ubd80\ub2f4\uc744 \uc644\ud654\ud55c\ub2e4. \uc0c8\ub85c\uc6b4 \ube44\uae09\uc5ec \ubc1c\uc0dd\uc744 \ucc28\ub2e8\ud558 \uae30 \uc704\ud574 \uc2e0\ud3ec\uad04\uc218\uac00\uc81c \uc801\uc6a9 \uc758\ub8cc\uae30\uad00\uc744 \ub300\ud3ed \ud655\ub300\ud55c\ub2e4. \uc774\uc640 \ud568\uaed8 \uc2e4\uc190\ubcf4\ud5d8\uc73c\ub85c \uc778\ud55c \ubd88\ud544\uc694\ud55c \uc758\ub8cc \uc774\uc6a9 \uc720\ubc1c\ub85c \uacf5\ubcf4\ud5d8 \uc7ac\uc815 \ubd80\ub2f4\uc744 \uac00\uc911\ud558\uace0 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9\uc744 \uc555\ubc15\ud558\ub294 \ubb38\uc81c\ub97c \uc644\ud654\ud558\uae30 \uc704\ud574 \uacf5\u00b7\uc0ac\ubcf4\ud5d8 \uc5f0\uacc4\ubc95\uc744 \uc81c\uc815\ud558\uc5ec \uc591\uc790 \uac04 \ubcf4\uc7a5 \ubc94\uc704 \ub97c \uc870\uc815\ud558\ub294 \ubc29\uc548\uc744 \ub9c8\ub828\ud55c\ub2e4.<\/li>\n\n\n\n<li>\ub178\uc778, \uc544\ub3d9, \uc5ec\uc131 \ub4f1 \uacbd\uc81c\u00b7\uc0ac\ud68c\uc801 \ucde8\uc57d\uacc4\uce35\uc5d0 \ub300\ud55c \ud544\uc218\uc801 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc744 \ub300\ud3ed \uacbd\uac10\ud558\ub294 \uc870\uce58 \ub97c \ucde8\ud55c\ub2e4. \ub178\uc778\uc758 \uacbd\uc6b0 \uce58\ub9e4\uad6d\uac00\ucc45\uc784\uc81c\ub97c \ub4b7\ubc1b \uce68\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uae09\uc5ec\ud654\ud558\uace0, \ub178\uc778 \ud2c0\ub2c8\uc640 \uc784\ud50c \ub780\ud2b8\uc758 \ubcf8\uc778\ubd80\ub2f4\uc744 50%\uc5d0\uc11c 30%\ub85c \uc778\ud558\ud55c\ub2e4.<\/li>\n\n\n\n<li>\uc544\ub3d9\uc758 \uc785\uc6d0 \uc9c4\ub8cc\ube44 \ubcf8\uc778\ubd80\ub2f4 \uacbd\uac10 \uc801\uc6a9 \ub300\uc0c1\uacfc \ud3ed\uc744 \ub300\ud3ed \ud655\ub300\ud558\uace0, \ubd80\uc871\ud55c \uc5b4\ub9b0\uc774 \uc7ac\ud65c \uc778\ud504\ub77c \ub97c \ud655\ucda9\ud55c\ub2e4. \uc7a5\uc560\uc778\uc758 \ubcf4\uc870\uae30 \uae09\uc5ec \ub300\uc0c1\uc744 \ud655\ub300 \ud558\uace0, \uc2dc\uac01\uc7a5\uc560\uc778\uc6a9 \ubcf4\uc7a5\uad6c \ub4f1\uc5d0 \ub300\ud55c \uae30\uc900 \uae08\uc561 \ub3c4 \uc778\uc0c1\ud55c\ub2e4.<\/li>\n\n\n\n<li>\uac00\uacc4\uc758 \uacfc\ubd80\ub2f4 \uc758\ub8cc\ube44\ub97c \ud574\uc18c\ud558\uae30 \uc704\ud574 \uc18c\ub4dd \ud558\uc704 50% \uacc4\uce35\uc5d0 \ub300\ud55c \uc758\ub8cc\ube44 \uc0c1\ud55c\uc561 \uc744 \uc5f0\uc18c\ub4dd 10% \uc218\uc900\uc73c\ub85c \uc778\ud558\ud558\uace0, \uc7ac\ub09c\uc801 \uc758\ub8cc \ube44 \uc9c0\uc6d0 \uc0ac\uc5c5\uc744 \uc81c\ub3c4\ud654\ud558\uc5ec \uc18c\ub4dd \ud558\uc704 50%\ub97c \ub300 \uc0c1\uc73c\ub85c \uc9c0\uc6d0\ud55c\ub2e4. \uadf8\ub798\ub3c4 \uc9c0\uc6d0\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uc5d0 \ub294 \uc2ec\uc0ac\ub97c \ud1b5\ud574 \uc120\ubcc4 \uc9c0\uc6d0\ud55c\ub2e4.<\/li>\n<\/ol>\n<\/div><\/div>\n\n\n\n<p>\uc815\ubd80\ub294 2023.1.10\uc77c 2021\ub144\ub3c4 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 64.5%\ub85c \uacf5\uac1c\ub97c \ud558\uc600\uace0 2024.1\uc6d4 \ud604\uc81c \uad6d\ubbfc\ub4e4\uc758 \ube44\ud310\uc774 \ub450\ub824\uc6cc 2022\ub144\ub3c4 \ubcf4\uc7a5\uc728\uc744 \uacf5\uac1c\ud558\uc9c0 \uc54a\uace0 \uc788\ub2e4. \uadf8\ub807\uc9c0\ub9cc \uadf8 \ub3d9\uc548\uc758 \ucd94\uc138\ub85c\ub294 \uc815\ubd80\uac00 2022\ub144\ub3c4\uae4c\uc9c0 \ub2ec\uc131 \uac00\ub2a5\ud55c \uc218\ucc28\ub77c\uace0 \ubc1c\ud45c\ud55c \ubcf4\uc7a5\uc728 70%\ub97c \ub2ec\uc131\ud558\uc9c0 \uc54a\uc558\ub2e4. \ubb38\uc7ac\uc778 \uc815\uad8c\uc758 \uc7ac\uc9d1\uad8c\uc744 \uc704\ud574 \uac00\ub2a5\ud558\uc9c0\ub3c4 \uc54a\uace0 \uc9c0\uc18d\uac00\ub2a5\ud558\uc9c0\ub3c4 \uc54a\uc740 \ud3ec\ud4f0\ub9ac\uc998\uc801 \uc815\ucc45\uc744 \ub9cc\ub4e4\uc5b4 \uad6d\ubbfc\ub4e4\uc5d0\uac8c \ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\ub294 \ub098\ub77c\ub97c \ub9cc\ub4e4\uaca0\ub2e4\ub294 \uac10\uc5b8\uc774\uc124\ub85c \uc18d\uc778 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc0ac\uc2e4 \ubb38\ucf00\uc5b4 \uc774\ud6c4 \ub300\ubd80\ubd84\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00 \ubcf4\ud5d8\ud654\ub418\uc5b4 \ucc28\ud6c4 \ubcf4\uc7a5\ub960\uc744 \ub354 \uc62c\ub9ac\uae30 \uc704\ud574\uc11c\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubd80\ub2f4\uae08\uc744 \ub298\ub9ac\uace0 \ubc95\uc815\ubcf8\uc784\ubd80\ub2f4\uae08\uc740 \uc904\uc5ec\uc57c \ud558\ubbc0\ub85c \ucd94\uac00\uc7ac\uc815\uc73c\ub85c \ub9ce\ub294 \ube44\uc6a9\uc774 \ud544\uc694\ud558\uac8c \ub418\uc5c8\uae30\uc5d0 \uad6d\ubbfc\ub4e4\uc758 \ud68d\uae30\uc801\uc778 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc774 \uc5c6\ub2e4\uba74 &#8220;\uac74\uac15\ubcf4\ud5d8 \uae09\uc5ec\uc728&#8221;\uacfc &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221;\uc740 \uc55e\uc73c\ub85c \uc810\uc810 \ub354 \uac10\uc18c\ud560 \uac83\uc73c\ub85c \ud310\ub2e8\ub41c\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uc55e\uc73c\ub85c \ud544\uc218\uc758\ub8cc \ubcf4\uc7a5\ub960\uc774\ub77c\ub294 \uac1c\ub150\uc744 \uc0c8\ub85c \ub9cc\ub4e4\uc5b4 \ubcf4\ud5d8\ud654\ub41c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ub2e4\uc2dc \ube44\ubcf4\ud5d8\uc73c\ub85c \ube7c\ub0c4\uc73c\ub85c\uc368 \uc11c\ub958\uc0c1\uc758 \ubcf4\uc7a5\ub960\ub9cc \uc62c\ub9ac\ub824\uace0 \ud558\uace0 \uc788\ub2e4.  <\/p>\n\n\n\n<p>\ucc38\uace0) <a href=\"https:\/\/kfmp.org\/home\/archives\/1226\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728<\/a><\/p>\n\n\n\n<p>\uacb0\uad6d \uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub77c\ub294 \uc815\ucc45\uc744 \uc2dc\ud589\ud568\uc5d0 \uc788\uc5b4\uc11c \ud2b9\uc815 \uc9c4\ub8cc\ud56d\ubaa9\uc744 \ub123\uc5c8\ub2e4\uac00 \ube90\ub2e4\uac00 \ud558\uba74\uc11c \uc784\uc758\ub85c \ubcc0\uacbd\uc774 \uac00\ub2a5\ud55c \ub098\uc774\ub871 \uc218\uce58\uac19\uc740 \ud76c\ud55c\ud55c &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221;\uc774\ub77c\ub294 \uc9c0\ud45c\ub97c \ub0b4\uc138\uc6cc \ube44\ubcf4\ud5d8\ube44\uc6a9\uc774 \ub9ce\uc740 \uac83\ucc98\ub7fc \uc18d\uc600\uc744\ubfd0\ub9cc \uc544\ub2c8\ub77c \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\uba74 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 \uc62c\ub77c\uac08\uc218 \uc788\ub294 \uac83\ucc98\ub7fc \uad6d\ubbfc\uacfc \uc758\uc0ac\ub97c \uae30\ub9cc\ud558\uc600\ub2e4. \ub610\ud55c \uad6d\ubbfc\ub4e4\uc774 \ub0b8 \ub9ce\uc740 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ubcd1\uc758\uc6d0 \uc9c4\ub8cc\ube44 \uc774\uc678\uc758 \uc6a9\ub3c4\ub85c \ucc29\ubcf5\ud558\uace0, \uc758\ud559\uc801 \ud544\uc694\uc131\uc774 \uc5c6\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654 \uc2dc\ud0b4\uc73c\ub85c\uc368 \uc758\ub8cc\ubcf4\ud5d8\uae08\uc758 \ub0ad\ube44\ud558\uc5ec \uad6d\ubbfc\uc758\ub8cc\ube44\ub97c \ub298\ub9bc\uc73c\ub85c\uc368 \uacbd\uc81c\uc801 \ud53c\ud574\ub97c \uc785\ud614\uc744 \ubfd0\ub9cc\uc544\ub2c8\ub77c, \ubcf4\ud5d8\ud654 \uacfc\uc815\uc5d0\uc11c \uc6d0\uac00\uc5d0 \ubbf8\uce58\uc9c0 \uc54a\uc740 \uc218\uac00\ub97c \ucc45\uc815\ud558\uba74\uc11c \uc758\uc0ac\uc758 \uc9c4\ub8cc\ube44\ub97c \uac15\ud0c8\ud558\uc600\ub2e4. \uc0ac\uc2e4 \uc758\uc0ac\uc5d0\uac8c \uac15\ud0c8\ud55c \ube44\uc6a9\uc740 \uc2e4\uc190\ubcf4\ud5d8\uc774 \uac10\ub2f9\ud574\uc57c\ud560 \ube44\uc6a9\uc774\uc5c8\uc74c\uc73c\ub85c \uacb0\uad6d \uc2e4\uc190\ubcf4\ud5d8\uc758 \uc774\uc775\uc774 \ub418\uc5c8\uc74c\uc5d0\ub3c4 \uc815\ubd80\ub294 \ub9c8\uce58 \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\ub97c \uc808\uac10\ud574 \uc900 \uac83\ucc98\ub7fc \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\ub2e4.<\/p>\n\n\n\n<p>\uc815\ubd80\ub294 \ud544\uc694\uc131\ub3c4 \uc5c6\uace0, \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc \uc804\uccb4\ub97c \ubaa8\ub450 \ubcf4\ud5d8\ud654\ud568\uc73c\ub85c\uc368 \uad6d\ubbfc \uc758\ub8cc\ube44\ub97c \ud3ed\uc99d\uc2dc\ucf1c \uc911\ube44\uc6a9 &#8211; \uc800\uc218\uac00 &#8211; \uace0\ubcf4\uc7a5\uc758 \uc758\ub8cc\ubcf4\ud5d8 \uc81c\ub3c4\ub85c \ub9cc\ub4e4\uc5c8\uace0 \uacb0\uad6d \ubcd1\uc758\uc6d0\uc758 \ud544\uc218\uc758\ub8cc\uc640 \uc77c\ucc28\uc758\ub8cc \uadf8\ub9ac\uace0 \uc758\ub8cc\uc804\ub2ec\uccec\uacc4\uc758 \ubd95\uad34\ub97c \ucd08\ub798\ud558\uc5ec \uc758\uc0ac\uc640 \uad6d\ubbfc\ub4e4 \ubaa8\ub450\uc5d0\uac8c \uc2ec\uac01\ud55c \ud53c\ud574\ub97c \uc8fc\uc5c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\uc74c\uc740 \uadf8\ub3d9\uc548 \uc815\ubd80\uac00 \uc758\uc0ac\uc640 \uad6d\ubbfc\uc744 \uae30\ub9cc\ud588\ub358 \ub0b4\uc6a9\ub4e4\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. &#8220;\uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \uc804\uba74 \ubcf4\ud5d8\ud654 \uc815\ucc45\uc73c\ub85c \ubcf4\uc7a5\uc728\uc744 70%\ub85c \uc62c\ub9b4\uc218 \uc788\ub2e4\uace0 \uad6d\ubbfc\ub4e4\uc744 \ub18d\ub77d\ud558\uc600\ub2e4.<\/h2>\n\n\n\n<p>\uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc131\uc740 \ud06c\uac8c \ubcf4\uc7a5\ud558\ub294 \uc778\uad6c\uc218, \ubcf4\uc7a5\ud558\ub294 \uc9c4\ub8cc\ud56d\ubaa9, \ubcf4\uc7a5\ud558\ub294 \uc9c4\ub8cc\ube44\uc5d0 \ub300\ud55c \uac74\uac15\ubcf4\ud5d8\uc758 \uc9c0\uae09\uc728\uc758 3\uac00\uc9c0 \uce21\uba74\uc774 \uc788\ub294\ub370 \uc758\ub8cc\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \uc218\uc775\ub300\ube44 \uac74\uac15\ubcf4\ud5d8 \ubd80\ub2f4\ubd84\uc744 \uc758\ubbf8\ud558\ub294 &#8220;\uc758\ub8cc\ubcf4\ud5d8 \uae09\uc5ec\ub960&#8221;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \uc0ac\uc6a9\ud574\uc57c \ud558\ub294\ub370\ub3c4 &#8220;\uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \ub9cc\ub4e4\uc5b4 \uc758\ub8cc\ubcf4\ud5d8\uacfc \uc0c1\uad00\ub3c4 \uc5c6\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uc784\uc758\uc801\uc73c\ub85c \ub123\uc5c8\ub2e4 \ube90\ub2e4 \ud558\uba74\uc11c \uc870\uc815\uc774 \uac00\ub2a5\ud55c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 \ub0ae\ub2e4\uace0 \uad6d\ubbfc\uc744\ub4e4 \uc18d\uc600\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 \uac74\uac15\ubcf4\ud5d8\uc774 \ubd80\ub2f4\ud558\ub294 \uc815\ub3c4\ub97c \ud45c\ud604\ud558\ub294 \uc758\ub8cc\ubcf4\ud5d8 \uae09\uc5ec\uc728\ub85c \uc0dd\uac01\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \ub9ce\uc744 \uac83\uc774\uc9c0\ub9cc \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uacfc \uc815\ubd80\uac00 \uc0ac\uc6a9\ud558\ub294 \uc758\ub8cc\ubcf4\ud5d8 \uae09\uc5ec\ub960\uc740 \uc804\ud600 \ub2e4\ub978 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c \uac74\uac15\ubcf4\ud5d8 \uae09\uc5ec\ub960\uc744 \uc2e4\uc81c \uacc4\uc0b0\ud574 \ubcf4\uba74 \uc801\uc740 \uc758\ub8cc\ube44\ub97c \uc0ac\uc6a9\ud558\uba74\uc11c\ub3c4 \uc800\uc218\uac00\ub85c \uc778\ud574 75%\uc815\ub3c4\ub85c \ub192\uc740 \ud3b8\uc774\uc5c8\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ud3ec\ud568\ud558\uc5ec \uacc4\uc0b0\ud558\ub294 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774\ub77c\ub294 \uc774\uc0c1\ud55c \uc6a9\uc5b4\ub97c \ub3d9\uc6d0\ud558\uc5ec \uc6b0\ub9ac\ub098\ub77c \uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc131\uc774 \ub0ae\uc740 \uac83\ucc98\ub7fc \uc758\uc0ac\uc640 \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\uace0 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc131 \uac15\ud654\ub97c \uc704\ud574 \uacf5\uc801 \ubcf4\uc7a5 \uc678 \ud56d\ubaa9 \uc989 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uc804\uba74\uc801\uc73c\ub85c \ubcf4\ud5d8\ud654\ud558\uc600\ub2e4.<\/p>\n\n\n\n<p>\ubcf4\uc7a5\ud56d\ubaa9\uacfc \ubcf4\uc7a5\uc758 \uc815\ub3c4\ub97c \ud45c\ud604\ud558\ub294 \uae09\uc5ec\ub960\uc740 \uc11c\ub85c \ub2e4\ub978 \uac83\uc774\uba70 \ubcf4\uc7a5\ud56d\ubaa9\uc744 \ub298\ub9b4\uc218\ub85d \uae09\uc5ec\ub960\uc740 \uac10\uc18c\ub418\uae30 \ub9c8\ub828\uc774\ub2e4. \ub530\ub77c\uc11c \uacf5\uacf5\uc758\ub8cc\ub97c \ub2f4\ub2f9\ud558\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uae09\uc5ec\ub960\uc744 \ub2e4\ub978 \ub098\ub77c\ucc98\ub7fc 90% \uc815\ub3c4 \uae4c\uc9c0 \uc62c\ub9ac\ub294 \ub370 \ubaa9\ud45c\ub97c \ub450\uace0 \ubcf4\uc7a5\ud56d\ubaa9\uc744 \ub298\ub9ac\uae30\ubcf4\ub2e4\ub294 \uae09\uc5ec\ub960\uc744 \ub192\uc774\ub3c4\ub85d \uc758\ub8cc\uc218\uac00\ub97c \uc62c\ub824\uc57c \ud588\ub2e4. \uacf5\uacf5\ubcf4\ud5d8\uc774 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub97c \ubcf4\uc7a5\ud558\uc5ec \uc758\ub8cc\ube44\ub97c \ub0ad\ube44\ud558\ub294 \ud589\uc704\ub294 \ub10c\uc13c\uc2a4\ub85c \ub9d0\uc774 \ub418\uc9c0 \uc54a\ub294 \uac83\uc774\uba70 \uac74\uac15\ubcf4\ud5d8\ubc95\uc744 \uc704\ubc18\ud558\ub294 \ud589\uc704\ub97c \ud55c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc815\ubd80\ub294 \uacf5\uc801 \ubcf4\uc7a5\uc678 \ud56d\ubaa9\uc744 \ubcf4\ud5d8\ud654\ud558\uc5ec \uadf8 \uac00\uaca9\uc744 1\/3\ub85c \ub0ae\ucd94\uc5b4\uc11c \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\uc6a9\uc744 \uac15\ud0c8\ud558\uace0 \uc758\uc0ac\uc5d0\uac8c \uc9c0\uae09\ud574\uc57c \ud560 \ube44\uc6a9\uc740 \ube7c\ub3cc\ub824\uc11c \ud658\uc790\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc73c\ub85c \uc804\uc6a9\ud558\uace0, \ub204\uc801 \uc801\ub9bd\uae08\uc744 \ub298\ub824\uc11c \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc774\uc775\uc744 \ub298\ub838\ub2e4. \uadf8\ub7ec\uba74\uc11c\ub3c4 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubcf4\uc7a5\ub960\uc740 \uc62c\ub9ac\uc9c0 \uc54a\uc544 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc5c6\ub294 \uc9c4\ub8cc\uc5d0 \ub300\ud574\uc11c\ub294 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ub300\uc2e0 \ubcf4\uc7a5\ud558\ub3c4\ub85d \ub9cc\ub4e4\uc5b4 \uad6d\ubbfc\ub4e4\uc774 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc5c6\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \uc0ac\uc6a9\uc744 \uc7a5\ub824\ud568\uc73c\ub85c\uc368 \uacb0\uad6d \uc758\ub8cc\ube44\ub97c \ub0ad\ube44\ud558\uace0 \uc758\uc0ac\ub97c \uc774\uc775 \uce74\ub974\ud154\ub85c \ub9e4\ub3c4\ud558\uc600\ub2e4.  <\/p>\n\n\n\n<p>\ub610\ud55c \uc815\ubd80\ub294 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 \ub9c8\uce58 \uacbd\uc0c1\uc758\ub8cc\ube44\uc911 \uc815\ubd80\uc7ac\uc6d0\ube44\uc911\uc73c\ub85c \uc778\uc2dd\ud558\ub3c4\ub85d \ub9cc\ub4e4\uace0 \uc6b0\ub9ac\ub098\ub77c\uac00 \ub2e4\ub978 \ub098\ub77c\ubcf4\ub2e4 \ubcf4\uc7a5\uc728\uc774 \ub0ae\uc740 \uc774\uc720\uac00 \uc758\uc0ac\uac00 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\uc6a9\uc744 \ub9ce\uc774 \uc0ac\uc6a9\ud558\uc5ec \uadf8\ub7f0\uac83 \ucc98\ub7fc \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\uc73c\uba70 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uac00 \uc885\ub8cc\ud55c \ud604\uc7ac \uc2dc\uc810\uae4c\uc9c0\ub3c4 &#8220;\uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960&#8221;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \uc0ac\uc6a9\ud558\uba74\uc11c \uc758\uc0ac\uc640 \uad6d\ubbfc\uc744 \ub18d\ub77d \ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc778\uad6c<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ud56d\ubaa9 (\ucd1d \uc9c4\ub8cc\ud56d\ubaa9\uc911 \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \ud56d\ubaa9\uc758 \uc218, \uc989 \ubcf4\ud5d8\ud654\uc728)<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uc9c0\uae09\uc728 (\ucd1d \uac74\uac15\ubcf4\ud5d8\ub8cc \uc218\uc775 + \uc815\ubd80\uc9c0\uc6d0\uae08\uc561\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8\uc774 \uc9c0\uae09\ud558\ub294 \uae08\uc561)<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \uae09\uc5ec\uc728(\uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \uc81c\uc678\ud55c \uc9c4\ub8cc\ube44\uc911 \uc9c0\uae09\ud558\ub294 \uae08\uc561)<\/li>\n\n\n\n<li>\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728(\uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \ud3ec\ud568\ud55c \uc9c4\ub8cc\ube44\uc911 \uc9c0\uae09\ud558\ub294 \uae08\uc561)<\/li>\n<\/ol>\n\n\n\n<p>\ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \ube44\ubcf4\ud5d8\uc744 \uc804\uba74 \uae09\uc5ec\ud654 \ud558\ub294 \uc815\ucc45\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131 \uc911\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ud56d\ubaa9\uc744 \ub298\ub9ac\ub294 \uac83\uc73c\ub85c \uc989, &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\ud5d8\ud654\uc728&#8221;\uc744 \ub298\ub9ac\ub294 \uc815\ucc45\uc774\uba70 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uacfc\ub294 \uc804\ud600 \uad00\uacc4\uac00 \uc5c6\ub2e4. \uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac00\uacc4\uc9c1\uc811\ubd80\ub2f4\uc774 \ub9ce\uc73c\ubbc0\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uba74 \ubcf4\uc7a5\uc728\uc774 70%\uae4c\uc9c0 \uc62c\ub9b4 \uc218 \uc788\ub2e4\uace0 \uc758\uc0ac\uc640 \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\ub2e4.  <\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\ub294 \uadf8\ub3d9\uc548 &#8220;\uc800\ubd80\ub2f4-\uc800\uc218\uac00-\uc800\ubcf4\uc7a5&#8221;\uc758 3\uc800 \ud615\ud0dc\uc758 \uc758\ub8cc\ubcf4\ud5d8 \uc81c\ub3c4\ub77c\uace0 \ubd88\ub824\uc654\ub294\ub370 \uadf8 \uc774\uc720\ub294 \uc6b0\ub9ac\ub098\ub77c\uc758 \uacbd\uc81c\ub825\uc774 \uc88b\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc5d0\uc11c \ube60\ub978 \uc2dc\uc77c\ub0b4\uc5d0 \uc804\uad6d\ubbfc\ub4e4\uc774 \uac74\uac15\ubcf4\ud5d8\uc5d0 \uac00\uc785\uc774 \ub418\uc5c8\uace0 \uc9c4\ub8cc\ud56d\ubaa9\uc744 \ubcf4\ud5d8\ud654 \ud558\uba74\uc11c \uc6d0\uac00\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud55c \uc815\ub3c4\uc758 \uc800\uc218\uac00\ub85c \ucc45\uc815\ub418\uc5c8\uc74c\uc5d0\ub3c4, \uc758\ub8cc\ubcf4\ud5d8\ub8cc\uc5d0 \ube44\ud574 \ub108\ubb34 \ub9ce\uc740 \uc9c4\ub8cc\ud56d\ubaa9\uc5d0 \ub300\ud574 \ubcf4\ud5d8\ud654\uac00 \ub418\uc5b4 \uc758\uc0ac\uc758 \uc9c4\ub8cc\ube44\uc5d0 \ud569\ub2f9\ud55c \ucda9\ubd84\ud55c \uc9c0\uae09\uc744 \ud558\uc9c0 \ubabb\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8\ub8cc \ub300\ube44 \ub108\ubb34 \ub9ce\uc740 \uc778\uad6c\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uacfc \ub108\ubb34 \ub9ce\uc740 \uc9c4\ub8cc\ud56d\ubaa9\uc744 \ubcf4\uc7a5\ud558\ub290\ub77c \uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc728\uc774 \ub0ae\uc740 \uac83\uc784\uc5d0\ub3c4 \uc758\uc0ac\ub4e4\uc774 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ub9ce\uc774 \ud574\uc11c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 \ub0ae\ub2e4\ub3c4 \uc8fc\uc7a5 \ud588\ub358 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc758\uc0ac\uc758 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc6d0\uac00\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uc218\uac00\ub54c\ubb38\uc5d0 \ubc15\ub9ac\ub2e4\ub9e4\uc2dd\uc758 \uc9c4\ub8cc\ub97c \ud574\uc57c \ubcd1\uc758\uc6d0\uc774 \uc6b4\uc601\uac00\ub2a5\ud588\uae30 \ub54c\ubb38\uc5d0   2021\ub144\ub3c4 OECD \ud1b5\uacc4\ub97c \ubcf4\uba74 \ud658\uc790\ud55c\uba85\ub2f9 \uc9c4\ub8cc\uc218\ub098, \uc758\uc0ac\ud55c\uba85\ub2f9 \uc9c4\ub8cc\uc218\ub294 \ub300\ud55c\ubbfc\uad6d\uc774 \uc804\uc138\uacc4 1\ub4f1\uc73c\ub85c \uc758\ub8cc\uc758 \uc811\uadfc\uc131\uc774 \ucd5c\uace0\ub85c \ub098\ud0c0\ub098\uace0 \uc788\uc73c\uba70,  \uc9c4\ub8cc\ube44\ub3c4 \ub2e4\ub978 \ub098\ub77c\uacfc \ube44\uad50\ud574\uc11c \uc6d4\ub4f1\ud558\uac8c \uc800\ub834\ud574\uc11c \ub2e4\ub978 \ub098\ub77c\uc5d0\uc11c \uc624\ub294 \uc678\uad6d\uc778\ub4e4\uc740 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc800\ub834\ud55c \ubcd1\uc6d0\ube44\uc5d0 \ub180\ub77c\uace0 \uc788\ub2e4.  <\/p>\n\n\n\n<p>\uc815\ubd80\ub294 2021\ub144\ub3c4\uc5d0\ub294 \uc5b8\ub860\ubcf4\ub3c4\uc790\ub8cc\uc5d0 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131\ub300 \uc0c1\uae09\uc885\ud569, \uc885\ud569, \ubcd1\uc6d0\uae09\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774 \uc99d\uac00\ud558\uc600\uc9c0\ub9cc, \uc758\uc6d0\uae09\uc5d0\uc11c \ub3c4\uc218\uce58\ub8cc, \ubc31\ub0b4\uc7a5\uc218\uc220\uc6a9 \ub2e4\ucd08\uc810\uc778\uacf5\uc218\uc815\uccb4\ub4f1\uc758 \uc99d\uac00\ub85c \ubcf4\uc7a5\ub960\uc774 \uc804\ub144 \ub300\ube44 0.9%p \uac10\uc18c\ud588\ub2e4\uace0 \ud558\uc600\uc73c\uba70, \uc544\ub798 \ud45c\uc5d0\uc11c \ubcf4\uc5ec\uc9c0\ub4ef\uc774 2021\ub144\ub3c4 \ubcf4\uc7a5\ub960 \uc0b0\uc2dd\uc5d0 \ud3ec\ud568\ub418\ub294 \ud56d\ubaa9 \uc911 \u2018\uc81c\uc99d\uba85\uc218\uc218\ub8cc\u2019\uc640 \uac19\uc740 \ud589\uc815\ube44\uc6a9, \u2018\uc601\uc591\uc8fc\uc0ac\u2019, \u2018\ub3c4\uc218\uce58\ub8cc\u2019, \u2018\uc0c1\uae09\ubcd1\uc2e4\ub8cc\u2019 \ub4f1 \uae09\uc5ec\ud654 \ud544\uc694\uc131\uc774 \ub0ae\uc740 \ud56d\ubaa9\uc744 \uc81c\uc678\ud558\uc5ec \uce58\ub8cc\uc801 \ud544\uc694\ub3c4\uac00 \ub192\uc740 \ud56d\ubaa9 \uc911\uc2ec\uc73c\ub85c \ubcf4\uc7a5\ub960\uc744 \uc0b0\ucd9c\ud55c \uacb0\uacfc, \uc0b0\ucd9c\ub41c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960(64.5%)\ubcf4\ub2e4 1.9%p \ub192\uc740 66.4%\ub85c \ub098\ud0c0\ub0ac\ub2e4\uace0 \ud558\uba70 \uc544\ub798\uc758 \ud45c\ub97c \uc81c\uc2dc\ud558\uc600\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"603\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc870\uc815\ud6c4\ubcf4\uc7a5\uc728-1024x603.jpg\" alt=\"\" class=\"wp-image-1289\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc870\uc815\ud6c4\ubcf4\uc7a5\uc728-1024x603.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc870\uc815\ud6c4\ubcf4\uc7a5\uc728-300x177.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc870\uc815\ud6c4\ubcf4\uc7a5\uc728-768x452.jpg 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc870\uc815\ud6c4\ubcf4\uc7a5\uc728.jpg 1027w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc704 \ud45c\uc5d0\uc11c \uc81c\uc2dc\ud558\ub294 \ubaa8\ub4e0 \uc9c4\ub8cc\ube44\uc6a9\uc740 \uc774\ubbf8 \ubb38\ucf00\uc5b4\ub85c \ubcf4\ud5d8\ud654 \ud558\uc5ec \uc815\ubd80\uac00 \uac00\uaca9\uc744 \uc815\ud55c \ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ubc95\uc815 \ubcf8\uc778\ubd80\ub2f4\uae08\uc774\ubbc0\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 &#8220;\uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221; \uc0b0\uc2dd\uc5d0 \ube44\uae09\uc5ec \ubd80\ub2f4\uc728\uc5d0 \ud3ec\ud568\uc2dc\ucf1c\uc11c\ub294 \uc548\ub41c\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uc704\uc640 \uac19\uc740 \ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \ub9ce\uc740 \uc9c4\ub8cc\ud56d\ubaa9\ub4e4\uc744 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728 \uc0b0\ucd9c\uc2dd\uc758 \ube44\uae09\uc5ec\uc9c4\ub8cc\ud56d\ubaa9\uc73c\ub85c \uc784\uc73c\ub85c \ub123\uace0 \ube8f\ub2e4 \ud558\uba74\uc11c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 \ub0ae\uac8c \ubc1c\ud45c\ud558\uace0 \uc788\ub2e4. \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8 \uc790\uc2e0\ub4e4\ub3c4 \uc704 \ud56d\ubaa9\ub4e4\uc744 \uc0b0\ucd9c\uc2dd\uc5d0\uc11c \ube7c\uba74 \ubcf4\uc7a5\uc728\uc774 66.4%\uc778 \uac83\uc744 \uc54c\uba74\uc11c \uc65c \ubcf4\uc7a5\uc728 \uc0b0\ucd9c\uc2dd\uc5d0 \ub123\uc5c8\ub358 \uac83\uc77c\uae4c?<\/p>\n\n\n\n<p> \ubb38\ucf00\uc5b4 \uc774\ud6c4 \uc0ac\uc2e4\uc0c1 \ube44\uae09\uc5ec\ub294 \uc758\uc0ac\uc758 \uac00\uaca9\uacb0\uc815\uad8c\uc774 \uc5c6\uc774 \uc815\ubd80\uac00 \uac00\uaca9\uc744 \uc815\ud558\uace0 \ud1b5\uc81c\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc989 \ube44\uae09\uc5ec\uc758 \uc758\ubbf8\ub294 \ube44\ubcf4\ud5d8\uacfc \uac19\uc740 \uc758\ubbf8\uac00 \uc544\ub2c8\ub77c \ubcf4\ud5d8\uc758  \ubcf8\uc778\ubd80\ub2f4\uae08\uacfc \uac19\uc740 \uc758\ubbf8\uc774\uae30 \ub54c\ubb38\uc5d0 &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221; \uc0b0\ucd9c\uc2dd\uc5d0 \uac74\uac15\ubcf4\ud5d8 \ubd80\ub2f4\ubd84\uacfc \ubc95\uc815 \ubcf8\uc778\ubd80\ub2f4\ubd84(\ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uae08 + \ube44\uae09\uc5ec)\ub9cc \ud3ec\ud568 \ub420 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uc815\ubd80\uac00 \ubc31\ub0b4\uc7a5 \uc218\uc220\uc774\ub098 \uc0c1\uae09\ubcd1\uc2e4\ub8cc, \ub3c4\uc218\uce58\ub8cc\uac19\uc740 \ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uc804\ud600 \ubd80\ub2f4\uc744 \ud574\uc8fc\uc9c0 \uc54a\uc73c\uba74\uc11c &#8220;\ube44\uae09\uc5ec&#8221; \uc9c4\ub8cc\uc5d0 \ud3ec\ud568\uc2dc\ud0a4\ub294 \uac83\uc740 &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8221;\uc774 \ub0ae\uc740 \uc774\uc720\ub97c \uc815\ubd80\uc758 \uc758\ub8cc\ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \ubd80\uc871\ud574\uc11c \ubc95\uc815 \ubcf8\uc778\ubd80\ub2f4\ubd84\uc774 \ub9ce\uc544\uc11c\uac00 \uc544\ub2c8\ub77c \uc758\uc0ac\uac00 \ube44\uae09\uc5ec \uc9c4\ub8cc\ub97c \ub9ce\uc774 \ud574\uc11c \uadf8\ub7ec\ub294 \uac83\ucc98\ub7fc \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc774\uae30 \uc704\ud568\uc778 \uac83\uc774\ub2e4. \uc0c1\ub300\ubc29\uc744 \ubaa8\ud568\ud558\uae30 \uc704\ud574 \uc99d\uac70\uc870\uc791\uc744 \ud558\ub294 \uac83\ucc98\ub7fc \uc815\ubd80\ub294 \ube44\uac81\ud558\uac8c\ub3c4 \uc870\uc791\ub41c \uc99d\uac70\ub85c \uc758\uc0ac\ub97c \ubaa8\ud568\ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc7ac\uc778 \ucf00\uc5b4 \uc774\ud6c4 \uc758\uc0ac\uac00 \uac00\uaca9\uc744 \uacb0\uc815\ud560 \uc218 \uc788\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \uc0ac\ub77c\uc84c\uc74c\uc73c\ub85c \ubaa8\ub4e0 \uc9c4\ub8cc\ub294 \ubcf4\ud5d8\uc9c4\ub8cc\uac00 \ub418\uc5c8\ub2e4. \ub530\ub77c\uc11c \ud604\uc7ac \uc815\ubd80\uac00 \uc0ac\uc6a9\ud558\uace0 \uc788\ub294 &#8220;\ube44\uae09\uc5ec&#8221;\ub77c\ub294 \uc6a9\uc5b4\ub294 \uacf5\uc801\ubcf4\uc7a5 \uc678 \ud56d\ubaa9\uc774\ub77c\ub294 \uc758\ubbf8\uac00 \uc544\ub2c8\ub77c \ubcf4\ud5d8\ud61c\ud0dd\uc774 \uc788\ub294 \uc989 \uacf5\uc801\ubcf4\uc7a5 \ud56d\ubaa9\uc73c\ub85c \ud574\uc11d\ud574\uc11c  \ubcf4\ud5d8\ud56d\ubaa9 \uc774\uc9c0\ub9cc \ubcf8\uc778\uc774 \uc804\uc561 \ubd80\ub2f4\ud558\ub294 \uae08\uc561\uc73c\ub85c \ud574\uc11d\ub418\uc5b4\uc57c \ud55c\ub2e4. \uadf8\ub9ac\uace0 \ubcf4\ud5d8\uc774 \ub418\uc9c0 \uc54a\uace0 \ud658\uc790\uac00 \uc804\uc561 \ubd80\ub2f4\ud558\ub294 \ud56d\ubaa9\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub77c\uace0 \ub530\ub85c \ubd88\ub7ec\uc57c \ud558\ub294 \uac83\uc774 \ub9de\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc5d0\ub294 \ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uae08\uacfc \ube44\uae09\uc5ec\ubd80\ub2f4\uae08\uc774 \uc788\ub294\ub370 \ube44\uae09\uc5ec \ubd80\ub2f4\uae08\uc740 \uc77c\uba85 100:100 \uc9c4\ub8cc\ub77c\uace0\ub3c4 \ubd80\ub978\ub2e4. \ud604 \uc758\ub8cc\ubcf4\ud5d8 \uccb4\uacc4\uc5d0\uc11c\ub294 \uc815\ubd80\uac00 \uc804\ud600 \ubd80\ub2f4\ud558\uc9c0 \uc54a\ub294 \uc9c4\ub8cc\uc778 \ube44\uae09\uc5ec \ubd80\ub2f4\uae08\uacfc \ube44\uae09\uc5ec \uc9c4\ub8cc\ube44\ub294 \uac00\uaca9\ub3c4 \uac19\uace0 \uce58\ub8cc\ub3c4 \uac19\uc774\ub9cc \ube44\uae09\uc5ec \ubd80\ub2f4\uae08\uc740 \uae09\uc5ec\uc5d0 \ud3ec\ud568\ub418\uace0 \ube44\uae09\uc5ec \uc9c4\ub8cc\ub294 \ube44\uae09\uc5d0\uc5d0 \ud3ec\ud568\ub41c\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"855\" height=\"624\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf8\uc778\ubd80\ub2f4\uae08\uac1c\ub150\ub3c4.png\" alt=\"\" class=\"wp-image-2866\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf8\uc778\ubd80\ub2f4\uae08\uac1c\ub150\ub3c4.png 855w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf8\uc778\ubd80\ub2f4\uae08\uac1c\ub150\ub3c4-300x219.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf8\uc778\ubd80\ub2f4\uae08\uac1c\ub150\ub3c4-768x561.png 768w\" sizes=\"auto, (max-width: 855px) 100vw, 855px\" \/><\/figure>\n\n\n\n<p>\uc989, \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc815\ubd80\uac00 \ubd80\ub2f4\ud558\uc9c0 \uc54a\ub294 \uc9c4\ub8cc\ub97c \uae09\uc5ec\ud56d\ubaa9\uc5d0 \ub123\uc744 \uc218\ub3c4 \uc788\uace0 \ube44\uae09\uc5ec \ud56d\ubaa9\uc5d0 \ub123\uc744 \uc218\ub3c4 \uc788\ub294 \uac83\uc774\ubbc0\ub85c \ube44\uae09\uc5ec \uc9c4\ub8cc\ub97c \uc904\uc774\uace0 \ub300\uc2e0 100:100 \ud56d\ubaa9 \uac19\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \ub9ce\uc740 \ud56d\ubaa9\uc744 \ube44\uae09\uc5ec\ub85c \ube7c\uba74 \ubcf4\uc7a5\ub960\uc758 \ubcc0\ud654\uc5c6\uc774 \uac74\uac15\ubcf4\ud5d8\uc758 \uae09\uc5ec\ube44\uc6a9\uc744 \ube7c\ub3cc\ub9b4 \uc218\uac00 \uc788\uac8c \ub41c\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc2e4\uc190\ubcf4\ud5d8\uc758 \uc774\uc775\uc744 \uc704\ud574 \uc815\ubd80\uac00 \ub098\uc11c\uc11c \ube44\uae09\uc5ec\ub97c \ud1b5\uc81c\ud558\ub294 \uc774\uc720\ub294 \ube44\uae09\uc5ec\ub97c \uc904\uc774\uba74 \uae09\uc5ec\ud56d\ubaa9\uc744 \ube44\uae09\uc5ec \ub85c \ub3cc\ub824 \uacb0\uad6d \uae09\uc5ec\ube44\uc6a9\uc744 \ube7c\ub3cc\ub9b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc778 \uac83\uc774\ub2e4.  \uae09\uc5ec \ube44\uc6a9\uc744 \ube7c\ub3cc\ub9b0\ub2e4\ub294 \ub9d0\uc740 \uc9c0\uae09\ub960\uc744 \ub0ae\ucd98\ub2e4\ub294 \uc758\ubbf8\uc774\uace0 \uc9c0\uae09\ub960\uc744 \ub0ae\ucd94\uba74 \uac74\uac15\ubcf4\ud5d8\uc758 \uc774\uc775\uc740 \ub298\uc5b4\ub098\uace0 \uc758\uc0ac\uc758 \uc190\ud574\ub3c4 \ub298\uc5b4\ub09c\ub2e4.<\/p>\n\n\n\n<p>\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc774\ud6c4 \ud658\uc790\uc758 \uc9c4\ub8cc\ube44\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc9c0 \uc54a\ub294 \uae08\uc561, \uc989 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc758\ub8cc\ubcf5\uc9c0 \ucc28\uc6d0\uc5d0\uc11c \ud658\uc790\uc5d0\uac8c \uc9c0\uae09\ud558\ub294 \uae08\uc561\uc744 \ubcf4\uc7a5\uc728\uc5d0 \ud3ec\ud568\uc2dc\ud0a4\uace0 \uc18c\uc9c4\uc744 \uc2dc\ucf1c\uc11c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc744 \uc77c\ubd80\ub7ec \uc62c\ub9ac\uc9c0 \uc54a\uc558\ub2e4. \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uba74 \uac74\uac15\ubcf4\ud5d8\uc740 \ucd94\uac00\ub85c \ubd80\ub2f4\ud574\uc57c \ud558\uace0, \uc2e4\uc190\ubcf4\ud5d8\uc740 \ubc18\ub300\ub85c \uc774\uc775\uc774 \ub098\uae30 \ub54c\ubb38\uc774\ub2e4. \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\uc6a9\uc774 1\/3\ub85c \ud560\uc778 \ub418\uc5b4 \ubcf4\ud5d8\ud654 \ub418\uc5c8\uc74c\uc73c\ub85c \uadf8 \uc790\uccb4\ub85c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc740 \uc62c\ub77c\uac00\uc57c \ud558\uc9c0\ub9cc \uc815\ubd80\ub294 \ud22c\uac00\ub85c \uc7ac\uc815\uc744 \ud22c\uc790\ud558\uae30\ub294 \ucee4\ub155 \uc758\uc0ac\uc5d0\uac8c \uc9c0\uae09\ud574\uc57c\ud560 \uae09\uc5ec\ube44\uc744 \uc0ac\ud68c\uc801 \uc57d\uc790\uc758 \ubcf4\ud638\ub77c\ub294 \uba85\ubaa9\uc73c\ub85c \ud658\uc790\uc758 \ubcf8\uc784\ubd80\ub2f4\uae08 \uc9c0\uc6d0\uc5d0 \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud558\uace0 \ub204\uc801\uc801\ub9bd\uae08\uc73c\ub85c \ube7c\ub3cc\ub824\uc11c \uac74\uac15\ubcf4\ud5d8 \ubd80\ub2f4\ubd84\uc744 \uc904\uc784\uc73c\ub85c\uc368 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc758 \uc0c1\uc2b9\uc744 \ub9c9\uc558\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"847\" height=\"432\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc728_\ub144\ub3c4\ubcc4_2021.jpg\" alt=\"\" class=\"wp-image-1350\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc728_\ub144\ub3c4\ubcc4_2021.jpg 847w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc728_\ub144\ub3c4\ubcc4_2021-300x153.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc728_\ub144\ub3c4\ubcc4_2021-768x392.jpg 768w\" sizes=\"auto, (max-width: 847px) 100vw, 847px\" \/><\/figure>\n\n\n\n<p>\ub610\ud55c \uc815\ubd80\ub294 \uacf5\uc801. \uc0ac\uc801 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc774\uc678\uc5d0 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ube44\ub86f\ud55c \uc0ac\ud68c\ubcf4\ud5d8, \uadf8\ub9ac\uace0 \uac74\uac15\uc99d\uc9c4\uacfc \uc608\ubc29 \ubaa9\uc801\uc758 \ubaa8\ub4e0 \ubcf4\uac74\ubcf5\uc9c0 \ubc29\uc5ed, \uad6c\uc785\ud55c \uc758\uc57d\ud488, \uc758\uc0ac\uc5d0\uac8c \uc81c\uacf5\ud55c \ube44\uacf5\uc2dd\uc801 \ube44\uc6a9\ub4f1\ub4f1 \ubaa8\ub4e0 \uc758\ub8cc\ube44\ub97c \ud3ec\ud568\ud558\ub294  &#8220;\uacbd\uc0c1 \uc758\ub8cc\ube44&#8221; \uc5d0\uc11c \ubbfc\uac04\uc7ac\uc6d0 \ube44\uc728(\uac00\uacc4\uc9c1\uc811\ubd84\ub2f4\uae08 + \ubbfc\uac04\uc758\ub8cc\ubcf4\ud5d8)\uc744 &#8220;\ubcd1\uc6d0\ube44&#8221; \uc911\uc5d0\uc11c \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc758\ubbf8\ud558\ub3c4\ub85d \uc989,  OECD \ud3c9\uade0\ubcf4\ub2e4 \uacfc\ub3c4\ud55c \ubcd1\uc6d0\ube44 \ubd80\ub2f4\uc774 \uc788\ub294 \uac83\ucc98\ub7fc \uc774\ud574\ud558\ub3c4\ub85d \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\ub2e4.  <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"594\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uacbd\uc0c1\uc758\ub8cc\ube44\ub300\ube44\uc7ac\uc6d0\ubcc4\ube44\uad501-1024x594.jpg\" alt=\"\" class=\"wp-image-1297\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uacbd\uc0c1\uc758\ub8cc\ube44\ub300\ube44\uc7ac\uc6d0\ubcc4\ube44\uad501-1024x594.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uacbd\uc0c1\uc758\ub8cc\ube44\ub300\ube44\uc7ac\uc6d0\ubcc4\ube44\uad501-300x174.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uacbd\uc0c1\uc758\ub8cc\ube44\ub300\ube44\uc7ac\uc6d0\ubcc4\ube44\uad501-768x446.jpg 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uacbd\uc0c1\uc758\ub8cc\ube44\ub300\ube44\uc7ac\uc6d0\ubcc4\ube44\uad501.jpg 1082w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uc704 \ud45c\ub97c \ube44\uad50\ud558\uba74 \uacbd\uc0c1\uc758\ub8cc\ube44 \uc911\uc5d0\uc11c \uc815\ubd80\ubc0f \uc758\ubb34\uac00\uc785\ubcf4\ud5d8\ube44\uc728\ubd84\uacfc \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc740 \ud070 \ucc28\uc774\ub97c \ubcf4\uc778\ub2e4.<\/p>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\">\uc815\ubd80\ub294 OECD \ud1b5\uacc4\ub97c \uc608\ub97c \ub4e4\uc5b4 \uacbd\uc0c1\uc758\ub8cc\ube44 \ub300\ube44 \uac00\uacc4\uc9c1\uc811\ubd80\ub2f4\uc774 \ub192\uc73c\ub2c8\uae4c \ubcf4\uc7a5\ub960\uc744 \uc62c\ub824\uc57c \ud558\uace0 \uadf8\ub7ec\uae30 \uc704\ud574\uc11c\ub294 \uc815\ubd80\uac00 \uc7ac\uc815\uc744 \ud22c\uc790\ud558\uc5ec \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654 \uc2dc\ucf1c\uc57c \ud55c\ub2e4\uace0 \uad6d\ubbfc\ub4e4\uacfc \uc758\uc0ac\ub4e4\uc744 \uc18d\uc600\uc73c\uba70 \uacb0\uacfc\uc801\uc73c\ub85c \uc7ac\uc815\uc744 \ud22c\uc790\ud558\uc9c0 \uc54a\uc544 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \uc54a\uc558\uc73c\uba70 \ub300\uc2e0 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc5b4\uc11c \uc758\uc0ac\uc640 \ud658\uc790\uac00 \uacb0\uc815\ud558\ub358 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\uac00\uaca9\uc744 1\/3\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\ud568\uc73c\ub85c\uc368 \uc758\uc0ac\uc758 \uc218\uc775\uac10\uc18c\ub9cc\uc744 \uac00\uc838\uc654\uace0 \uc815\ubd80\uc640 \uc2e4\uc190\ubcf4\ud5d8\uc740 \uc774\uc775\uc744 \ubcf4\uc558\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uacfc\uc801\uc73c\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \uc758\ub8cc\ube44\ub97c \uc904\uc77c \ubaa9\uc801\uc73c\ub85c \ub108\ubb34 \uacfc\ub3c4\ud558\uac8c \ubd88\ud544\uc694\ud55c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654 \ud588\uace0, \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\ud568\uc73c\ub85c\uc368 \uc904\uc778 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\uac00 \ubb34\uc0c9\ud558\uac8c \ucd94\uac00\uc801\uc778 \uc758\ub8cc\ube44\ub97c \ud22c\uc790\ub294 \ucee4\ub155 \uc624\ud788\ub824 \ube7c\ub3cc\ub824\uc11c \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \ubabb\ud588\ub2e4 \uc544\ub2c8 \uc62c\ub9ac\uc9c0 \uc54a\uc558\ub2e4. \ub530\ub77c\uc11c \uad6d\ubbfc\ub4e4\uc740 \ub298\uc5b4\ub09c \ubcf8\uc778 \ubd80\ub2f4\uae08\uc744 \uacbd\uac10\uc2dc\ud0ac \ubaa9\uc801\uc73c\ub85c \uc2e4\uc190\ubcf4\ud5d8\uc744 \uac00\uc785\ud574\uc57c \ud588\uace0 \uc2e4\uc190\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uad6d\ubbfc\ub4e4\uc740 \ubd80\ub2f4\uc5c6\ub294 \ube44\uc6a9 \ub54c\ubb38\uc5d0 \uacfc\uac70\uc5d0 \ubc1b\uc9c0 \ubabb\ud55c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\uc73c\ub2c8 \uacb0\uad6d \uc2e4\uc190\ubcf4\ud5d8\uc73c\ub85c \uc778\ud574 \ucd1d \uc758\ub8cc\ube44\ub294 \uc624\ud788\ub824 \ub298\uc5b4\ub098\ub294 \uc0c1\ud669\uc774 \ub418\uc5c8\ub2e4. \ube44\uc2fc \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\uac00 \uacf5\uc9dc\ub098 \ub2e4\ub984\uc5c6\uc774\ub2c8 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc744  \uc0ac\ub78c\uc774 \uc5b4\ub514 \uc788\uaca0\ub294\uac00? <\/p>\n\n\n\n<p>\uc815\ubd80\uac00 \ube44\ubcf4\ud798 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uc5c8\uace0 \uadf8 \uc0ac\uc6a9\uc744 \uc7a5\ub824\ud55c \uac74\uac15\ubcf4\ud5d8\uc774 \uc798\ubabb\ud55c \uac83\uc774\uc9c0. \uadf8\uac83\uc744 \ub9ce\uc774 \uc0ac\uc6a9\ud588\ub2e4\uace0 \uad6d\ubbfc\ub4e4\uc758 \ub3c4\ub355\uc131\uc744 \ud0d3\ud560\uc218 \uc5c6\uc73c\uba70, \uc544\uc6b8\ub7ec \ube44\uc2fc \ube44\uae09\uc5ec \uc9c4\ub8cc\ub97c \ub9ce\uc774 \ud55c\ub2e4\uace0 \uc758\uc0ac\ub97c \ubc94\uc8c4\uc778 \ucde8\uae09\ud574\uc11c\ub294 \uc548\ub41c\ub2e4. \uc6d0\ub798 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub85c \uc815\ubd80\uac00 \uc6b4\uc601\ud558\ub294 \uacf5\uacf5\ubcf4\ud5d8\uc778 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc774\ub798\ub77c \uc800\ub798\ub77c \uad00\uc5ec\ud560 \uc0ac\uc548\uc774 \uc544\ub2c8\uba70 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc11c\ub294 \uc548\ub418\ub294 \uac83\uc774\ub2e4.  \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub294 \ud544\uc218\uc7ac\uac00 \uc544\ub2c8\ubbc0\ub85c \uc758\uc0ac\uac00 \uac00\uaca9\uc744 \uc815\ud558\uace0 \uc0ac\uc6a9\ub7c9\uc740 \uc2dc\uc7a5\uacbd\uc81c\uc5d0 \ub530\ub974\ubbc0\ub85c \uc790\ub3d9\uc73c\ub85c \uc758\ub8cc\ube44\uac00 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \uc804\uac00\ub418\uc9c0 \uc54a\uc544 \uc0ac\uc6a9\uc790\uac00 \ubd80\ub2f4\ud558\uc5ec \uc758\ub8cc\ube44\uac00 \uc808\uc57d\ub41c\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uacf5\uacf5\ubcf4\ud5d8\uc740 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc11c\ub294 \uc548\ub418\ub294 \uac83\uc774\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/%EC%8B%A4%EC%86%90%EB%B3%B4%ED%97%98%EA%B8%89%EC%97%AC%EB%B9%84%EA%B8%89%EC%97%AC-1024x531.jpg\" alt=\"\" class=\"wp-image-2887\"\/><\/figure>\n\n\n\n<p>\ucd94\uac00\uc801\uc73c\ub85c \uc6b0\ub9ac\ub098\ub77c\uc758 \ubbfc\uac04\ubcf4\ud5d8\uc778 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \ud56d\ubaa9\uc740 \uae09\uc5ec\uc640 \ube44\uae09\uc5ec \ubaa8\ub450\ub97c \ubcf4\uc7a5\ud558\ub294\ub370 \uae09\uc5ec\uc640 \ube44\uae09\uc5ec\uc758 \ubcf4\ud5d8\uae08 \ucd94\uc774\ub97c \ubcf4\uba74 2021\ub144\uc5d0\uc11c 2023\ub144\ub3c4\uac04 \uc2e4\uc190\ubcf4\ud5d8\uc758 \ube44\uae09\uc5ec \ubcf4\ud5d8\uae08\uc740 7.9\uc870\uc5d0\uc11c 8\uc870\ub85c 0.1\uc870(1.8%)\uac00 \ub298\uc5b4\ub09c \ubc18\uba74, \uae09\uc5ec\ub294 4.6\uc870\uc5d0\uc11c 6.1\uc870\ub85c 1.5\uc870(32.5%)\uac00 \ub298\uc5b4\ub0ac\ub2e4.<\/p>\n\n\n\n<p>\uae09\uc5ec\/\ube44\uae09\uc5ec \ube44\uc728\uc774 \uc62c\ub790\ub2e4\ub294 \uc758\ubbf8\ub294 \uc774\ub294 \ube44\uae09\uc5ec \uc9c4\ub8cc\ube44\uc6a9\uc774 \uc904\uc5b4\ub4e4\uc5c8\uac70\ub098 \uae09\uc5ec \uc9c4\ub8cc \ubcf4\ud5d8\uae08\uc774 \ub298\uc5c8\ub2e4\ub294 \uc758\ubbf8\uc774\ub2e4. \ube44\uae09\uc5ec \uc9c4\ub8cc\uac00 \uc904\uc5ec\ub4e4\uba74 \uac74\uac15\ubcf4\ud5d8 \uacf5\ub2e8\uc740 \uae09\uc5ec \ub610\ub294 \ubb38\ucf00\uc5b4\ub85c \ub9cc\ub4e4\uc5b4 \ub193\uc558\ub358 &#8220;\uc608\ube44\uae09\uc5ec&#8221; \uc911\uc5d0\uc11c \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \ub192\uc740 \ud56d\ubaa9\uc758 \uc9c4\ub8cc\ub97c \ube44\uae09\uc5ec\ub85c \ub3cc\ub9b4 \uc218\uac00 \uc788\uace0, \uadf8\ub7ec\uba74 \ubcf4\uc7a5\ub960\uc758 \ud558\ub77d\uc5c6\uc774 \uae09\uc5ec \ube44\uc6a9\uc744 \ube7c\ub3cc\ub9b4 \uc218 \uc788\ub2e4. \uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 \uc778\uc0c1\uc5c6\uc774 \uac74\uac15\ubcf4\ud5d8\uc758 \uc801\ub9bd\uae08\uc774 \ub298\uc5b4\ub098\ub294 \uc774\uc720\ub294 \uac74\uac15\ubcf4\ud5d8\uc774 \uc9c0\ucd9c\uc744 \uc904\uc5ec \uc9c0\uae09\ub960\uc744 \uc904\uc600\ub2e4\ub294 \uc758\ubbf8\uc774\uace0 \uc774\ub294 \uc758\uc0ac\uc758 \uc218\uc775\uc774 \uc904\uc5c8\ub2e4\ub294 \uc99d\uac70\uac00 \ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc989, \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc758\ub8cc\ubcf4\ud5d8\ub8d4\ub85c \uc218\uc775\uc744 \uc5bb\ub294\ub2e4. \uc2e4\uc190\ubcf4\ud5d8 \uc5ed\uc2dc \uac00\uc785\uc790\ub4e4\uc758 \ubcf4\ud5d8\ub8cc\ub85c \uc218\uc775\uc744 \uc5bb\ub294\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc815\ud574\uc9c4 \uc218\uc775\uc5d0\uc11c \uc9c0\ucd9c \ub610\ub294 \uae09\uc5ec\ub97c \uc904\uc774\uba74 \uc774\uc775\uc774 \ub09c\ub2e4. \ub530\ub77c\uc11c <strong>\uc815\ubd80\uac00 \uad00\uc5ec\ud574\uc11c\ub294 \uc548\ub418\ub294 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uac15\uc81c\ub85c \ud1b5\uc81c\ud558\uace0 \uc0ac\uc6a9\ub7c9\uc744 \uc904\uc774\uba74 \uc2e4\uc190\ubcf4\ud5d8\uc774 \uc774\uc775\uc774 \ub098\uace0, \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc9c0\uae09\ud574\uc57c \ud560 \uae09\uc5ec \ub610\ub294 \uc608\ube44\uae09\uc5ec\ub97c \ub2e4\uc2dc \ube44\uae09\uc5ec\ub85c \ub9cc\ub4e4\uc5b4 \uc2e4\uc190\ubcf4\ud5d8\uc5d0\uac8c \uc9c0\uae09\ud558\ub3c4\ub85d \ub9cc\ub4e4\uba74 \uac74\uac15\ubcf4\ud5d8\ub3c4 \uc774\uc775\uc774 \ub098\ub294 \uad6c\uc870\uc774\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uc815\ubd80\uac00 \ud638\uc5b8 \uc7a5\ub2f4\ud55c \ub300\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud574 \uc758\uc0ac\uc758 \uc218\uc775\uc774 \uc904\uc5b4\ub4e4\uc5b4 \ubcf4\uc7a5\ub960\uc774 \ub298\uc5c8\uace0 \uad6d\ubbfc\ub4e4\uc758 \uac00\uacc4\ubd80\ub2f4\uae08\uc774 \uc904\uc5b4\ub4e4\uc5c8\ub2e4\uba74 \uc5b4\ub290\uc815\ub3c4\ub294 \uc774\ud574\ud560\uc218 \uc788\uc9c0\ub9cc \ubcf4\uc7a5\ub960\uc740 \ubcc0\ud568\uc774 \uc5c6\uc774 \uc758\uc0ac\uc758 \uc218\uc775\uc774 9\uc870\uac00 \ub118\uac8c \uc904\uc5b4\ub4e0 \ub3c8\uc774 \uacb0\uacfc\uc801\uc73c\ub85c\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc774\uc775\uc744 \ub298\ub9ac\ub294\ub370 \uc4f0\uc600\ub2e4\ub294 \uc0ac\uc2e4\uc740 \uc758\uc0ac\uc785\uc7a5\uc5d0\uc11c \ubcfc \ub54c \ub108\ubb34\ub3c4 \ud654\uac00 \ub098\ub294 \uc77c\uc77c \uac83\uc774\ub2e4. <\/p>\n\n\n\n<p>\uc815\ubd80\ub294 2017\ub144 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774 \ub2e4\ub978 \ub098\ub77c\uc5d0 \ube44\ud574 \ub0ae\uc544 \uad6d\ubbfc\ub4e4\uc758 \uac00\uacc4\ubd80\ub2f4\uc774 \ub9ce\uc73c\ubbc0\ub85c \ubcf4\uc7a5\uc131 \uac15\ud654\ub97c \uc704\ud574 \uc989, \ubcf4\uc7a5\ub960\uc744 \ub192\uc774\uae30 \uc704\ud574 \uc7ac\uc815\uc744 \ud22c\uc785\ud558\uc5ec \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uae09\uc5ec\ud654\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud588\ub2e4. \ud55c\ub450\ud47c\ub3c4 \uc544\ub2c8\uace0  \uc758\uc0ac\uc758 \ub3c8 9\uc870\ub97c \uad6d\ubbfc\uc5d0\uac8c \uc900\ub2e4\uace0 \ud574\ub193\uace0 \uac04\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uafc0\uaebd \uccd0\uba39\uc740 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0)<br><a href=\"https:\/\/kfmp.org\/home\/?p=1226\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ud574\uc18c\uc640 \ud568\uaed8 \ud544\uc218\uc758\ub8cc\uc5d0 \ub300\ud55c \uc218\uac00\ubcf4\uc804\uc758 \uc57d\uc18d\uc744 \uc774\ud589\ud558\uc9c0 \uc54a\uc558\ub2e4.<\/h2>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \uacf5\uc801\uac74\uac15\ubcf4\ud5d8\uc740 1977\ub144 \uc9c1\uc7a5\uac00\uc785\uc790 \ub300\uc0c1\uc73c\ub85c \ucc98\uc74c \ub3c4\uc785\ub41c\ud6c4 12\ub144\ub9cc\uc778 1989\ub144\uc5d0 \uc804 \uad6d\ubbfc \ub300\uc0c1\uc73c\ub85c \ud655\ub300\ub418\uc5b4 \uc804\uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uccb4\uacc4\ub85c \ud1b5\ud569\uad00\ub9ac\ub418\uae30 \uc2dc\uc791\ud558\uc600\ub2e4. \ube60\ub978 \uc2dc\uc77c\ub0b4\uc5d0 \uc804\uad6d\ubbfc \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\uac00 \ub9cc\ub4e4\uc5b4\uc9c4 \ub9cc\ud07c \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \uc810\uc9c4\uc801\uc778 \ubcf4\ud5d8\ud654 \uacfc\uc815\uc5d0\uc11c \uc6d0\uac00\uc5d0 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uc815\ub3c4\uc758 \uc758\ub8cc\uc218\uac00\ub97c \uc9c0\uae09\ud558\uc5ec \uc800\uc218\uac00 \uc815\ucc45\uc744 \ud574\uc624\uace0 \uc788\uc5c8\ub2e4. \uadf8\ub7ec\ub294 \uc911\uc5d0 2017\ub144 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \uc2dc\ud589\ud558\uba74\uc11c \uadf8\ub3d9\uc548 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \ubbf8\ubbf8\ud558\uac70\ub098 \ud544\uc218\uc758\ub8cc\ubd84\uc57c\uac00 \uc544\ub2cc \ube44\ubcf4\ud5d8\ud56d\ubaa9\uc5d0 \ub300\ud574 \uc804\uba74 \uae09\uc5ec\ud654\ub97c \uc2dc\ud589\ud558\uba74\uc11c \uc5ed\uc2dc \uc6d0\uac00\uc758 1\/3\uc774\ud558\uc758 \uc218\uac00\ub85c \ubcf4\ud5d8\ud654\ub97c \ud558\uc600\ub2e4.  <\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28b777&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28b777\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"374\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac00\uaca9\uc218\uc9001-1024x374.jpg\" alt=\"\" class=\"wp-image-1298\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac00\uaca9\uc218\uc9001-1024x374.jpg 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac00\uaca9\uc218\uc9001-300x110.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac00\uaca9\uc218\uc9001-768x281.jpg 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac00\uaca9\uc218\uc9001.jpg 1525w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p>\ub530\ub77c\uc11c \uc758\uc0ac\ub4e4\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\ub294\ub370\uc5d0\ub294 \ucc2c\uc131\ud558\uc9c0\ub9cc \ud55c\uaebc\ubc88\uc5d0 \ud558\uc9c0 \ub9d0\uace0 \uc7ac\uc6d0\uc774 \uc900\ube44\ub418\ub294 \ub300\ub85c \uc758\ub8cc \uc810\uc9c4\uc801\uc73c\ub85c \ube44\uc6a9\ub300\ube44 \ud6a8\uc728\uc131\uc744 \ub530\uc838 \uc810\uc9c4\uc801\uc73c\ub85c \uc9c4\ud589\ud558\uc790\uace0 \uc8fc\uc7a5\ud558\uc600\ub2e4. \uadf8\ub7ec\ub098 \ubb38\uc7ac\uc778 \uc815\ubd80\uc758 \uc801\uadf9\uc801\uc778 \uc758\uc9c0\ub85c \uc778\ud574 \ube44\ubcf4\ud5d8\uc744 \uc804\uba74\uc801\uc73c\ub85c \uae09\uc5ec\ud654\uc744 \uacb0\uc815\ud588\uace0 2019.4.9\uc77c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131\uac15\ud654 \ubc29\uc548\uc5d0 \uad00\ud55c \ubc1c\ud45c\ub97c \ud558\uba74\uc11c \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc \uc218\uc775\uc774 \uac10\uc18c\ub41c \ub9cc\ud07c \ucd94\uac00 \uc7ac\uc815\uc744 \ud544\uc218\uc758\ub8cc \uc218\uac00\uc5d0 \ud22c\uc790\ud558\uc5ec \uc758\uc0ac\ub4e4\uc5d0\uac8c \uc801\uc815 \uc218\uc775\uc744 \ubcf4\uc0c1\ud558\uaca0\ub2e4\uace0 \uc57d\uc18d\ud558\uc600\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0\uc790\ub8cc)<br><a href=\"https:\/\/www.dailymedi.com\/news\/news_view.php?wr_id=808695\" target=\"_blank\" rel=\"noreferrer noopener\">\uc758\ub8cc\uc6d0\uac00 \uc0c1\uae09\uc885\ud569\ubcd1\uc6d0 84%\u00b7\uc885\ud569\ubcd1\uc6d0 75%\u00b7\ubcd1\uc6d0 66%\u00b7\uc758\uc6d0 62%<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1P_HScRo2e3z08uVAcCOJPYFEbX2q8SRV\/view?usp=sharing\" target=\"_blank\" rel=\"noreferrer noopener\">2019 \uc801\uc815\uc218\uac00\uc0b0\ucd9c\ubc29\uc548<\/a><\/p>\n\n\n\n<p>\uc544\ub798\ub294 \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \ud544\uc218\uc758\ub8cc\uc5d0 \ub300\ud55c \uc801\uc815\uc218\uac00 \ubcf4\uc0c1\ubc29\uc548 \ub0b4\uc6a9\uc774\ub2e4.<\/p>\n\n\n<style>.kadence-column1241_c0dab4-06 > .kt-inside-inner-col,.kadence-column1241_c0dab4-06 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1241_c0dab4-06 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1241_c0dab4-06 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1241_c0dab4-06 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1241_c0dab4-06 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column1241_c0dab4-06 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1241_c0dab4-06{position:relative;}@media all and (max-width: 1024px){.kadence-column1241_c0dab4-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1241_c0dab4-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1241_c0dab4-06\"><div class=\"kt-inside-inner-col\">\n<p>&#8211; \ud569\ub9ac\uc801\uc778 \uc801\uc815\uc218\uac00 \ubcf4\uc0c1 \ubc29\uc548 \ub9c8\ub828<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0dd\uba85 \uac74\uac15\uacfc \uc9c1\uacb0\ub41c \ud544\uc218\uc758\ub8cc\uc11c\ube44\uc2a4\uac00 \uc9c0\uc5ed\u00b7\uae30\uad00\u00b7\uc9c4\ub8cc\uacfc\ubaa9\ubcc4\ub85c \uade0\ud615 \uc788\uac8c \uc81c\uacf5\ub420 \uc218 \uc788\ub294 \uae30\ubc18\uc744 \ub9c8\ub828\ud55c\ub2e4.<br>\u25e6 \ubd84\ub9cc, \uc218\uc220, \uc751\uae09\uc758\ub8cc \uc678\uc0c1, \uc678\uacfc\uacc4 \uae30\ud53c\uacfc\ubaa9, \uac10\uc5fc\uad00\ub9ac \ub4f1 \ud544\uc218\uc758\ub8cc \uc81c\uacf5 \uae30\ubc18(\uc778\ud504\ub77c) \ud655\ub300\uac00 \ud544\uc694\ud55c \ubd80\ubd84\uc740 \ubcf4\uc0c1\uc744 \ud655\ub300\ud55c\ub2e4.<br>\u25e6 \ub610\ud55c, \uc548\uc804\ud55c \uc9c4\ub8cc \ud658\uacbd \uc720\uc9c0\ub97c \uc704\ud574 \uc57c\uac04 \uc758\ub8cc\ucde8\uc57d\uc9c0 \uac04\ud638\uc778\ub825, \uc751\uae09 \uc785\uc6d0 \uc911\ud658\uc790 \uc804\ub2f4\uc778\ub825 \ub4f1 \ud544\uc218 \uc778\ub825*\uc5d0 \ub300\ud55c \uc9c0\uc6d0\uc744 \uac15\ud654\ud55c\ub2e4.<\/li>\n\n\n\n<li>\u201923\ub144\uae4c\uc9c0 \uc57c\uac04 \uc758\ub8cc\ucde8\uc57d\uc9c0\uc5ed \uac04\ud638\uc778\ub825 1,000\uba85, \uc751\uae09 \uc785\uc6d0 \uc911\ud658\uc790 \uc804\ub2f4\uc778\ub825 1,500\uba85 \ubc30\uce58<\/li>\n\n\n\n<li>\uc758\ub8cc\uae30\uad00 \ud68c\uacc4 \uc870\uc0ac \ub4f1\uc744 \ud1b5\ud574 \ud569\ub9ac\uc801 \uc6d0\uac00\uc5d0 \uae30\ubc18\ud55c \uade0\ud615 \uc788\ub294 \uc218\uac00\uc0b0\ucd9c \uccb4\uacc4\ub97c \ub9c8\ub828\ud558\uc5ec \uc801\uc815\uc9c4\ub8cc \ud658\uacbd\uc744 \uc870\uc131\ud55c\ub2e4.<br>\u25e6 \uc218\uac00 \ud56d\ubaa9 \uac04 \ubd88\uade0\ud615 \ud574\uc18c\uc640 \uc9c4\ub8cc\ud589\ud0dc \ubcc0\ud654\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \ubc18\uc601\ud558\uc5ec \uc758\ub8cc\uacc4\uac00 \uc608\uce21 \uac00\ub2a5\ud558\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc218\uac00\uccb4\uacc4\ub97c \uc6b4\uc601\ud55c\ub2e4.<\/li>\n\n\n\n<li>\ud589\uc704\ubcc4 \uc218\uac00\uc81c\ub3c4 \uc678 \ub2e4\uc591\ud55c \uc218\uac00 \uc81c\ub3c4\ub97c \uc2dc\ubc94 \uc6b4\uc6a9\ud558\ub294 \ub4f1 \uc801\uc815 \uc9c4\ub8cc\uc5d0 \ub530\ub978 \ud569\ub9ac\uc801 \ubcf4\uc0c1 \ubc29\uc548\uc744 \ub9c8\ub828\ud55c\ub2e4.<br>\u25e6 \uc2e0\ud3ec\uad04 \uc218\uac00\uc81c\ub3c4* \uc2dc\ubc94\uc0ac\uc5c5\uc740 \ubbfc\uac04 \uc758\ub8cc\uae30\uad00\uc758 \ud2b9\uc131\uc744 \ubc18\uc601\ud558\uace0, \ube44\uae09\uc5ec \uac10\ucd95\uc5d0 \ub530\ub978 \ubcf4\uc0c1 \uac15\ud654 \ubc29\uc548\ub3c4 \ub9c8\ub828\ud55c\ub2e4.<\/li>\n\n\n\n<li>(\uc2e0\ud3ec\uad04\uc218\uac00\uc81c) \ud3ec\uad04\uc218\uac00\uc81c\uc640 \ud589\uc704\ubcc4\uc218\uac00\uc81c\ub97c \uacb0\ud569\ud55c \ud615\ud0dc\ub85c \uc9c4\ub8cc\uc5d0 \ud544\uc218\uc801\uc778 \uc11c\ube44\uc2a4 \ub300\ubd80\ubd84\uc744 \ud3ec\uad04\uc218\uac00\ub85c \ubb36\uace0, \uc9c4\ub8cc\ube44 \ucc28\uc774\ub97c \ubc1c\uc0dd\uc2dc\ud0a4\ub294<br>\uace0\uac00\uc11c\ube44\uc2a4\uc640 \uc758\uc0ac\uc2dc\uc220 \ud589\uc704 \ub4f1\uc740 \ud589\uc704\ubcc4 \uc218\uac00\ub85c \ubcf4\uc0c1\ud558\ub294 \ud63c\ud569\ud615 \uc81c\ub3c4<br>\u25e6 \ud589\uc704\ubcc4 \uc218\uac00\uc81c\ub3c4\uc758 \ud55c\uacc4\ub97c \uadf9\ubcf5\ud558\uae30 \uc704\ud574 \uc8fc\uc694 \uc120\uc9c4\uad6d\uc5d0\uc11c \ub3c4\uc785\ud558\uace0 \uc788\ub294 \ub2e4\uc591\ud55c \uc9c0\ubd88\uc81c\ub3c4\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc801\uc6a9\ubc29\uc548\uc744 \uac80\ud1a0\ud55c\ub2e4.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"876\" height=\"245\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc801\uc815\uc9c4\ub8cc\ubc0f\uc801\uc815\uc218\uac00\ubcf4\uc0c1.jpg\" alt=\"\" class=\"wp-image-1213\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc801\uc815\uc9c4\ub8cc\ubc0f\uc801\uc815\uc218\uac00\ubcf4\uc0c1.jpg 876w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc801\uc815\uc9c4\ub8cc\ubc0f\uc801\uc815\uc218\uac00\ubcf4\uc0c1-300x84.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc801\uc815\uc9c4\ub8cc\ubc0f\uc801\uc815\uc218\uac00\ubcf4\uc0c1-768x215.jpg 768w\" sizes=\"auto, (max-width: 876px) 100vw, 876px\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc801\uc815 \uc9c4\ub8cc \ubc0f \uc801\uc815 \uc218\uac00 \ubcf4\uc0c1<br>\uae09\uc5ec \ubd80\ubb38\uc758 \uc218\uc775 \uc704\uc8fc\ub85c \uc758\ub8cc\uae30\uad00\uc758 \uc6b4\uc601\uc774 \uac00\ub2a5 \ud558\ub3c4\ub85d \uc218\uac00 \uccb4\uacc4 \uac1c\uc120 \ubc0f \uc758\ub8cc\uc2dc\uc2a4\ud15c \uc815\uc0c1\ud654 \ucd94\uc9c4<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>(\ubcf4\uc0c1 \uc6d0\uce59) \ubaa8\ub4e0 \ubd84\uc57c\uc758 \uc77c\uad04\uc801\uc778 \uc778\uc0c1\ubcf4\ub2e4\ub294 \ubcf4\uac74\uc758\ub8cc \uccb4\uacc4\uc758 \uc131\uacfc \ud5a5\uc0c1 \ubc0f \uc9c0\uc18d\uac00\ub2a5\uc131\uc744 \ub192\uc774\ub294 \ubc29\ud5a5\uc73c\ub85c \uc120\ubcc4\uc801 \uc21c\ucc28\uc801 \ubcf4\uc0c1<br>\uc6b0\uc120 \uc601\uc5ed \uac04 \ud56d\ubaa9 \uac04 \ubd88\uade0\ud615 \ud574\uc18c, \uc801\uc815 \uc218\uac00\uc758 \uac1c\ub150 \ubc0f \ubc29\ubc95\ub860 \uc815\ub9bd \ub4f1\uc744 \uc120\ud589\ud558\uace0, 3\ucc28 \uc0c1\ub300\uac00\uce58 \uac1c\ud3b8\uacfc \uc5f0\uacc4\ud574 \ubcf4\uc0c1 \uac15\ud654<\/li>\n\n\n\n<li>(\ubcf4\uc0c1 \uc601\uc5ed) \uc800\ud3c9\uac00\ub418\uc5c8\uac70\ub098 \uc778\ub825 \ud22c\uc785\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc774 \ubbf8\ud761\ud55c \uc601\uc5ed, \ubcf4\uac74\uc758\ub8cc\uc815\ucc45\uc5d0 \ubd80\ud569\ud558\ub294 \uc601\uc5ed \ub4f1 \ubd80\ud130 \uc6b0\uc120\uc801\uc73c\ub85c \uc911\uc810 \ubcf4\uc0c1<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>2017\ub144 11\uc6d4 \uad6d\ud68c\uc608\uc0b0\ucc98\uac00 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \uc704\ud574 \ud544\uc694\ud55c \uc7ac\uc6d0\uc744 \ucd94\uacc4\ud55c \uc790\ub8cc\uc640 \ubcf4\uac74\ubcf5\uc9c0\ubd80\uc5d0\uc11c \ucd94\uacc4\ud55c \uc790\ub8cc\uc5d0 \ub300\ud574 \uadf8\ub798\ud504\ub97c \uadf8\ub824\ubcf4\uba74 \uc544\ub798\uc640 \uac19\ub2e4. \ud558\uc9c0\ub9cc \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 2020\ub144\ub3c4 \ubd80\ud130 \uac74\uac15\ubcf4\ud5d8\uc758 \uc9c0\ucd9c\uc744 \uae09\uaca9\ud558\uac8c \uc904\uc600\uc73c\uba70 \uc758\uc0ac\ub4e4\uc5d0\uac8c \uc57d\uc18d\ud55c \ub300\ub85c \uc801\uc815\uc218\uac00\ub97c \ubcf4\uc0c1\ud558\uc9c0 \uc54a\uc558\ub2e4. \uc815\uc0c1\uc801\uc73c\ub85c \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ubd84\uc744 1\/3\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\ub97c \ud558\uc600\uc73c\uba70 \uadf8 \uc790\uccb4\ub85c \ubcf4\uc7a5\ub960\uc740 \uc62c\ub77c\uac04\ub2e4. \uadf8\ub7f0\ub370\ub3c4 \ubb38\ucf00\uc5b4 \uc774\ud6c4 \ubcf4\uc7a5\ub960\uc774 \ub2f5\ubcf4\uc0c1\ud0dc\uc5d0 \uc788\ub2e4\ub294 \uac83\uc740 \ube44\ubcf4\ud5d8\ubd84\uc758 \uac10\uc18c\ub9cc\ud07c \ubcf4\ud5d8\ubd84\uc744 \uc815\ubd80\uac00 \uc904\uc600\ub2e4\ub294 \ub9d0\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28c0c2&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28c0c2\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ubb38\ucf00\uc5b4\ucd94\uacc4\ube44\uad50-1024x683.png\" alt=\"\" class=\"wp-image-1184\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ubb38\ucf00\uc5b4\ucd94\uacc4\ube44\uad50-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ubb38\ucf00\uc5b4\ucd94\uacc4\ube44\uad50-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ubb38\ucf00\uc5b4\ucd94\uacc4\ube44\uad50-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ubb38\ucf00\uc5b4\ucd94\uacc4\ube44\uad50.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\ub144\ub3c4<\/td><td>2017<\/td><td>2018<\/td><td>2019<\/td><td>2020<\/td><td>2021<\/td><td>2022<\/td><td>2023<\/td><\/tr><tr><td>\uac74\uac15\ubcf4\ud5d8\uc9c0\ucd9c<\/td><td>58.0<\/td><td>66.0<\/td><td>72.1<\/td><td>73.6<\/td><td>79.0<\/td><td>86.2<\/td><td>NA<\/td><\/tr><tr><td>\uad6d\ud68c\uc608\uc0b0\ucc98\ucd94\uacc4<\/td><td>57.5<\/td><td>63.8<\/td><td>71.1<\/td><td>77.1<\/td><td>83.8<\/td><td>91.0<\/td><td>98.1<\/td><\/tr><tr><td>\ubcf4\uac74\ubcf5\uc9c0\ubd80\ucd94\uacc4<\/td><td>57.3<\/td><td>62.3<\/td><td>70.8<\/td><td>76.7<\/td><td>81.8<\/td><td>88.7<\/td><td>94.3<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc790\ub8cc\uc640 \ucd94\uacc4\uc758 \ube44\uad50(\ub2e8\uc704 \uc870\uc6d0)<\/figcaption><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc744 \uc2dc\ud589\ud558\uc5ec \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 70%\ub85c \uc62c\ub9ac\uae30 \uc704\ud574 \uc57d \ucd1d 36\uc870\uc758 \uc5d0\uc0b0\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ud558\uc600\uace0 \ubd88\uac00\ud53c\ud558\uac8c \uad6d\ubbfc\ub4e4\uc5d0\uac8c \ubcf4\ud5d8\ub8cc\uc778\uc0c1\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ud558\uace0\uc11c\ub294 \uac74\uac15\ubcf4\ud5d8\ub8cc\uc758 \uc778\uc0c1\uc744 \ud558\uc9c0 \uc54a\uace0 \uc989, \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\uae30 \uc704\ud574 \ud22c\uc790\ud55c\ub2e4\uace0 \ud588\ub358 \uac74\uac15\ubcf4\ud5d8\ub8cc \uc608\uc0b0\uc744 \ud22c\uc5ec\ud558\uc9c0 \uc54a\ub294 \uac83\uc774\ub2e4.  \uc989 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \uc62c\ub824 \uc989, \uc7ac\uc815\uc744 \ud22c\uc790\ud574\uc11c \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\ub824\ub294 \uac83\uc774 \uc544\ub2c8\uc5c8\uace0, \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00\uaca9\uc744 1\/3\uac00\uaca9\uc774\ud558\ub85c \uc989 \uc800\uc218\uac00\ub85c \ubcf4\ud5d8\ud654\ud568\uc73c\ub85c\uc368 \uc989, \uac00\uaca9\uc744 \uc904\uc5ec \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\ub824\uace0 \ud588\ub358 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uacfc\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ud544\uc694\ud558\uc9c0\ub3c4 \uc54a\ub294 \ube44\ubcf4\ud5d8\uce58\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\ub294 \ud3ec\ud4f0\ub9ac\uc998\uc815\ucc45\uc73c\ub85c \uad6d\ubbfc\ub4e4\uc758 \ud658\uc2ec\uc744 \uc0b0 \ub2e4\uc74c\uc5d0 \uc758\uc0ac\ub4e4\uc5d0\uac8c\ub3c4 \ube44\ubcf4\ud5d8\uc758 \ubcf4\ud5d8\ud654 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc9c4\ub8cc\ube44\uac00 \ud560\uc778\ub41c \ub9cc\ud07c \uadf8\ub3d9\uc548 \uc800\uc218\uac00\ub85c \uc778\ud574 \ud798\ub4e4\uc5c8\ub358 \ud544\uc218\uc758\ub8cc\uc758 \uc9c4\ub8cc\ube44\uc744 \uc62c\ub824\uc8fc\uc5b4 \ubcf4\uc0c1\uc744 \ud574\uc8fc\uaca0\ub2e4\uace0 \uc18d\uc774\uba70 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \uac15\ud589\ud588\ub358 \uac83\uc774\ub2e4. \uadf8\ub7ec\ub098 \uacb0\uacfc\uc801\uc73c\ub85c 2021\ub144\ub3c4 GDP \ub300\ube44 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc740 OECD \ud3c9\uade0\uc774\uc0c1\uc73c\ub85c \uc99d\uac00 \ud55c \ubc18\uba74\uc5d0 \ud544\uc218\uc758\ub8cc\ub294 \ubd95\uad34\ub418\uc5c8\uace0, \uad6d\ubbfc\ub4e4\uc740 \ud6a8\uc728\uc131\uc774 \ubd80\uc871\ud558\uace0 \uc800\ub834\ud55c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubc1b\uc57c\uc57c\ub9cc \ud558\ub294 \uc0c1\ud669\uc774 \ub418\uc5c8\uc73c\uba70 \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\ub97c \uc904\uc5ec\uc11c \ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\uc774 \uc0b4\uac8c \ud574\uc8fc\uaca0\ub2e4\uace0 \ud558\uace0\ub294 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \uc54a\uc558\ub2e4. \ucc38\uace0\ub85c \ubcf4\uc7a5\ub960\uc774 \uc62c\ub77c\uac00\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc758\ubbf8\ub294 \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc740 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\uc558\ub2e4\ub294 \ub9d0\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc81c \uc6b0\ub9ac\ub098\ub77c \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \uc0ac\ub77c\uc84c\uae30\ub54c\ubb38\uc5d0 \ub3c8\uc774 \uc788\ub2e4\uace0 \ud574\ub3c4 \ube44\uc2fc \uc21c\uc751\ub3c4\uac00 \uc88b\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \ubc1b\uc744 \uc218\uac00 \uc5c6\ub2e4. \ub610\ud55c  \uc815\ubd80\ub294 \uaf2d \ubc1b\uc744 \ud544\uc694\ub3c4 \uc5c6\uace0 \uce58\ub8cc\ud6a8\uacfc\ub3c4 \ubbf8\ubbf8\ud55c \uc9c4\ub8cc\uc778 \ub3c4\uc218\uce58\ub8cc\ub098 \ud55c\ubc29\uce58\ub8cc\ub4f1\uc5d0 \uc758\ub8cc\ubcf4\ud5d8\ube44\ub97c \ud0d5\uc9c4\ud558\uba74\uc11c \ub9c8\uce58  \uc800\ub834\ud55c \ube44\uc6a9\uc73c\ub85c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \uac83\ucc98\ub7fc \uc989, &#8220;\uace0\uae09\uc9c4\ub8cc\uc758 \ub300\uc911\ud654&#8221;\uc640 &#8220;\uc758\ub8cc\ube44\uc6a9\uc758 \uc808\uac10&#8221;\ud6a8\uacfc\ub97c \ub300\ub300\uc801\uc73c\ub85c \ud64d\ubcf4(\ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\ub294 \ub4e0\ub4e0\ud55c \ub098\ub77c)\ud558\uba70 \uc815\uce58\uc801\uc73c\ub85c \uc774\uc6a9\ud558\uace0\ub294 \uc774\uc81c\ub294 \ub2e4\uc2dc \ube44\uc2fc \uc9c4\ub8cc\ub97c \ub0a8\uc6a9\ud558\ub294 \ub098\uc05c \ub188\uc73c\ub85c \ub9cc\ub4e4\uc5b4 \uc0ac\uc6a9\ud558\uc9c0 \ub9d0\ub77c\uace0 \ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28c6c0&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28c6c0\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.train_.ts3_-1024x683.png\" alt=\"\" class=\"wp-image-1191\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.train_.ts3_-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.train_.ts3_-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.train_.ts3_-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.train_.ts3_.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p> \uc704 \uadf8\ub798\ud504\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \uc2dc\ud589\ud558\uba74\uc11c\ub3c4 \uac74\uac15\ubcf4\ud5d8\uc9c4\ub8cc\ube44\uc5d0 \ub300\ud55c \uc815\ubd80\uc9c0\uc6d0\uae08\uc740 2020\ub144\ub3c4\uc5d0\ub9cc \ub298\uc5c8\ub2e4\uac00 \ub2e4\uc2dc \uc904\uc5b4\ub4e4\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4. \uacb0\uad6d \ubb38\ucf00\uc5b4\uc758 \ucd08\uae30\uc5d0 \ube44\ubcf4\ud5d8 \uac00\uaca9\uc774 \uc800\ub834\ud558\uc5ec \uc0ac\uc6a9\ub7c9\uc774 \ub298\uc5c8\ub2e4\uac00 \ub2e4\uc2dc \uc0ac\uc6a9\ub7c9\uc774 \uac10\uc18c\ud558\uba74\uc11c \uc815\ubd80\uc9c0\uc6d0\uc728\ub3c4 \uac10\uc18c\ud588\uace0 \uac74\uac15\ubcf4\ud5d8\ub8cc\uc728\ub3c4 \uac10\uc18c\ud55c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28cb40&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28cb40\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.x4-1024x683.png\" alt=\"\" class=\"wp-image-1208\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.x4-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.x4-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.x4-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/newmoon.x4.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p>\uc815\ubd80\ub294 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 70%\ub85c \uc62c\ub9ac\uae30 \uc704\ud574\uc11c\ub294 \uc7ac\uc815\uace0\uac08\uc774 \uac71\uc815\ub41c\ub2e4\ub294 \uc758\ub8cc\uacc4\uc758 \uc9c0\uc801\uc5d0 \uc57d 10\uc870\uc6d0\uc758 \ub204\uc801\uc801\ub9bd\uae08\uc744 \uc720\uc9c0\ud560\uc218 \uc788\uc744 \uc815\ub3c4\ub85c \uc7ac\uc815\uc740 \ucda9\ubd84\ud558\ub2e4\uace0 \ubc1c\ud45c\ud558\uc600\ub2e4. \uadf8\ub9ac\ub098 2022\ub144\ub3c4 \uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc744 \ubcf4\uba74 \uc758\uc0ac\uc5d0\uac8c \uc9c0\uae09\ud574\uc57c\ud560 \uc9c4\ub8cc\ube44\ub294 \uc904\uc5b4\ub4e0 \ubc18\uba74\uc5d0 \ub204\uc801 \uc801\ub9bd\uae08\uc740 \uc624\ud788\ub824 20.24\uc870\ub85c \ub298\uc5c8\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c \uc774\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc758\uc0ac\uc5d0\uac8c\ub294 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\ub97c 1\/3\uc774\ud558\uc758 \uc800\uc218\uac00\ub85c \ud560\uc778\ud568\uc73c\ub85c\uc368 \uc758\ub8cc\ube44\ub97c \uc904\uc5ec \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\uba74\uc11c, \uad6d\ubbfc\ub4e4\uc5d0\uac8c\ub294\ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud55c\ub2e4\ub294 \uba85\ubaa9\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8\ube44\ub97c \uc62c\ub9ac\uaca0\ub2e4\uace0 \uac70\uc9d3\ub9d0\uc744 \ud588\uace0, \uacb0\uad6d \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ud22c\uc5ec\ud55c\ub2e4\uace0 \ud588\ub358 \uadf8 \uc7ac\uc6d0\uc744 \ud22c\uc790\ud558\uae30 \uc54a\uc558\uc74c\uc744 \uc54c \uc218 \uc788\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud574 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\ub294 \ube44\uc2fc \uc9c4\ub8cc\ub97c \ubcf4\uc7a5\ud558\ub290\ub77c \ub0ad\ube44\ub418\uba74\uc11c \uaf2d \ud544\uc694\ud55c \ud544\uc218\uc758\ub8cc\uc758 \uc9c0\uc6d0\uc740 \ud558\uc9c0 \ubabb\ud558\uac8c \ub418\uc5b4 \ud544\uc218\uc758\ub8cc\uac00 \ubd95\uad34\ub418\uace0 \ud2b9\uc9c4\ub8cc\ub97c \ud3d0\uc9c0\ud558\uba74\uc11c \uc758\ub8cc\uc804\ub2ec\uccb4\uacc4\uc640 \uc77c\ucc28\uc758\ub8cc\uc758 \ubd95\uad34\uac00 \uc77c\uc5b4\ub098 \uc9c0\uc5ed\uc758\ub8cc\uc758 \ubd95\uad34\ub97c \ucd08\ub798\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28d0a0&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28d0a0\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc0c1\ud669-1024x683.png\" alt=\"\" class=\"wp-image-1175\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc0c1\ud669-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc0c1\ud669-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc0c1\ud669-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\uc0c1\ud669.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p>\ub610\ud55c \uc815\ubd80\uac00 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ubcf4\ud5d8\ud654\ub85c \ub298\uc5b4\ub09c \ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc2e4\uc190\ubcf4\ud5d8\uc744 \ud1b5\ud574 \uc9c0\ubd88\ud558\ub3c4\ub85d \ud55c\uac83\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \uc62c\ub9ac\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \uad6d\ubbfc\ub4e4\uc5d0\uac8c\ub294 \uc2e4\uc190\ubcf4\ud5d8\uc758 \uac00\uc785\uc744 \uc720\ub3c4\ud558\uc5ec \uacb0\uad6d \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uc758\ub8cc\ube44\ubd80\ub2f4\uc744 \ub5a0\uc548\uae30\ub294 \uc148\uc73c\ub85c, \uc774\ub85c \uc778\ud574 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc774\ud6c4 \uacbd\uc0c1\uc758\ub8cc\ube44 \ub300\ube44 \uac00\uacc4\uc9c0\ucd9c\ubd84\uc758 \uc99d\uac00\ud558\uc600\uace0, \uacb0\uad6d \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\uac00 \uc99d\uac00 \ub41c \uac83\uc774\ub2e4. \uc774\ub294 \uc758\uc0ac\uc640 \ud658\uc790\uac00 \uc9c1\uc811 \uac70\ub798\ud558\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\uc5ec \ubcf8\uc778\ubd80\ub2f4\uae08\uc73c\ub85c \ub9cc\ub4e0 \ub2e4\ub984 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uad00\ub9ac\ud558\ub3c4\ub85d \ud55c\uac83\uc774\ub2e4. \uacb0\uad6d \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \uc758\uc0ac\uc758 \uac00\uaca9\uacb0\uc815\uad8c\uc774 \uc788\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uc800\ub834\ud55c \uac00\uaca9\uc73c\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\ud558\uc5ec \uc2e4\uc190\ubcf4\ud5d8\uc774 \uad00\ub9ac\ud558\ub3c4\ub85d \ub9cc\ub4e0 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p> \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud1b5\ud574 \uc2e4\uc81c\ub85c\ub294 \uc0ac\uc720\uc7ac\uc0b0\uc744 \uce68\ud0c8\ud558\uc5ec \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\ub97c \uac15\uc81c\ub85c \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5c8\uc74c\uc5d0\ub3c4 \uc774\ub97c \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\ub97c \uc808\uac10\ud574 \uc8fc\uc5c8\ub2e4\uace0 \uc5b8\ub860\uc5d0 \ub300\ub300\uc801\uc73c\ub85c \ud64d\ubcf4\ud558\uba70 \uac00\uaca9\uc774 \uc800\ub834\ud558\uac8c \ubcf4\ud5d8\ud654\ub41c \uc9c4\ub8cc\uc758 \uc0ac\uc6a9\uc744 \uad8c\uc7a5 \ud558\uc600\ub2e4. \ub610\ud55c \uc815\ubd80\ub294 \ub298\uc5b4\ub09c \uac74\uac15\ubcf4\ud5d8 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc704\ud574 \uad6d\ubbfc\ub4e4\uc774 \uc2e4\uc190\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub3c4\ub85d \uc720\ub3c4\ud558\uc5ec \uacb0\uacfc\uc801\uc73c\ub85c \uad6d\uac00 \uc7ac\uc815\uc758 \ud22c\uc5ec\uc5c6\uc774 \uad6d\ubbfc\ub4e4\uc758 \ud638\uc8fc\uba38\ub2c8\ub97c \ud138\uc5c8\ub2e4. \ubb38\uc7ac\uc778 \ucf00\uc5b4 \uc774\ud6c4 \ubcf4\uc7a5\ub960\uc740 \ubcc0\ud654\uac00 \uc5c6\uc774\ub2c8 \uad6d\ubbfc\uc758 \uc9c4\ub8cc\ube44 \ubd80\ub2f4\uc740 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\uc558\ub2e4. \uc774\ub807\uac8c \uc815\ubd80\ub294 \uad6d\ubbfc\uc744 \ub300\uc0c1\uc73c\ub85c \uc0ac\uae30\ub97c \ucce4\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798 \uadf8\ub798\ud504\ub97c \ubcf4\uba74 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc774\uc775\uc774 \ub298\uc5b4\ub0ac\uc9c0\ub9cc \ub204\uc801\uc801\ub9bd\uae08\uc758 \uae08\uc561\uc740 \ucd95\uc18c\ub418\uc5b4 \ubc1c\ud45c\ub418\uace0 \uc788\ub2e4..<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc801\ub9bd\uae08\uacc4\uc0b0-1024x683.png\" alt=\"\" class=\"wp-image-1176\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc801\ub9bd\uae08\uacc4\uc0b0-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc801\ub9bd\uae08\uacc4\uc0b0-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc801\ub9bd\uae08\uacc4\uc0b0-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\uac74\uac15\ubcf4\ud5d8\uc801\ub9bd\uae08\uacc4\uc0b0.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">3. \uac74\uac15\ubcf4\ud5d8 \ubd80\ub2f4\ubd84 \uc989, \uae09\uc5ec\ubd84\uc744 \uc804\uc6a9\ud558\uc5ec \ucde8\uc57d\uacc4\uce35\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc5d0 \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \uc758\uc0ac\uc758 \uc218\uc775\uc744 \uac10\uc18c\uc2dc\ucf30\ub2e4.<\/h2>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uba74\uc11c \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00\uaca9\uc774 \ud560\uc778\ub41c \ub9cc\ud07c \ud544\uc218\uc758\ub8cc\uc758 \uc218\uac00\ub97c \uc62c\ub824\uc900\ub2e4\uace0 \ud588\uc9c0\ub9cc \ud544\uc218\uc758\ub8cc\uc758 \uc218\uac00\ub294 \uc62c\ub77c\uac00\uc9c0 \uc54a\uc558\uace0 \ub300\uc2e0 \ucde8\uc57d\uacc4\uce35 \ubcf8\uc778\ubd80\ub2f4\uae08 \ud560\uc778\ubc0f \ubcf8\uc778\ubd80\ub2f4\uae08 \uc0c1\ud55c\uc81c, \uadf8\ub9ac\uace0 \uc7ac\ub09c\uc801 \uc758\ub8cc\ube44\uc9c0\uc6d0 \ub4f1\uc5d0 \uae09\uc5ec\ube44\ub97c \ube7c\ub3cc\ub824 \uc9c0\uc6d0\ud558\uc600\ub2e4. \uc774\ub294 \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc758\uc0ac\uac00 \ubc1b\uc544\uc57c \ud560 \uae09\uc5ec\ube44\uc6a9\uc73c\ub85c \ud658\uc790\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \ub300\uc2e0 \ub0b4\uc8fc\uc5c8\ub2e4\ub294 \ub9d0\uc774\ub2e4. \uadf8\ub7ec\ub2c8 \uc758\uc0ac\uc758 \uc9c4\ub8cc\ube44 \ud560\uc778\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uae09\uc5ec\ubd80\ubd84\uc758 \ube44\uc6a9\uc774 \ud658\uc790\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc73c\ub85c \ube60\uc838\ub098\uac00 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774 \ubcc0\ud654\ub418\uc9c0 \uc54a\uc740 \uac83\uc774\ub2e4. <\/p>\n\n\n\n<p>\uc774\ub294 \uacb0\uad6d \uc815\ubd80\ub294 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\uac00\uaca9\uc744 \uac15\uc81c\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654\uc2dc\ud0a4\uba74\uc11c \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5c8\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc758\uc0ac\uac00 \ubc1b\uc544\uc57c \ud560 \uae09\uc5ec\ubd84\uc758 \uc218\uc775\uc744 \ube7c\ub3cc\ub824 \ucde8\uc57d\uacc4\uce35\uc774\ub098 \ubcd1\uc6d0\ube44\uac00 \ub9ce\uc774 \ub098\uc628 \uc0ac\ub78c\ub4e4\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08(\ube44\uae09\uc5ec\ubd84)\uc744 \ub3c4\uc640\uc900 \uc148\uc774\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full has-custom-border\"><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"567\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc131\uac15\ud654\uad6c\uc870.jpg\" alt=\"\" class=\"has-border-color has-theme-palette-5-border-color wp-image-2777\" style=\"border-width:1px\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc131\uac15\ud654\uad6c\uc870.jpg 897w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc131\uac15\ud654\uad6c\uc870-300x190.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ubcf4\uc7a5\uc131\uac15\ud654\uad6c\uc870-768x485.jpg 768w\" sizes=\"auto, (max-width: 897px) 100vw, 897px\" \/><\/figure>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\">\uc815\ubd80\ub294 \ube44\ubcf4\ud5d8 \ud56d\ubaa9\uc744 \uc77c\ubc29\uc801\uc73c\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654 \ud558\uc5ec \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud574\uc8fc\uc5b4\uc57c \ud560 \ud56d\ubaa9\uc5d0 \uc368\uc57c \ud560 \ub3c8\uc740 \ube44\ud6a8\ub960\uc801\uc778 \uc9c4\ub8cc\uc5d0 \uc0ac\uc6a9\ud558\ub290\ub77c \uae09\uc5ec\ub960\uc744 \ub0ae\uac8c \ub9cc\ub4e4\uc5c8\uace0 \uad6d\ubbfc\ub4e4\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \ub9ce\uc774 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \ub418\uc5b4 \uc2e4\uc190\ubcf4\uc5c4\uc744 \ub4e4\uc5b4\uc57c \ud588\uc73c\uba70, \uc2e4\uc190\ubcf4\ud5d8\uc774 \uc5c6\ub294 \uad6d\ubbfc\ub4e4\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08 \ubd80\ub2f4\uc774 \ub9ce\uc544\uc9c0\ub294 \uc0c1\ud669\uc774 \ub418\uc5c8\ub2e4.  \uc815\ubd80\uac00 \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc601\uc5ed\uc778 \ud544\uc218\uc758\ub8cc\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc790 \ubd80\ub2f4 \uc815\ub3c4\uc778 \uae09\uc5ec\ub960\uc744 \ub2e4\ub978 \ub098\ub77c\ucc98\ub7fc 90% \uc815\ub3c4\ub85c \ub192\uc600\ub2e4\uba74 \uad6d\ubbfc\ub4e4\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08\uc5d0 \ub300\ud55c \ubd80\ub2f4\uc774 \uac70\uc758 \uc5c6\uc744 \uac83\uc774\uace0 \uc815\ubd80\ub294 \ubcf8\uc778\ubd80\ub2f4\uae08 \ud560\uc778\uc744 \ud560 \ud544\uc694\ub3c4 \uc5c6\uc5c8\ub2e4. \uc989, \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ubcf8\uc778\ubd80\ub2f4\uae08 \uc9c0\uc6d0\uc815\ucc45\ub3c4 \ud544\uc694 \uc5c6\ub2e4\ub294 \ub9d0\uc774\ub2e4.<\/p>\n\n\n\n<p>\ubcf8\uc778\ubd80\ub2f4\uae08 \uc9c0\uc6d0 \uc815\ucc45\uc740 \ub9c8\uce58 \ub3c8 \uc5c6\ub2e4\ub294 \uc0ac\ub78c\uc774 \ub3c8\uc744 \ub9c9 \uc4f0\ub294 \uc774\uc0c1\ud55c \uc0c1\ud669\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uae09\uc5ec\ube44\ub97c \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud558\uac8c \ub9cc\ub4dc\ub294 \uba85\ubd84\uc73c\ub85c\uc368 \ubcf8\uc778\ubd80\ub2f4\uae08 \uc9c0\uc6d0\uc815\ucc45\uc744 \ub9cc\ub4e4\uc5c8\ub2e4\ub294 \uc0dd\uac01\uc774 \ub4e0\ub2e4.  \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uae09\uc5ec\ube44\ub97c \uc804\uc6a9\ud558\uc5ec \ub2e4\ub978 \uacf3\uc5d0 \uc0ac\uc6a9\ud55c\ub2e4\uba74 \ub2f9\uc5f0\ud788 \ubd80\uc815\uacfc \ud6a1\ub839\uc774 \ubc1c\uc0dd\ud560\uc218 \uc788\uc744 \uac83\uc774\uba70 \uacb0\uacfc\uc801\uc73c\ub85c \uc0ac\ud68c\uc801 \uc57d\uc790\ub97c \uc704\ud55c \ubcf8\uc778\ubd80\ub2f4\uae08 \uc9c0\uc6d0\ubc0f \uc7ac\ub09c\uc801 \uc758\ub8cc\ube44 \uc9c0\uc6d0\uc740 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uc5ec \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654 \ud558\ub294\ub370 \ubcf4\ud5d8\uae08\uc744 \uc4f0\uc9c0 \ub9d0\uace0, \ucc28\ub77c\ub9ac \uc0ac\ud68c\uc801 \uc57d\uc790\ub97c \uc704\ud574 \ud544\uc218\uc758\ub8cc\uc758 \uc9c0\uae09\ub960\uc744 \uc62c\ub9bc\uc73c\ub85c\uc368 \ubcf8\uc778\ubd80\ub2f4\uae08 \ubd80\ub2f4\uc5c6\uc774 \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uac8c \ub9cc\ub4dc\ub294 \uac83\uc774 \ud0c0\ub2f9\ud55c \uc815\ucc45\uc778 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc758 \ubcf4\uc7a5\ub960 \ubaa9\ud45c\uc778 70%\uc5d0 \uc2e4\ud328\ud558\uc600\ub294\ub370 \uc774\ub294 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\uc6a9\uc744 1\/3\ub85c \ud560\uc778\ud558\uc5ec \ubcf4\ud5d8\ud654 \ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9b4\uc218\uac00 \uc788\uc5c8\ub294\ub370\ub3c4 \uae09\uc5ec\ud574\uc57c \ud560 \ub3c8\uc744 \ubcf8\uc778\ubd80\ub2f4\uae08 \uc9c0\uc6d0\uc5d0 \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud568\uc73c\ub85c\uc368 \uacb0\uacfc\uc801\uc73c\ub85c \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \ubabb\ud588\ub2e4. \uc774\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ubcf4\uc7a5\ub960 \uc81c\uace0\ub97c \uba85\ubd84\uc73c\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \uc2dc\ud589\ud588\uc73c\ub098 \uacb0\uacfc\uc801\uc73c\ub85c \ub193\uace0 \ubcf4\uba74  \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc740  \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\ub97c \ud560\uc778\ud558\uace0 \ub0a8\uc740 \ub3c8\uc744 \uc0ac\ud68c\uc801\uc57d\uc790\ub97c \ub3c4\uc640\uc900\ub2e4\ub294 \uba85\ubd84\uc73c\ub85c \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud560 \ubaa9\uc801\uc774\uc5c8\uc74c\uc744 \uc54c\uc218 \uc788\ub2e4. <\/p>\n\n\n\n<p>\uc758\uc0ac\uc785\uc7a5\uc5d0\uc11c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \uc815\ubd80\uac00 \ube44\ub2e8 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uae09\uc5ec \ub610\ub294 \ube44\uae09\uc5ec\ub85c \uac15\uc81c\ub85c \ub9cc\ub4e4\uba74\uc11c \uadf8 \uac00\uaca9\uc744 1\/3\ub85c \ud560\uc778\ud558\uc5ec \ud53c\ud574\ub97c \ubc1b\uc558\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub610\ud55c \ucde8\uc57d\uacc4\uce35\uc5d0 \ub300\ud55c \ubcf8\uc778\ubd80\ub2f4\uae08 \uac10\uba74 \uc815\ucc45\uc73c\ub85c \uae09\uc5ec\ube44\uac00 \uc904\uc5b4\ub4e4\uc5b4 \uacb0\uacfc\uc801\uc73c\ub85c \uc758\ub8cc\uc218\uac00\uc758 \uc800\uc218\uac00\uac00 \ub354 \uc2ec\ud654\ub418\uc5b4 \ud544\uc218\uc758\ub8cc\uc758 \uacbd\uc601\uc774 \ub354 \ud798\ub4e4\uc5b4\uc9c4 \uc0c1\ud669\uc774 \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p>\uc758\ub8cc \ubcf4\ud5d8\uae08\uc740 \ud658\uc790\uc758 \uce58\ub8cc\ub97c \uc704\ud574 \uc368\uc57c\ud560 \ub3c8\uc774\uc9c0 \uc0ac\ud68c\ubcf5\uc9c0\ub97c \uc704\ud574 \uc368\uc57c \ud558\ub294 \ub3c8\uc740 \uc544\ub2c8\ub2e4. \ub610\ud55c \uc758\uc0ac\ub4e4\uc774 \uc9c4\ub8cc\ub97c \ub313\uac00\ub85c \uc9c0\uae09\ubc1b\uc544\uc57c \ud560 \ub3c8\uc744 \uc804\uc6a9\ud558\uc5ec \ud658\uc790\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \ub3c4\uc640\uc900\uac83\uc740 \uc0ac\uc720\uc7ac\uc0b0\uc744 \uce68\ud574\ud558\ub294 \uac83\uc774\uba70 \uacb0\uad6d \uc758\uc0ac\uc758 \uc218\uc785\uc744 \uac10\uc18c\uc2dc\ucf1c \ud544\uc218\uc758\ub8cc\uac00 \ubd95\uad34\ub418\uace0 \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0)<br><a href=\"https:\/\/kfmp.org\/home\/?p=1257\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uc2e4\uc190\ubcf4\ud5d8<\/a><br><a href=\"https:\/\/kfmp.org\/home\/archives\/1323\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uc0ac\ud68c\ubcf5\uc9c0<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. \uc758\ub8cc\ube44\uac00 \uacbd\uac10\ub418\uc5c8\ub2e4\uace0 \ud5c8\uc704 \ubc1c\ud45c\ub97c \ud558\uc600\uc73c\uba70 \ud544\uc218\uc758\ub8cc \uc9c0\uc6d0\uc744 \uc904\uc774\uace0 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740\uc9c4\ub8cc\uc5d0 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \ub0ad\ube44\ud558\uc600\ub2e4.<\/h2>\n\n\n\n<p>&#8220;\uc870\uc0bc\ubaa8\uc0ac&#8221;\ub780 \uc6d0\uc22d\uc774\uc5d0\uac8c \uc544\uce68\uc5d0 \ubc14\ub098\ub098\ub97c 3\uac1c \uc8fc\uace0 \uc800\ub141\uc5d0 4\uac1c\uc900\ub2e4\uace0 \uc18d\uc600\ub2e4\ub294 \uc774\uc57c\uae30\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc73c\ub85c \uc815\ubd80\uac00 \uad6d\ubbfc\ub4e4\uc744 \ub18d\ub77d\ud558\uace0 \ud76c\ub871\ud558\uc600\ub2e4\uba74 \uadf8 \uc8c4\ub294 \uc5c4\ud55c \ucc98\ubc8c\uc744 \ubc1b\uc544\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798\ub294 2017.8.9\uc77c \ubcf4\uac74\ubcf5\uc9c0\ubd80\uac00 \ubc1c\ud45c\ud55c \ubcf4\ub3c4\uc790\ub8cc\uc5d0\uc11c \ubc1c\ucdcc\ud55c \ub0b4\uc6a9\uc73c\ub85c \uc758\uc0ac\ub4e4\uc5d0\uac8c \uc801\uc815\uc218\uac00\ub97c \ubcf4\uc0c1\ud574\uc904 \uac83\ucc98\ub7fc \ud558\uace0 \uad6d\ubbfc\ub4e4\uc5d0\uac8c\ub294 \uac74\ubcf4\uc7ac\uc815\uc744 \ud22c\uc785 \ud558\uc5ec \ubcf4\uc7a5\uc131\uac15\ud654\ub97c \ud558\uace0 \ub610 \uc758\ub8cc\ube44 \uc808\uac10 \uadf8\ub9ac\uace0 \uc0ac\ud68c\uc801 \uc57d\uc790\ub4e4\uc758 \uc758\ub8cc\ube44\ubd80\ub2f4\uc744 \uacbd\uac10\ud55c\ub2e4\uace0 \ub418\uc5b4 \uc788\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list has-theme-palette-8-background-color has-background\">\n<li>\ube44\uae09\uc5ec\uac00 \uc218\uc775\ubcf4\uc804\uc73c\ub85c \ud65c\uc6a9\ub410\ub358 \ud604\uc2e4\uc744 \uac10\uc548\ud558\uc5ec, \uc758\ub8cc\uacc4\uc758 \uc790\ubc1c\uc801 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud560 \uc218 \uc788\ub3c4\ub85d \uc801\uc815\ud558\uac8c \uc218\uac00\ub97c \ubcf4\uc0c1\ud558\ub418, \uc804\ubb38\uc778\ub825 \ud655\ucda9, \ud544\uc218 \uc758\ub8cc \uc11c\ube44\uc2a4(\ud658\uc790\uc548\uc804, \uc218\uc220\u2027\ubd84\ub9cc\u2027\uac10\uc5fc \ub4f1) \uac15\ud654 \ub4f1\uacfc \uc5f0\uacc4\ud558\uc5ec \ucd94\uc9c4\ud55c\ub2e4.<\/li>\n\n\n\n<li>\uc758\ub8cc\uc11c\ube44\uc2a4 \uc9c8 \ud3c9\uac00\uc81c\ub3c4\ub97c \uac15\ud654\ud558\uace0, \ud3c9\uac00 \uacb0\uacfc\uc5d0 \ub530\ub978 \uc778\uc13c\ud2f0\ube0c\ub97c \ud655\ub300\ud558\uc5ec \uc758\ub8cc\uc11c\ube44\uc2a4 \uc9c8 \uac1c\uc120 \ubc0f \uc758\ub8cc\uc2dc\uc2a4\ud15c \uac00\uce58 \ud5a5\uc0c1\uc744 \ub3c4\ubaa8\ud560 \uc608\uc815\uc774\ub2e4.<\/li>\n\n\n\n<li>\uc774\ubc88 \ubcf4\uc7a5\uc131 \uac15\ud654 \ub300\ucc45\uc744 \ucd94\uc9c4\ud558\uae30 \uc704\ud574 `22\ub144\uae4c\uc9c0 \ucd1d 30.6\uc870\uc6d0\uc758 \uac74\ubcf4\uc7ac\uc815\uc744 \ud22c\uc785\ud55c\ub2e4. \ud2b9\ud788, \ucd08\uae30(\u201917\u223c\u201918)\uc5d0 \uc9d1\uc911\uc801\uc778 \ud22c\uc785(\uc2e0\uaddc \uc7ac\uc815\uc758 56%) \uc73c\ub85c \uc870\uae30\uc5d0 \ubcf4\uc7a5\uc131 \uac15\ud654 \ud6a8\uacfc\uac00 \ub098\ud0c0\ub0a0 \uc218 \uc788\ub3c4\ub85d \ud560 \uc608\uc815\uc774\ub2e4.<\/li>\n\n\n\n<li>\ubcf4\uc7a5\uc131 \uac15\ud654 \ub300\ucc45\uc744 \uc548\uc815\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uae30 \uc704\ud574 \uac74\uac15\ubcf4\ud5d8 \uad6d\uace0\uc9c0\uc6d0 (\u201917\ub144 6.9\uc870) \ud655\ub300 \ucd94\uc9c4, \ubcf4\ud5d8\ub8cc \ubd80\uacfc\uae30\ubc18 \ud655\ub300 \ub4f1 \uc218\uc785\uae30\ubc18\uc744 \ud655\ucda9\ud558\uace0, \ube44\ud6a8\uc728\uc801 \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \uc0ac\ud6c4\uad00\ub9ac \uac15\ud654, \uc608\ubc29\uc911\uc2ec \uac74\uac15\uad00\ub9ac \ub4f1 \uc7ac\uc815\uc808\uac10\ub300\ucc45\ub3c4 \ubcd1\ud589\ud558\uc5ec \ubcf4\ud5d8\ub8cc \uc778\uc0c1\ub960\uc740 \ud1b5\uc0c1\uc801\uc778 \uc218\uc900\uc73c\ub85c \uad00\ub9ac\ud560 \uacc4\ud68d\uc774\ub2e4.  * \uacfc\uac70 10\ub144\uac04(<code>07\ub144\u223c<\/code>16\ub144) \ud3c9\uade0 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\ub960 : 3.2%<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"591\" height=\"575\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uad6d\ubbfc\uc758\ub8cc\ube44\uac10\uc18c.png\" alt=\"\" class=\"wp-image-1300\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uad6d\ubbfc\uc758\ub8cc\ube44\uac10\uc18c.png 591w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uad6d\ubbfc\uc758\ub8cc\ube44\uac10\uc18c-300x292.png 300w\" sizes=\"auto, (max-width: 591px) 100vw, 591px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"has-theme-palette-8-background-color has-background\">\uc774\ubc88 \ub300\ucc45\uc774 \uc2dc\ud589\ub418\uba74 \uad6d\ubbfc \ubd80\ub2f4 \uc758\ub8cc\ube44\ub294 \uc57d 18% \uac10\uc18c(\u201915\ub144 \uae30\uc900 :50.4\ub9cc\uc6d0\u2192 41.6\ub9cc\uc6d0)\ud558\uace0, \ube44\uae09\uc5ec \ubd80\ub2f4\ub3c4 64% \uac10\uc18c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \ub610\ud55c \uc5f0\uac04 5\ubc31\ub9cc\uc6d0 \uc774\uc0c1 \uc758\ub8cc\ube44 \ubd80\ub2f4 \ud658\uc790\ub294 \uc57d 66% \uac10\uc18c(39.1\ub9cc\uba85 \u2192 13.2\ub9cc\uba85)\ud558\uace0, \uc800\uc18c\ub4dd\uce35(\ud558\uc704 5\ubd84\uc704)\uc740 95%\uae4c\uc9c0 \uac10\uc18c(12.3\ub9cc\uba85 \u2192 6\ucc9c\uba85)\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc704 \ub0b4\uc6a9\ucc98\ub7fc \uc815\ubd80\uac00 \ubc1c\ud45c\ud55c \ub0b4\uc6a9\uc5d0 \ub530\ub974\uba74 \ube44\ubcf4\ud5d8\uc758 \uac00\uaca9 \ud560\uc778\uc73c\ub85c \uc758\uc0ac\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc57d 9\uc870\uc815\ub3c4 \ub418\ub294 \ud070 \ub3c8\uc744 \uc783\uc5c8\ub2e4. \ube44\uae09\uc5ec \uc758\ub8cc\ube44\uac00 9\uc870\uac00 \uc904\uc5c8\uc73c\ub2c8 \uadf8\ub9cc\ud07c \ubcf4\uc7a5\ub960\uc740 \uc62c\ub77c\uac00\uc57c \ud558\ub294\ub370 \ubcf4\uc7a5\ub960\uc740 \uadf8\ub300\ub85c\uc774\ub2e4. \uc815\ubd80\ub294 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \uc54a\uc558\uc73c\ub2c8 \uad6d\ubbfc\uc758 \uac00\uacc4 \ubd80\ub2f4\uc744 \uc904\uc774\ub294\ub370 \uc4f8 \uc758\uc0ac\uc758 \ub3c8\uc744 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ud6a1\ub839\ud55c \uc148\uc774\ub2e4. \uadf8\ub9ac\uace0\ub3c4 \uc774 \ucc98\ub7fc \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e0 \uac83\ucc98\ub7fc \uc120\uc804\ud55c \uac83\uc740 \ud5c8\uc704\uc0ac\uc2e4\uc744 \ub3d9\uc6d0\ud558\uc5ec \uc758\uc0ac\uc758 \ub3c8\uc744 \ube7c\uc557\uc740 \uc0ac\uae30\uc8c4\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub354\uc6b1\uc774 \ubb38\uc7ac\uc778 \ucf00\uc5b4 \uc774\uc804\uc5d0\ub294 \ud544\uc694\ud55c \uc0ac\ub78c\ub9cc \uc790\uc2e0\uc758 \ubd80\ub2f4\uc73c\ub85c \ud55c\ubc29\uce58\ub8cc\ub098 \ub3c4\uc218\uce58\ub8cc, \uadf8\ub9ac\uace0 \uc0c1\uae09\ubcd1\uc2e4\ub8cc, \ud2b9\uc9c4\ube44\ubc0f \uac04\ubcd1\ube44\ub4f1\ub4f1 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ube44\ub97c \ubd80\ub2f4\ud558\uc600\uae30 \ub54c\ubb38\uc5d0 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \uc804\uac00\ub418\uc9c0 \uc54a\uc558\uc73c\ub098, \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \uc804\uba74 \uae09\uc5ec\ud654 \uc774\ud6c4\uc5d0\ub294 \ud544\uc694\uc131\ub3c4 \uc5c6\uace0, \ube44\uc6a9\uc774 \ube44\uc2f8\uace0, \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\ub3c4 \uc801\uc740 \uace0\uae09 \uc758\ub8cc \uc11c\ube44\uc2a4\uc778 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubc1b\ub294 \uc0ac\ub78c\uc744 \uc704\ud574 \uc804 \uad6d\ubbfc\uc758 \ubcf4\ud5d8\ub8cc\uac00 \uadf8 \ube44\uc6a9\uc744 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \ub418\uc5c8\ub2e4. \ub530\ub77c\uc11c \uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub294 \ube44\uc6a9\ub300\ube44 \ud6a8\uc728\uc131\uc774 \ub5a8\uc5b4\uc84c\uace0 \uadf8 \ube44\uc6a9 \ubd80\ub2f4\uc740 \uc804 \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uc804\uac00\ub418\uc5b4 GDP \ub300\ube44 \uacbd\uc0c1 \uc758\ub8cc\ube44\uac00 OECD \ud3c9\uade0\uc774\uc0c1\uc73c\ub85c \uc99d\uac00\ud558\uac8c \ub41c\uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uace0 \ubcf4\uc7a5\ub960\uc774 \ub298\uc5c8\ub0d0\uba74 \uadf8\uac83\ub3c4 \uc544\ub2c8\ub2e4. \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud574 \ubcf4\uc7a5\ub960\uc774 \ub298\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc740 \uadf8 \uc790\uccb4\ub85c \uc815\ubd80\uc758 \ubd80\ub2f4\uc774 \ub298\uc5b4\ub098\uc9c0 \uc54a\uc544\uc11c \uad6d\ubbfc\uc758 \uc9c4\ub8cc\ube44 \ubd80\ub2f4\uc774 \uc904\uc9c0 \uc54a\uc558\ub2e4\ub294 \ub9d0\uc774\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"653\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2016-e1705821412949-1024x653.png\" alt=\"\" class=\"wp-image-1250\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2016-e1705821412949-1024x653.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2016-e1705821412949-300x191.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2016-e1705821412949-768x490.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2016-e1705821412949.png 1041w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"560\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2022-1024x560.png\" alt=\"\" class=\"wp-image-1249\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2022-1024x560.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2022-300x164.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2022-768x420.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/he-gdp_2022.png 1215w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uc544\ub798 \uadf8\ub9bc\uc740 \ube44\ubcf4\ud5d8\uc758 \uc804\uba74\uc801\uc778 \ubcf4\ud5d8\ud654\ub85c \ub298\uc5b4\ub09c \ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc704\ud574 \uc6b0\ub9ac\ub098\ub77c \uad6d\ubbfc\ub4e4\uc774 \uc2e4\uc190\uc758\ub8cc\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \ucc98\ud574 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\ub2e4. \ucd5c\uadfc \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\ub3c4 \ub298\uc5b4\ub09c \uc190\ud574\uc728\ub85c \uc778\ud574 \ubcf8\uc778 \ubd80\ub2f4\uae08\uc744 10~30%\ub85c \ubd80\ub2f4\ud558\ub3c4\ub85d \ud558\uace0 \uc788\ub2e4. \uc774\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc5d0 \uc815\ubd80\uc7ac\uc815\uc744 \ud22c\uc785\ud558\uc5ec \ubcf4\uc7a5\uc728\uc744 \uac15\ud654 \ud560 \uac83\ucc98\ub7fc \ud574\ub193\uace0\uc11c \uacb0\uacfc\uc801\uc73c\ub85c\ub294 \uad6d\ubbfc\ub4e4\uc774 \uc2e4\uc190\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub3c4\ub85d \ud558\uc5ec \uacbd\uc0c1 \uc758\ub8cc\ube44\ub97c \uc62c\ub9b0 \uc148\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc77c \uc815\ubd80\uac00 \uc758\uc0ac\ub4e4\uc758 \uc8fc\uc7a5\uc744 \ub530\ub77c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub97c \ud558\uc9c0 \uc54a\uace0 \uacf5\uc801 \ubcf4\uc7a5 \ud56d\ubaa9\uc5d0 \uc9d1\uc911\ud558\uc5ec \uae09\uc5ec\ub960\uc744 \ub2e4\ub978 \ub098\ub77c\ucc98\ub7fc 90% \uc218\uc900\uae4c\uc9c0 \uc62c\ub838\ub2e4\uba74 \uc2e4\uc190\ubcf4\ud5d8\ub3c4 \ud544\uc694 \uc5c6\uc5c8\uc744 \uac83\uc774\uace0, \ubcf8\uc778\ubd80\ub2f4\uae08 \uc0c1\ud55c\uc81c \uac19\uc740 \uc9c4\ub8cc\ube44 \uc9c0\uc6d0\ub3c4 \ud544\uc694 \uc5c6\uc5c8\uc744 \uac83\uc774\ub2e4.  \uc815\ubd80\uac00 \ub9cc\ub4e0 \uc2e4\uc190\ubcf4\ud5d8\uc73c\ub85c \uc778\ud574 \uc6b0\ub9ac\ub098\ub77c\ub294 \ube44\uc6a9\ub300\ube44 \ud6a8\uacfc\uac00 \uc801\uc740 \ube44\ubcf4\ud5d8 \uce58\ub8cc\ub4e4\uc774 \ub9ce\uc544\uc9c0\uace0 \uc758\ub8cc\ube44\uac00 \uc99d\uac00\ub418\uc5c8\ub2e4. <\/p>\n\n\n\n<p>\uc815\ubd80\uac00 \uc2e4\uc190\ubcf4\ud5d8\uc744 \ub3c4\uc785\ud558\uc5ec \ube44\ub85d \uc2e4\uc9c8\uc801\uc778 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc744 75.7%\ub85c \uc62c\ub838\uc9c0\ub9cc \ud544\uc218\uc758\ub8cc\ub294 \ubc29\uce58\ud558\uace0 \ub300\uc2e0 \ud3b8\uc758\uc131\uc740 \uc88b\uc9c0\ub9cc \ud6a8\uc728\uc131\uc774 \ub0ae\uc740 \uce58\ub8cc\ub098 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\uc758 \uacbd\uc6b0\uc5d0\ub3c4, \uc989 \ub2e4\ub978 \ub098\ub77c\uc5d0\uc11c\ub294 \uacf5\uc801 \ubcf4\uc7a5\ud56d\ubaa9\uc774 \uc544\ub2cc \ubd80\uc801\uc808\ud55c \ud56d\ubaa9\ub4e4\uc744 \uc2e4\uc190\ubcf4\ud5d8\uc744 \ud1b5\ud574 \uae09\uc5ec\ud654 \uc2dc\ud0a8\uac83\uc740 \uc758\ub8cc\ube44 \ub0ad\ube44\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \uc815\ubd80\ub294 \ubb38\uc7ac\uc778\ucf00\uc5b4\ub97c \uc2dc\ud589\ud558\uc5ec \uc758\ub8cc\ubcf4\ud5d8\uc5d0 \uc7ac\uc815\ud22c\uc790\ub97c \ucd94\uac00\ub85c \ud558\uae30\ub294 \ucee4\ub155 \ub354 \uc904\uc5ec\ubc84\ub9bc\uc73c\ub85c\uc368 \uc0c1\ub300\uc801\uc73c\ub85c \ud544\uc218\uc758\ub8cc\uc758 \uc758\ub8cc\uc218\uac00\uc758 \uc800\uc218\uac00\ub97c \uc2ec\ud654\uc2dc\ucf30\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"551\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ub8cc\ud604\ud6693-1024x551.png\" alt=\"\" class=\"wp-image-2864\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ub8cc\ud604\ud6693-1024x551.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ub8cc\ud604\ud6693-300x161.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ub8cc\ud604\ud6693-768x413.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uac74\uac15\ubcf4\ud5d8\ub8cc\ud604\ud6693.png 1288w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uc0ac\uc2e4 \uc2e4\uc190\ubcf4\ud5d8\uc740 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uac00 \ub9cc\ub4e4\uc5c8\ub2e4. \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uc804\uba74\uc801\uc73c\ub85c \ubcf4\ud5d8\ud654\ud558\uba74\uc11c \uadf8 \uac00\uaca9\uc744 1\/3\ub85c \uc800\uc218\uac00\ub85c \ubcf4\ud5d8\ud654\ud558\uc600\uc73c\ubbc0\ub85c \ub2f9\uc5f0\ud788 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774 \uc62c\ub77c\uac00\uc57c \ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub824 \uc815\ubd80\ubd80\ub2f4\ubd84\uc744 \ub298\ub9b4 \uc0dd\uac01\uc774 \uc5c6\uc5c8\uc74c\uc73c\ub85c \ubcf8\uc778\ubd80\ub2f4\uae08 \uacbd\uac10\uc774\ub77c\ub294 \uc81c\ub3c4\ub97c \ub9cc\ub4e4\uc5b4 \uae09\uc5ec\ud560 \ub3c8\uc744 \uc368\ubc84\ub9ac\uace0 \uc801\ub9bd\uae08\uc744 \ub298\ub838\uc73c\uba70, \ub610 \ubb34\ub2ac\ub9cc \ubcf4\ud5d8\uc774 \ub418\uc5b4 \ubcf8\uc778 \ubd80\ub2f4\uae08\uc774 \ub9ce\uc740 \uc9c4\ub8cc\ub97c \ube44\uae09\uc5ec\ub85c \ub2e4\uc2dc \ubc37\uc5b4\uc11c \uacb0\uacfc\uc801\uc73c\ub85c \ube44\uae09\uc5ec\ub97c \ub298\ub824 \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \uc54a\uc558\ub2e4. \uadf8\ub798\uc11c \ubb38\uc7ac\uc778 \ucf00\uc5b4 \uc804\uc774\ub098 \ud6c4\uc774\ub098 \ube44\uae09\uc5ec \uc9c4\ub8cc\ub294 \ucd1d \uc758\ub8cc\ube44\uc758 15.6% \uc815\ub3c4\ub97c \uc5ec\uc804\ud788 \ucc28\uc9c0\ud558\uace0 \uc788\ub294 \uac83\uc774\uba70 \ubcf4\uc7a5\ub960\ub3c4 64.5% \uc815\ub3c4\ub85c \uadf8\ub300\ub85c \uc788\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc77c \ud604\uc7ac \uad6d\ubbfc\ub4e4\uc774 \ubd80\ub2f4\ud558\uace0 \uc788\ub294 \uc758\ub8cc\ube44\ub97c \ubcf4\ub450 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0\uc11c \uc0ac\uc6a9\ud55c\ub2e4\uace0 \uac00\uc815\uc744 \ud574\ubcf4\uba74 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ubd80\ub2f4\ud558\ub294 12.5\uc870\uc6d0\uacfc \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \ubd80\ub2f4\ud558\ub294 71.6\uc870\uc6d0\uc774 \ucd1d \uac74\uac15\ubcf4\ud5d8\uc758 \ubd80\ub2f4\uae08\uc774 \ub420 \uac83\uc774\uace0, \ud544\uc218\uc758\ub8cc \uae09\uc5ec\ub960\uc740 (71.6+12.5)\/93.7 = 0.896 \uc73c\ub85c 90%\uac00 \ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc0ac\ud68c\ubcf4\ud5d8\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uc81c\ub3c4\ub97c \uc6b4\uc601\ud558\ub294 \ud504\ub791\uc2a4, \ub3c5\uc77c, \uc77c\ubcf8\ub4f1\uc774 GDP\ub2f9 11~12%\ub97c \uc0ac\uc6a9\ud558\uace0\ub3c4 \uae09\uc5ec\ub960\uc774 90%\uc815\ub3c4\ub97c \uac10\ud55c\ud558\uc5ec \ubcf4\uba74 \uc6b0\ub9ac\ub098\ub77c\ub294 GDP\ub2f9 9.7% \ub77c\ub294 \ub3c8\uc744 \uc0ac\uc6a9\ud558\uba74\uc11c \ud604\uc7ac \ud544\uc218\uc758\ub8cc \ubcf4\uc7a5\ub960, \uc989 \uae09\uc5ec\ub960\uc774 90%\ub77c\ub294 \uc148\uc774\ub2e4. \uc774\ub294 \uc6b0\ub9ac\ub098\ub77c \uad6d\ubbfc\ub4e4\uc740 \uc801\uc740 \ube44\uc6a9\uc73c\ub85c \ub9ce\uc740 \ud61c\ud0dd\uc744 \ubc1b\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ub2e8\uc801\uc73c\ub85c \ubcf4\uc5ec\uc8fc\uba74\uc11c \uc6b0\ub9ac\ub098\ub77c \uc758\uc0ac\ub4e4\uc774 \uc800\uc218\uac00\ub85c \ubcd1\uc6d0\uc744 \uc6b4\uc601\ud558\uace0 \uc788\ub2e4\ub294 \uac83\ub3c4 \uc54c\ub824\uc900\ub2e4 .<\/p>\n\n\n\n<p>\ud604\uc7ac \uc2e4\uc190\ubcf4\ud5d8\uc758 \ubb38\uc81c\uc810\uc740 \ub298\uc5b4\ub09c \ube44\uae09\uc5ec\ub294 \uc815\ubd80\uac00 \ubb38\ucf00\uc5b4\ub85c \ubb34\ub9ac\ud558\uac8c \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654 \ud558\uba74\uc11c \ub9cc\ub4e4\uc5b4 \ub0b8 \uc791\ud488\uc774\uace0 \uc2e4\uc190\ubcf4\ud5d8\uc774 \uc774\ub97c \ubcf4\uc7a5\ud574\uc8fc\ub2e4 \ubcf4\ub2c8 \uadf8 \uc0ac\uc6a9\ub7c9\uc774 \ud3ed\ud314\uc801\uc73c\ub85c \ub298\uc5b4 \ube44\ubcf4\ud5d8\uc758 \uac00\uaca9\ud560\uc778 \ubcf4\ud5d8\ud654\ub85c \uc904\uc778 \uc758\ub8cc\ube44\uac00 \uc624\ud788\ub824 \ub354 \ub298\uc5b4\ub0ac\ub2e4\ub294 \uac83\uc774\ub2e4. \ubb3c\ub860 \ub298\uc5b4\ub09c \uc758\ub8cc\ube44\ub294 \uc2e4\uc190\ubcf4\ud5d8\uc774 \ubd80\ub2f4\ud558\uae30 \ub54c\ubb38\uc5d0 \uc815\ubd80\uac00 \uc6b4\uc601\ud558\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ud53c\ud574\ub294 \ub9ce\uc774 \uc5c6\uc9c0\ub9cc \uad6d\ubbfc\ub4e4\uc740 \uc2e4\uc190\ubcf4\ud5d8\uc744 \uac00\uc785\ud560 \uc218 \ubc16\uc5d0 \uc5c6\uc5b4 \uc2e4\uc0c1 \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \ub298\uc5b4\ub09c \uc0c1\ud669\uc73c\ub85c \ucd1d \uc758\ub8cc\ube44\uac00 \ub298\uc5b4\ub09c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\uc9c0\ub9cc \uc0dd\uac01\ud574\ubcf4\uc790 \uba85\ud488\uc758 \uac00\uaca9\uc744 \ub9e4\uae38\uc218\uac00 \uc788\ub294\uac00? \ud544\uc218\uc758\ub8cc\ub294 \uac00\uaca9\uacfc \uc0ac\uc6a9\ub7c9\uc774 \ubc18\ube44\ub840\ud558\uc9c0 \uc54a\ub294\ub2e4. \uadf8\ub7ec\ub098 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub294 \uac00\uaca9\uc744 \uacf5\uae09\uc790\uc640 \uc18c\ube44\uac00\uac00 \uacc4\uc57d\uc5d0 \uc758\ud574 \uacb0\uc815\ub418\uace0 \uc218\uc694\uc640 \uacf5\uae09\uc758 \uc6d0\uce59\uc5d0 \ub530\ub77c \uac00\uaca9\uacfc \uc0ac\uc6a9\ub7c9\uc740 \ubc18\ube44\ub840\ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc2e4\uc190\ubcf4\ud5d8\uc774 \uc774\ub7ec\ud55c \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub97c \ubcf4\uc7a5\ud574\uc900\ub2e4\uba74 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub97c \ube44\uc6a9\ubd80\ub2f4\uc5c6\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub418\uace0 \ub9cc\uc77c \uac00\uaca9\uc744 \ucc45\uc815\ud560 \uc218 \uc5c6\ub294 \uc9c4\ub8cc\ub77c\uba74 \uc758\uc0ac\uac00 \ubd80\ub974\ub294 \uac00\uaca9 \uadf8\ub300\ub85c \uc2e4\uc190\ubcf4\ud5d8\uc774 \ub300\ubd84 \uc9c0\ubd88\uc744 \ud574\uc57c\ud558\ub294 \uc0c1\ud669\uc73c\ub85c, \ub9d0\uc774 \uc548\ub418\ub294, \uacc4\uc57d\uc774 \uc774\ub8e8\uc5b4 \uc9c8\uc218 \uc5c6\ub294 \uc0c1\ud669\uc774 \ubc8c\uc5b4\uc9c4\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc560\ucd08\ubd80\ud130 \uace0\uae09\uc758\ub8cc\uc11c\ube44\uc2a4\ub97c \ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e0\ub2e4\ub294 \uc0dd\uac01\uc740 \ubd88\uac00\ub2a5\ud558\uba70  \uc2e4\ud589\uac00\ub2a5\ud558\uc9c0\ub3c4 \uc54a\ub294\ub370 \uc815\ubd80\ub294 \uc65c \uac00\uaca9\ub300\ube44 \ud6a8\ub960\uc131\uc774 \ub0ae\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\ub294 \uc815\ucc45\uc744 \ubc00\uc5b4 \ubd99\uc5c8\uc744\uae4c? \ub2e8\ub3c4\uc9c1\uc785\uc801\uc73c\ub85c \ub9d0\ud558\uba74 \ube44\ubcf4\ud5d8\uc758 \ubcf4\ud5d8\ud654\ub294 \uac74\uac15\ubcf4\ud5d8\uc758 \uc774\uc775\uc774 \ub418\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc7ac \uc815\ubd80\ub294 \uc2e4\uc190\ubcf4\ud5d8\uc73c\ub85c \uc778\ud574 \ub298\uc5b4\ub09c \uc0ac\uc6a9\ub7c9\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc2e4\uc190\ubcf4\ud5d8\uc758 \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc904\uc5ec \ub3c4\ub355\uc801 \ud5e4\uc774\ub97c \ub9c9\ub294 \ud55c\ud3b8 \uc758\uc0ac\ub4e4\uc5d0\uac8c\ub3c4 \ube44\uae09\uc5ec \uc9c4\ub8cc\ub97c \ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uac74\uac15\ubcf4\ud5d8 \uc2ec\uc0ac\ud3c9\uac00\uc6d0\uc5d0 \uc758\ub8b0\ud558\uc5ec \uc2e4\uc190\ubcf4\ud5d8 \uc9c4\ub8cc\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc2ec\uc0ac\ub97c \ud558\uace0 \uc788\ub294, \uc989, \ubbfc\uac04 \uc0ac\uc5c5\uccb4\uc778 \uc2e4\uc190\ubcf4\ud5dd\uc744 \uc815\ubd80\uac00 \uc9c0\uc6d0\ud558\ub294 \uc774\uc0c1\ud55c \uc0c1\ud669\uc774 \ub418\uc5c8\ub2e4. \uc2e4\uc190\ubcf4\ud5d8\uc744 \ub9cc\ub4e0 \uac83\uc740 \uc815\ubd80\uac00 \uc758\ub8cc\ube44\ub97c \uc904\uc774\uae30 \uc704\ud574 \ub9cc\ub4e0 \ubb38\uc7ac\uc778 \ucf00\uc5b4 \ub54c\ubb38\uc778\ub370 \uc774\uc81c\ub294 \uc758\uc0ac\uac00 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ub9ce\uc774 \ud574\uc11c \uc758\ub8cc\ube44\uac00 \ub298\uc5b4\ub09c \uac83\ucc98\ub7fc \uc0ac\uc2e4\uc744 \ud638\ub3c4\ud558\uba70 \uc758\uc0ac\ub97c \ubc94\uc8c4\uc790 \ucde8\uae09\uc744 \ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uacf5\ubcf4\ud5d8\uc740 \uacf5\uc801\ubcf4\uc7a5 \ud56d\ubaa9\ub9cc \uad00\ub9ac\ud574\uc57c\uc9c0 \uc2dc\uc7a5\uacbd\uc81c \uccb4\uacc4\uc5d0\uc11c \uacf5\uc801\ubcf4\uc7a5 \uc678 \ud56d\ubaa9\uae4c\uc9c0 \uac00\uaca9\uacfc \uc0ac\uc6a9\ub7c9\uc744 \ud1b5\uc81c\ud558\ub294 \uac83\uc740 \uc6d4\uad8c\ud589\uc704\uc774\uc790 \ubc94\uc8c4\ud589\uc704\uc774\ub2e4. \uc815\ubd80\uac00 \ubcf4\ud5d8 \ud56d\ubaa9\uc758 \uc9c4\ub8cc\uc218\uac00\ub97c \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uace0 \uadf8 \uc0ac\uc6a9\ub7c9\uc744 \ud1b5\uc81c\ud558\uc5ec \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc774 \ub0ae\uc740 \uac83\uc778\ub370 \uc815\ubd80\uac00 \uad00\uc5ec\ud574\uc11c\ub294 \uc548\ub418\ub294 \uacf5\uc801\ubcf4\uc7a5 \uc678 \uc601\uc601\uc5ed\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ube44\uae09\uc5ec \uc9c4\ub8cc\ub77c\uace0 \ubd80\ub974\uba70 \ud1b5\uc81c\ub97c \ud558\uace0 \uc624\ud788\ub824 \uc758\uc0ac\uc758 \ube44\uae09\uc5ec \uc9c4\ub8cc\ub85c\uc778\ud574 \ubcf4\uc7a5\ub960\uc774 \ub0ae\uc740 \uac83\ucc98\ub7fc \uc0ac\uc2e4\uc744 \ud638\ub3c4\ud558\uba70 \uc758\uc0ac\ub97c \ubd80\ub3c4\ub355\ud55c \uc774\uc775 \uce74\ub974\ud154\ub85c \ubab0\uc544\uac00\ub294 \uac83\uc740 \ub300\ub2e8\ud788 \uc798\ubabb\ub41c \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc560\ucd08\uc5d0 \uc815\ubd80\uac00 \uc758\uc0ac\ub4e4\uc774 \uc8fc\uc7a5\ud588\ub358 \ub300\ub85c \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud574 \uc918\uc57c \ud558\ub294 \ud544\uc218\uc758\ub8cc\uc5d0 \uc9d1\uc911\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \uc81c\ub300\ub85c \ud22c\uc790\ud558\uc600\ub2e4\uba74 \ud544\uc218\uc758\ub8cc \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\ub960, \uc989 \uae09\uc5ec\ub960\uc774 90%\uc815\ub3c4\ub85c \uc678\uad6d\uc758 \uacbd\uc6b0\ucc98\ub7fc \ubcf8\uc778\ubd80\ub2f4\uae08\uc774 \uac70\uc758 \uc5c6\uc774 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc5c8\uc744 \uac83\uc774\uace0, \uc2e4\uc190\ubcf4\ud5d8\uc744 \uac00\uc785\ud560 \uc774\uc720\uac00 \uc5c6\uc5c8\uc744 \uac83\uc774\uba70, \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub294 \ud544\uc694\ud55c \uc0ac\ub78c\ub9cc \uc790\uc2e0\uc758 \ube44\uc6a9\uc73c\ub85c \ubc1b\uc744 \uac83\uc774\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uae08\ucc98\ub7fc \uc2e4\uc190\ubcf4\ud5d8\uc744 \ud1b5\ud574 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\uc758 \ube44\uc6a9\uc744 \ubd80\ub2f4\uc2dc\ud0a4\ub294 \uc77c\ub3c4 \uc5c6\uc5c8\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ucd5c\uadfc \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc804\uba74\uc801\uc778 \ubcf4\ud5d8\ud654\ub97c \ud3ec\uae30\ud558\uace0 \uc77c\ubd80 \ubcf4\ud5d8\uc744 \ub2e4\uc2dc \ube44\ubcf4\ud5d8\uc73c\ub85c \ub9cc\ub4e4\uace0 \uc788\ub294\ub370 \uc774\ub294 \uacb0\uacfc\uc801\uc73c\ub85c \uc804\uba74\uc801\uc73c\ub85c \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654\ud558\ub294 \ubb38\ucf00\uc5b4 \uc815\ucc45\uc774 \ubcf4\uc7a5\ub960\uc744 \ub192\uc5ec \uad6d\ubbfc\uc758 \ubd80\ub2f4\uc744 \uc904\uc5ec\uc8fc\ub294 \uac83\uc774 \uc544\ub2c8\uace0 \uac74\uac15\ubcf4\ud5d8\uc758 \uc774\uc775\uc744 \uad6c\ud558\ub294 \uc815\ucc45\uc774\uc5c8\uc74c\uc744 \uc2a4\uc2a4\ub85c \uc778\uc815\ud55c \uc148\uc774\ub2e4. <\/p>\n\n\n\n<p>\uc55e\uc73c\ub85c \uc815\ubd80\uac00 \uae09\uc5ec\ub960\uc744 \uace0\uc758\uc801\uc73c\ub85c \ub0ae\ucd94\uace0 \ubcf8\uc778\ubd80\ub2f4\uae08 \ubcf4\uc0c1\uc744 \uc704\ud574 \ub9cc\ub4e0 \uc2e4\uc190\ubcf4\ud5d8\uc758 \uacfc\ub2e4\uc774\uc6a9\uacfc \uc758\ub8cc\ube44 \ub0ad\ube44\uc560 \ub300\ud574\uc11c \uc815\ubd80\ub294 \uc758\uc0ac\uc758 \uacfc\ub3c4\ud55c \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ud0d3\ud560 \uac83\uc774\uace0, \uc2e4\uc190\ubcf4\ud5d8\uc758 \uc0ac\uc6a9\ub7c9\uc744 \ub9c9\uae30 \uc704\ud574 \uc758\uc0ac\ub4e4\uc744 \uc545\ub9c8\ub85c \ub9cc\ub4e4 \uac83\uc774\uba70, \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\uc640 \ud568\uaed8 \uc758\uc0ac\ub4e4\uc5d0 \ub300\ud55c \uace0\uc18c\uc640 \uc18c\uc1a1\uc744 \ub0a8\ubc1c\ud560 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0)<br><a href=\"https:\/\/kfmp.org\/home\/archives\/1257\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \uc2e4\uc190\ubcf4\ud5d8<\/a><br><a href=\"https:\/\/kfmp.org\/home\/?p=1330\" title=\"\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\uc640 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ub9d0\uc0b4<\/a><br><a href=\"https:\/\/kfmp.org\/home\/?p=1330\" title=\"\">\ud544\uc218\uc758\ub8cc\uc758 \ubd95\uad34\uc640 \ubb38\uc7ac\uc778 \ucf00\uc5b4<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \uc9c4\ub8cc\ube44 \uc774\uc678\uc758 \ubaa9\uc801\uc73c\ub85c \uc804\uc6a9\ud558\uc5ec \uad6d\ubbfc\ub4e4\uc5d0\uac8c \uacfc\ub3c4\ud55c \uc758\ub8cc\ubcf4\ud5d8\ube44\ub97c \ubd80\ub2f4\ud558\uac8c \ud558\uc600\ub2e4.<\/h2>\n\n\n\n<p>\uc0ac\ub78c\uc758 \uc0dd\uba85\uc740 \uadc0\ucc9c\uc774 \uc5c6\uc5b4\uc11c \ub204\uad6c\ub098 \ucd5c\uc120\uc758 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4. \uadf8\ub9ac\uace0 \uacbd\uc81c\ub825\uc5d0 \uc5ec\ub7ed\uc774 \uc788\ub294 \ud55c \ubcd1\uc6d0\uc758 \uc9c4\ub8cc\ub9cc\ud07c\uc740 \uc2f8\uace0 \ud6a8\uc728\uc801\uc778 \uac83\ubcf4\ub2e4 \ube44\uc2f8\uc9c0\ub9cc \ud6a8\uacfc\uac00 \ub354 \uc88b\uc740 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uac8c \ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ubbfc\uc8fc\ub2f9\uc758 \ub2f9\uc218 \uc774\uc7ac\uba85\uc740 \ucd5c\uadfc \ubaa9\uc5d0 \uce7c\uc744 \ub9de\uace0 \ubd80\uc0b0\ub300 \ubcd1\uc6d0\uc5d0 \uac00\uc11c\ub294 \uace7\ubc14\ub85c 119 \ud57c\uae30\ub97c \ubd88\ub7ec \uc11c\uc6b8\ub300\ubcd1\uc6d0\uc5d0 \uac00\uc11c \uc218\uc220\uc744 \ubc1b\uc558\ub2e4. \uc0ac\ud68c\uc801 \uc57d\uc790\uc640 \ubd84\ubc30\ub97c \uc911\uc694\uc2dc \ud558\ub294 \ubbfc\uc8fc\ub2f9\uc758 \ub2f9\uc218\uac00 \uc790\uc2e0\uc758 \uc0dd\uba85\uc744 \uad6c\ud558\uae30 \uc704\ud574 \ub3c8\uc744 \uc544\ub07c\uc9c0 \uc54a\uace0 \ucd5c\uace0\uc758 \uc9c4\ub8cc\ub97c \ubc1b\uc73c\ub7ec \uc804\uc6d0\uc744 \uc694\uccad\ud55c \ud589\ub3d9\uc744 \ubcf4\uba74 \uc790\uc2e0\uc758 \uc0dd\uba85\uc740 \uc18c\uc911\ud558\uace0 \ub2e4\ub978 \uc0ac\ub78c\uc758 \uc0dd\uba85\uc740 \uc18c\uc911\ud558\uc9c0 \uc54a\uac8c \uc0dd\uac01\ud558\ub294 \ubbfc\uc8fc\ub2f9 \uc9c0\ub3c4\uce35\uc758 \uc774\uc728\ubc30\ubc18\uc801\uc778 \ud0dc\ub3c4\ub97c \uc54c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\uc9c0\ub9cc \uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uae09\uaca9\ud55c \uc758\ub8cc\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc131 \uac15\ud654\ub97c \uc704\ud574 \uc9c4\ub8cc\ube44\ub97c \uc6d0\uac00\uc5d0\ub3c4 \ubbf8\uce58\uc9c0 \ubabb\ud558\ub294 \uc800\uc218\uac00\ub85c \ucc45\uc815\ud558\uc5ec \uc800\ubd80\ub2f4 &#8211; \uc800\uc218\uac00 &#8211; \uc800\ubcf4\uc7a5\uc758 \ud615\ud0dc\ub85c \ucd5c\ub300\ud55c\uc758 \ud544\uc218\uc801\uc774\uba70 \ud6a8\uc728\uc801\uc778 \uc9c4\ub8cc\ubc29\uc2dd\uc73c\ub85c \uc6b4\uc6a9\ud558\uc600\ub2e4.  \ub530\ub77c\uc11c \uc758\uc0ac\ub4e4\uc740 \ubc15\ub9ac\ub2e4\ub9e4\uc2dd\uc758 \uac74\uac15\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ud560 \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\uace0 \ubd80\uc871\ud55c \uc9c4\ub8cc\ube44\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ud1b5\ud574 \uc218\uc775\uc744 \ubcf4\uc804\ud574 \uc654\ub2e4. \uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub098\ub77c\uc758 \uacbd\uc81c\uc801 \ubc1c\uc804\uc5d0 \ub530\ub77c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uad6d\ubbfc\ub4e4\uc774 \uc801\uc815\ud55c \ubd80\ub2f4\uc73c\ub85c \ucd5c\uc120\uc758 \uace0\uae09 \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc800\uc218\uac00\ub85c\ub294 \uace0\uae09\uc9c4\ub8cc\uc778 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00 \uac00\ub2a5\ud558\uc9c0 \uc54a\uc73c\uba70 \ubc18\ub4dc\uc2dc \uace0\ubd80\ub2f4\uc774 \ub418\uc5b4\uc57c \uace0\ubcf4\uc7a5\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uac83\uc740 \ub204\uad6c\ub098 \uc544\ub294 \uc0ac\uc2e4\uc774\ub2e4. \uadf8\ub7ec\ub098 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc544\ub084 \uac83\uc744 \uc544\uaef4\uc57c\uc9c0 \uc0ac\ub78c\uc758 \uc0dd\uba85\uc744 \ub2e4\ub8e8\ub294 \uc758\uc0ac\uc5d0\uac8c \uc2fc \ube44\uc6a9\uc758 \uc9c4\ub8cc\ube44\ub97c \uc9c0\uae09\ud558\uba74\uc11c \uc5b4\ub5bb\uac8c \ucd5c\uc120\uc758 \uace0\uae09 \uc9c4\ub8cc\ub97c \ud558\ub77c\ub294 \uac83\uc778\uc9c0 \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654\ud558\uba74\uc11c\ub3c4 \uc800\uc218\uac00\ub85c \uc124\uc815\ud558\uc600\ub2e4. \uadf8\ub798\uc11c \uace0\uae09\uc9c4\ub8cc\uc778 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \ubcf4\ud5d8\ud654\ub97c \ud558\uba74 \uc548\ub418\ub294 \uac83\uc774\uace0 \uc804\uc138\uacc4 \uc0ac\ub840\ub97c \ubcf4\ub354\ub77c\ub3c4 \ubaa8\ub4e0 \ube44\ubcf4\ud5d8 \uace0\uae09\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud55c \ub098\ub77c\ub294 \uc5c6\ub2e4.<\/p>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\"> \uad6d\ubbfc\uac74\ub2f9\ubcf4\ud5d8\uc774 \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc131 \uac15\ud654\ub97c \uc9c4\uc815 \uc6d0\ud588\ub2e4\uba74 \ud544\uc218\uc758\ub8cc\uc5d0 \ub300\ud574 \ub2e4\ub978\ub098\ub77c\ucc98\ub7fc 80~90%\uc758 \ubcf4\uc7a5\uc728\uc744 \uc77c\ub2e8 \ub9cc\ub4e4\uc5b4 \ub193\uace0 \uacbd\uc81c\uc801 \uc5ec\ub825\uc774 \uc0dd\uae30\uba74 \uadf8\ub54c \ubd80\ud130 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uc810\uc9c4\uc801\uc73c\ub85c \ub298\ub9ac\ub294 \ubc29\uc2dd\uc744 \uc120\ud0dd\ud588\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \uc804\uba74 \ubcf4\ud5d8\ud654\ud558\uba74\uc11c \uac00\uaca9\uc744 1\/3\uc774\ud558\ub85c \ub9cc\ub4e4\uc5b4 \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5b4 \uace0\uae09\uc9c4\ub8cc\ub97c \ub9d0\uc0b4 \ud574\ubc84\ub838\ub2e4.  \uace0\uae09\uc9c4\ub8cc\ub294 \ub9d0 \uadf8\ub300\ub85c \uace0\uae09\uc9c4\ub8cc\ub85c \ub0a8\uc544 \uc788\uc5b4\uc57c \uac00\uce58\uac00 \uc788\uae30 \ub54c\ubb38\uc5d0  \ube44\ubcf4\ud5d8\uc758 \uc804\uba74 \ubcf4\ud5d8\ud654\ub294 \uc544\ubb34\ub9ac \ub3c8\uc774 \ub9ce\uc740 \ub098\ub77c\ub77c \ud558\ub354\ub77c\ub3c4 \uac00\ub2a5\ud558\uc9c0\ub3c4 \uc54a\uace0 \ub610 \uadf8\ub7f4\uac8c \ud560 \ud544\uc694\uc131\ub3c4 \uc5c6\ub294 \uac83\uc774\ub2e4. <\/p>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \ubb38\uc7ac\uc778 \uc815\uad8c\uacfc \uc57c\ud569\ud558\uc5ec \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \uc804\uba74\uc801\uc778 \ubcf4\ud5d8\ud654\ub97c \uc2dc\ud589\ud558\uc600\uace0 \uc758\uc0ac\ub4e4\uc758 \ube44\ubcf4\ud798\uc9c4\ub8cc\ube44\uc6a9\uc744 \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5b4 \ubcf4\ud5d8\ud654\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc758\ub8cc\ube44\ub97c \uc808\uac10\ud558\uace0, \uad6d\ubbfc\ub4e4\uc5d0\uac8c\ub294 \ube44\ubcf4\ud5d8\uc744 \uc800\ub834\ud558\uac8c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc815\ubd80\uac00 \uc608\uc0b0\uc744 \ud22c\uc5ec\ud55c\ub2e4\uace0 \uc18d\uc600\ub2e4 .  \uacb0\uad6d \uac74\uac15\ubcf4\ud5d8\uc5d0 \uc815\ubd80 \uc7ac\uc815\uc744 \ucd94\uac00\ub85c \ud22c\uc5ec\ud558\uc5ec \ube44\ubcf4\ud5d8\uc744 \ubcf4\ud5d8\ud654\ud558\ub824\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\ub97c \uac15\uc81c\ub85c \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5b4 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\ub824\ub294 \uc18d\uc148\uc774\uc5c8\uace0 \ube44\uc2fc \uc9c4\ub8cc\uc758 \uc0ac\uc6a9\ub7c9\uc774 \ub298\uc5b4\ub098\uc790 \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\ub97c \ud1b5\ud574 \uad6d\ubbfc\uc758 \ubbfc\uac04\uc7ac\uc6d0\uc744 \uc774\uc6a9\ud558\uc5ec \uacbd\uc0c1 \uc758\ub8cc\ube44\ub97c \uc62c\ub838\ub2e4.  <\/p>\n\n\n\n<p>\uadf8\ub3d9\uc548 \uc815\ubd80\uc640 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ud56d\uc0c1 &#8220;\ub9c9\ub300\ud55c \uc7ac\uc815\uc744 \ud22c\uc790\ud558\uc600\uc74c\uc5d0\ub3c4 \uc758\uc0ac\ub4e4\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub85c \uc778\ud574 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 OECD \ud3c9\uade0\uc774\ud558\uc758 \uc218\uc900\uc5d0 \uba38\ubb3c\ub7ec \uc788\ub2e4&#8221;\ub77c\uace0 \ud558\uba70 \uc815\ubd80\uc758 \uc7ac\uc815\ud22c\uc790\uac00\uac00 \ub9ce\uc558\uc74c\uc5d0\ub3c4 \uc758\uc0ac\ub4e4\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub85c \uc778\ud574 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 \ub098\uc058\ub2e4\uace0 \uc758\uc0ac\ub4e4\uc744 \ub9e4\ub3c4\ud558\uace0 \uacb0\uad6d \ube44\ubcf4\ud5d8\uc744 \uc804\uba74 \uae09\uc5ec\ud654\ud558\uba74 \ubcf4\uc7a5\uc728\uc744 70%\ub85c \uc62c\ub9b4\uc218 \uc788\ub2e4\uace0 \uc790\uc2e0\ud558\uc600\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"841\" height=\"287\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc0b0\ucd9c\uc2dd.jpg\" alt=\"\" class=\"wp-image-1232\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc0b0\ucd9c\uc2dd.jpg 841w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc0b0\ucd9c\uc2dd-300x102.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\ubcf4\uc7a5\uc728\uc0b0\ucd9c\uc2dd-768x262.jpg 768w\" sizes=\"auto, (max-width: 841px) 100vw, 841px\" \/><\/figure>\n\n\n\n<p>\uadf8\ub7ec\ub098 \uc704 \ubcf4\uc7a5\uc728 \uc0b0\ucd9c\uc2dd\uc744 \ubcf4\uba74 \ubd84\ubaa8\uc5d0 \uc788\ub294 \ube44\uae09\uc5ec \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \ubcf4\ud5d8\ud654\ud558\uc5ec \uc904\uc774\uba74 \uadf8 \uc790\uccb4\uc801\uc73c\ub85c \ubcf4\uc7a5\ub960\uc740 \uc62c\ub77c\uac08 \uc218 \ubc16\uc5d0 \uc5c6\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubcf4\uc7a5\ub960\uc774 \uc62c\ub77c\uac00\uc9c0 \uc54a\uc558\ub2e4\ub294 \uac83\uc740 \uc815\ubd80 \ubd80\ub2f4\uae08\ub3c4 \ud568\uaed8 \uc904\uc5c8\ub2e4\ub294 \ub9d0\ub85c\uc368 \uc815\ubd80\uac00 \ud22c\uc790\ud558\uaca0\ub2e4\ub294 \uae08\uc561\uc744 \ud22c\uc790\ud558\uc9c0 \uc54a\uace0 \uc624\ud788\ub824 \uc904\uc5c8\ub2e4\ub294 \ub9d0\uc774 \ub41c\ub2e4. <\/p>\n\n\n\n<p>\ub610\ud55c \uc815\ubd80\ub3c4 \uc54c\uace0 \uc788\ub4ef\uc774 \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\uae30 \uc704\ud574\uc11c\ub294 \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud574\uc904 \ud544\uc694\uac00 \uc5c6\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uc0b0\ucd9c\uc2dd\uc5d0\uc11c \uc81c\uac70\ud558\uba74 70%\ub294 \ubc14\ub85c \uc62c\ub77c\uac08 \uc218 \uc788\ub2e4. \uc989, \ub2e4\ub978 \ub098\ub77c\ucc98\ub7fc \uc704 \uc0b0\ucd9c\uc2dd\uc5d0\uc11c &#8216;\ube44\uae09\uc5ec \ubcf8\uc778 \ubd80\ub2f4\uae08&#8217;\uc744 \uc904\uc774\uae30\ub9cc \ud558\uba74 \uc6b0\ub9ac\ub098\ub77c\uc758 \uac74\uac15\ubcf4\ud5d8\uc81c\ub3c4\ub294 \ucd94\uac00 \uc7ac\uc815\uc758 \ud22c\uc5ec \uc5c6\uc774\ub3c4 \uc800\ube44\uc6a9 &#8211; \uc800\uc218\uac00 &#8211; \uace0\ubcf4\uc7a5\uc774 \ub420 \uc218 \uc788\ub294 \uac83\uc774\ub2e4. \uc870\uae08\ub9cc \uc0dd\uac01\ud574\ubcf4\uba74 \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \uc9c4\ub8cc\ud56d\ubaa9\uc5d0\uc11c \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc728\uc744 \uacc4\uc0b0\ud574\uc57c\uc9c0 \ud6a8\uacfc\ub3c4 \uc99d\uba85\ub418\uc9c0 \uc54a\ub294 \ud55c\ubc29\uce58\ub8cc \ub4f1\ub4f1 \uac74\uac15\ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \uacc4\uc0b0\uc2dd\uc5d0 \ud3ec\ud568\ud558\uc5ec \uac74\uac15\ubcf4\ud5d8\uc758 \ubcf4\uc7a5\uc728\uc744 \uc0b0\ucd9c\ud558\ub294 \uac83\uc740 \ubcf4\uc7a5\uc131\uc744 \ud3c9\uac00\ud558\ub294 \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc744 \uc54c\uc218 \uc558\ub2e4.<\/p>\n\n\n\n<p>\uc544\ub798 \uadf8\ub9bc\uc740 \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728 \uc0b0\ucd9c\uc2dd\uc5d0 \ud544\uc218\uc758\ub8cc\ub9cc\uc744 \ud3ec\ud568\uc2dc\ucf1c\uc57c \ud55c\ub2e4\ub294 \uac83\uc744 \ub9d0\ud558\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"955\" height=\"872\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc758\ud559\uc801\ube44\uae09\uc5ec\uc601\uc5ed9.jpg\" alt=\"\" class=\"wp-image-1448\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc758\ud559\uc801\ube44\uae09\uc5ec\uc601\uc5ed9.jpg 955w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc758\ud559\uc801\ube44\uae09\uc5ec\uc601\uc5ed9-300x274.jpg 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc758\ud559\uc801\ube44\uae09\uc5ec\uc601\uc5ed9-768x701.jpg 768w\" sizes=\"auto, (max-width: 955px) 100vw, 955px\" \/><\/figure>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c \uc0b4\uace0 \uc788\ub294 \uc678\uad6d\uc778\ub4e4\uc774 \ud55c\uacb0\uac19\uc774 \ub9d0\ud558\ub294 \uac83\uc774 \ub300\ud55c\ubbfc\uad6d\uc758 \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\uac00 \ub108\ubb34 \uc88b\ub2e4\uace0 \ud55c\ub2e4. \uc9c4\ub8cc\ube44\uac00 \uc2f8\uace0, \uc608\uc57d\ub3c4 \uc5c6\uc774 \ube68\ub9ac \uc9c4\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uace0, \uc758\uc0ac\ub4e4\uc758 \uc2e4\ub825\ub3c4 \uc88b\ub2e4\uace0 \ud55c\ub2e4. \uc2e4\uc81c\ub85c 2019\ub144\ub3c4 OECD \ubcf4\uace0\uc11c\uc5d0\uc11c \ud544\uc218 \uac74\uac15\uc11c\ube44\uc2a4 \ubcf4\uc7a5 \uc9c0\ud45c\ub97c \uc0b4\ud3b4 \ubcf4\uba74 \uc804 \uc138\uacc4 \ud3c9\uade0\uc740 66\uc810\uc778\ub370 \ubc18\ud574 \ub3d9\uc544\uc2dc\uc544\ub294 77\uc810, \ubd81\uc544\uba54\ub9ac\uce74\ub294 79\uc810, \uc720\ub7fd\uc740 77\uc810 \uc774\uace0, \uc6b0\ub9ac\ub098\ub77c\ub294 85.7\uc810\uc73c\ub85c \ub9e4\uc6b0 \ub192\uc740 \uc810\uc218\ub97c \ub098\ud0c0\ub0c8\ub2e4. \uc774\ub294 \uc6b0\ub9ac\ub098\ub77c\uac00 \ub2e4\ub978 \ub098\ub77c\ub4e4 \uacfc \ube44\uad50\ud560 \ub54c \uacbd\uc0c1 \uc758\ub8cc\ube44\ub294 OECD \ud3c9\uade0\uc774\ud558\ub85c \uc0ac\uc6a9\ud558\uba74\uc11c \ud544\uc218\uc801\uc778 \uac74\uac15 \uad00\ub828 \uc11c\ube44\uc2a4 \uc81c\uacf5 \uc218\uc900\uc774 \ub192\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec \uc900\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d \uc815\ubd80\uac00 &#8220;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8217;\uc774\ub77c\ub294 \uc218\uce58\ub97c \ub9cc\ub4e0 \uac83\uc740 \ub2e4\ubd84\ud788 \uace0\uc758\uc801\uc774\ub2e4. \uc870\uc791\ub41c \uc99d\uac70\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc0c1\ub300\ubc29\uc744 \ubaa8\ud568\ud558\uc5ec \ubc94\uc8c4\uc790\ub85c \ub9cc\ub4e4\uc5b4 \ud53c\ud574\ubcf4\uc0c1\uc744 \ubc1b\ub4ef\uc774 \uc815\ubd80\ub294 \uc804\uc138\uacc4\uc801\uc73c\ub85c \uc720\ub798\uac00 \uc5c6\ub294 &#8216;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8217;\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \ub9cc\ub4e4\uace0 \uc758\uc0ac\ub4e4\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\ub97c \uc904\uc774\uace0 \ud544\uc218\uc758\ub8cc\uc758 \uc800\uc218\uac00 \uc815\ucc45\uc744 \uacc4\uc18d\ud558\uace0 \uc788\ub294 \uac83\uc774\ub2e4. \uc774\ub7ec\ud55c \uc815\ucc45\uc774 \uacc4\uc18d \ub9cc\ub4e4\uc5b4\uc9c0\ub294 \uc9c4\uc9dc \uc774\uc720\ub294 \uc0ac\uc2e4 \uc758\uc0ac\uc758 \uc758\ub8cc\ube44 \uc9c0\uae09\uc744 \uc904\uc5ec\uc57c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\ub9cc\uc758 \uc774\uc775\uc774 \ub298\uc5b4\ub098\ub294 \uad6c\uc870\uc640 \uad00\uacc4\uac00 \uc788\ub2e4\uace0 \ubcf8\ub2e4. \uadf8\ub7ec\ub098 \uc6b0\ub9ac\ub098\ub77c\ucc98\ub7fc \uac74\uac15\ubcf4\ud5d8\uc758 \uc778\ud504\ub77c\ub97c \uc758\uc0ac\ub4e4\uc758 \uc0ac\uc720\uc7ac\uc0b0\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc9c4 \uc0c1\ud669\uc5d0\uc11c \uc758\uc0ac\uc758 \uc218\uc775\uac10\uc18c\ub294 \uc758\ub8cc\ubd95\uad34\ub85c \uc774\uc5b4\uc838\uc11c \uad6d\ubbfc\ub4e4\uc740 \uce58\ub8cc\ubc1b\uc744 \uc758\uc0ac\ub97c \ucc3e\uc744\uc218 \uc5c6\ub294 \ube44\ucc38\ud55c \uc0c1\ud669\uc744 \ucd08\ub798\ud560 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0) <a href=\"https:\/\/kosis.kr\/statHtml\/statHtml.do?orgId=350&amp;tblId=TX_35001_A023&amp;vw_cd=MT_ZTITLE&amp;list_id=350_35001_C&amp;scrId=&amp;seqNo=&amp;lang_mode=ko&amp;obj_var_id=&amp;itm_id=&amp;conn_path=MT_ZTITLE\" target=\"_blank\" rel=\"noopener\" title=\"\">\uc5f0\ub3c4\ubcc4 \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\ud604\ud669<\/a><\/p>\n\n\n\n<p>\uc704 \ub9c1\ud06c\ub294 \uac74\uac15\ubcf4\ud5d8\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc7ac\uc815\ud604\ud669\uc5d0 \ub300\ud574 \ud1b5\uacc4\uccad\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uac83\uc73c\ub85c \uadf8 \ub0b4\uc6a9\uc744 \ubcf4\uba74 \ub108\ubb34\ub3c4 \ub2e8\uc21c\ud574\uc11c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uc0ac\uc6a9\ud558\ub294 \uad00\ub9ac\uc6b4\uc601\ube44\uac00 \ubb34\uc5c7\uc778\uc9c0, \uc5b4\ub5a4 \ud56d\ubaa9\uc73c\ub85c \uc6b4\uc601\ud558\uace0 \uc788\ub294\uc9c0 \uc54c\uc218\uac00 \uc5c6\ub2e4. \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc6b4\uc601\ube44 \uc0ac\uc6a9 \ub0b4\uc5ed\uc740 \uc5b4\ub514\uc5d0\uc11c\ub3c4 \ucc3e\uc744\uc218\uac00 \uc5c6\ub2e4.<\/p>\n\n\n\n<p>\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \ubcf4\uac74\ubcf5\uc9c0\ubd80\uc0b0\ud558\uc758 \uc900\uacf5\ubb34\uc6d0\uc870\uc9c1\uc774\ub77c\uace0 \uc54c\uace0 \uc788\uace0, \uac74\uac15\ubcf4\ud5d8\uc2ec\uc0ac\ud3c9\uac00\uc6d0, \uc77c\uc0b0\uc554\ubcd1\uc6d0, \uc11c\uc6b8\uc694\uc591\uc6d0\ub4f1\ub4f1 \ub9ce\uc740 \uad00\ub828 \uc5ec\ub7ec \uc720\uad00\uae30\uad00\uc744 \uc6b4\uc601\ud558\uace0 \uc788\ub2e4\uace0 \uc54c\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uc815\uc791 \uad6d\ubbfc\uc758 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub85c \uc6b4\uc601\ub418\uace0 \uc788\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uad00\ub9ac\uc6b4\uc601\ube44\uc758 \uc790\uc138\ud55c \ub0b4\uc5ed\uc740 \uc54c \uc218\uac00 \uc5c6\ub2e4.<\/p>\n\n\n\n<p>\ucd5c\uadfc 2022\ub144\uc5d0\ub294 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8 \uc9c1\uc6d0\uc774 \ucd1d46\uc5b5\uc6d0\uc758 \uc758\ub8cc\ubcf4\ud5d8\ube44\ub97c \ud6a1\ub839\ud588\ub2e4\ub294 \uae30\uc0ac\uac00 \uc788\uc5c8\ub2e4. \ud55c\ud574 100\uc870\uc758 \uac74\uac15\ubcf4\ud5d8\ub8cc\ub97c \uad00\ub9ac\ud558\uace0 20\uc870\uac00 \ub118\ub294 \uc789\uc5ec\uae08\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70 \uc6d0\ud558\uba74 \ub9d8\ub300\ub85c \ubcd1\uc6d0\uc5d0 \uc9c0\uae09\ud574\uc57c\ud560 \uc9c4\ub8cc\ube44\ub97c \uc0ad\uac10\ud560\uc218 \uc788\ub294 \uc758\ub8cc\ubcf4\ud5d8 \uacf5\ub2e8\uc870\uc9c1\uc758 \ud658\uacbd\uc5d0\uc11c \ud6a1\ub839\uc0ac\uac74\uc774 \ubc1c\uc0dd\ud558\ub294 \uac83\uc740 \uc804\ud600 \uc774\uc0c1\ud558\uc9c0 \uc54a\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4. \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubc29\ub300\ud55c \uc870\uc9c1\uacfc \uad00\ub9ac \uc6b4\uc601\ube44\uac00 \ubca0\uc77c\uc5d0 \uc313\uc5ec \uc788\uace0, \uc758\uc0ac\uc758 \uc9c4\ub8cc\ube44\ub97c \uc5b4\ub5bb\uac8c\ub4e0 \uc904\uc774\ub824\uace0\ub9cc \ud558\ub294 \uc758\ub8cc\uc815\ucc45\uc774 \ub9cc\ub4e4\uc5b4\uc9c0\ub294 \uc0c1\ud669\uc5d0\uc11c, \uc758\ub8cc\ubcf4\ud5d8\uacf5\uad00\uacfc \uad00\ub828\ub41c \ube44\ub9ac\uc640 \ud6a1\ub839 \uadf8\ub9ac\uace0 \uc815\uacbd\uc720\ucc29, \uc815\uad00\uc720\ucc29 \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc774 \uc218\uc0c1\ud558\ub2e4. <\/p>\n\n\n\n<p>  \uc544\ub798 \uadf8\ub798\ud504\uc5d0\uc11c \ubcf4\uc774\ub4ef\uc774 \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ub2f9\uae30\ucc28\uc561\uacfc \uc774\uc6d4\uae08 \uadf8\ub9ac\uace0 \ub204\uc801\uc801\ub9bd\uae08\uc744 \uacc4\uc0b0\ud558\uc5ec \uadf8\ub798\ud504\ub85c \uadf8\ub824\ubcf4\uba74 \uacc4\uc0b0\uc774 \uc5c9\ud130\ub9ac\uc784\uc744 \uc54c\uc218 \uc788\ub2e4.  \ub2e8\uc21c \uc218\uce58\ub9cc \ubcf4\uba74 \ubaa8\ub974\uaca0\uc9c0\ub9cc \uadf8\ub798\ud504\ub85c \uadf8\ub824\ubcf4\uba74 \ub204\uc801\uc801\ub9bd\uae08\uc774 \uc804\uc6a9\ub418\uace0 \uc788\uc74c\uc744 \ubc14\ub85c \uc54c\uc218\uac00 \uc788\ub2e4. \uac74\uac15\ubcf4\ud5d8 \ub204\uc801 \uc801\ub9bd\uae08\uc774 \uacc4\uc0b0\ub3c4 \ub9de\uc9c0 \uc54a\ub294 \uae08\uc561\uc73c\ub85c \ud1b5\uacc4\uccad\uc5d0\uc11c \uc804 \uad6d\ubbfc\uc5d0\uac8c \uacf5\uac54\ub418\uace0 \uc788\ub2e4\ub294 \ucc38\uc73c\ub85c \uac8c\ud0c4\uc2a4\ub7fd\uace0 \uc548\ud0c0\uae5d\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28e391&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28e391\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ub204\uc801\uc801\ub9bd\uae08_\ub204\uc801\ub2f9\uae30\ucc28\uc561\ube44\uad501-1-1024x683.png\" alt=\"\" class=\"wp-image-1180\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ub204\uc801\uc801\ub9bd\uae08_\ub204\uc801\ub2f9\uae30\ucc28\uc561\ube44\uad501-1-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ub204\uc801\uc801\ub9bd\uae08_\ub204\uc801\ub2f9\uae30\ucc28\uc561\ube44\uad501-1-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ub204\uc801\uc801\ub9bd\uae08_\ub204\uc801\ub2f9\uae30\ucc28\uc561\ube44\uad501-1-768x512.png 768w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2023\/12\/\ub204\uc801\uc801\ub9bd\uae08_\ub204\uc801\ub2f9\uae30\ucc28\uc561\ube44\uad501-1.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p>\uc544\ub798\ub294 \uac74\uac15\ubcf4\ud5d8 \uacf5\ub2e8\uc5d0\uc11c \uc694\uc591\uae30\uad00\uc5d0 \uc9c0\uae09\ud558\ub294 \uae09\uc5ec\ube44\ub97c \ube44\uad50\ud558\ub294 \uadf8\ub798\ud504\uc774\ub2e4. \uac74\uac15\ubcf4\ud5d8 \uc7ac\uc815\ud604\ud669\uc5d0\uc11c \ubcf4\uace0\ud558\ub294 \uae09\uc5ec\ube44\uc640 \uac74\uac15\ubcf4\ud5d8 \ud1b5\uacc4\uc5f0\ubcf4\uc5d0\uc11c \ubcf4\uace0\ud558\ub294 \uae09\uc5ec\ube44\uc5d0\ub294 \ucc28\uc774\uac00 \uc788\ub2e4. \uadf8\ub9ac\uace0 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uac00 \uc2dc\uc791\ub418\ub294 2017\ub144\ub3c4 \uc774\ubd80\ubd80\ud130 \uadf8 \ucc28\uc774\uac00 \ub354 \ub9ce\uc544\uc9c0\uace0 \uc788\ub2e4. \uc774\ub294 \uac74\uac15\ubcf4\ud5d8\ub8cc\uac00 \uc758\uc0ac\uc5d0\uac8c \uc9c0\uae09\ub418\uc9c0 \uc54a\uace0 \ub204\uc218\ub418\uace0 \uc788\ub294\ub2e4\ub294 \uc758\ubbf8\uc774\ub2e4. \ub610\ud55c \uac74\uac15\ubcf4\ud5d8 \uc218\uc785\uae08\uacfc \uae09\uc5ec\ube44\uc9c0\ucd9c \uc0ac\uc774\uc5d0\ub294 \uc57d 4~11.5\uc870 \uc815\ub3c4\uc758 \ucc28\uc774\uac00 \uc788\ub294\ub370 \uc774\ub294 \ub9ce\uc740 \uac74\uac15\ubcf4\ud5d8\ub8cc\uac00 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uc758\ud574 \uc804\uc6a9\ub418\uc5b4 \uc0c8\uc5b4\ub098\uac00\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud55c\ub2e4.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69fb41e28e853&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69fb41e28e853\" class=\"wp-block-image size-full wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\uae09\uc5ec\ube44\ube44\uad501-1.png\" alt=\"\" class=\"wp-image-1924\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\uae09\uc5ec\ube44\ube44\uad501-1.png 1500w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\uae09\uc5ec\ube44\ube44\uad501-1-300x200.png 300w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\uae09\uc5ec\ube44\ube44\uad501-1-1024x683.png 1024w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\uae09\uc5ec\ube44\ube44\uad501-1-768x512.png 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<p>\ucc38\uace0\uc790\ub8cc)<br><a href=\"https:\/\/docs.google.com\/spreadsheets\/d\/14cqiHCH8Ra6iWV6xOK-SykvCG6Wc7YL-\/edit?usp=sharing&amp;ouid=100030508660325112244&amp;rtpof=true&amp;sd=true\" target=\"_blank\" rel=\"noreferrer noopener\">\uac74\uac15\ubcf4\ud5d8\uc7ac\uc815\ud604\ud669 \uae09\uc5ec\ube44<\/a><br><a href=\"https:\/\/docs.google.com\/spreadsheets\/d\/1UQG24AhXVfIDhqV8gKyruCSJW1Tk_A1T\/edit?usp=sharing\" target=\"_blank\" rel=\"noreferrer noopener\">\uac74\uac15\ubcf4\ud5d8\ud1b5\uacc4\uc5f0\ubcf4 \uae09\uc5ec\ube44<\/a><br><a href=\"https:\/\/drive.google.com\/file\/d\/1geucPudaEVxJ5zdL8D9deTEqNmaa-BAJ\/view?usp=sharing\" target=\"_blank\" rel=\"noreferrer noopener\">2022 \uac74\uac15\ubcf4\ud5d8\ud1b5\uacc4\uc5f0\ubcf4<\/a><\/p>\n\n\n\n<p>\uacb0\ub860\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 &#8216;\uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8217;\uc774\ub77c\ub294 \uc870\uc791\ub41c \uc99d\uac70 \ub9cc\ub4e4\uc5b4 \uc6b0\ub9ac\ub098\ub77c \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc728\uc774 \ub0ae\ub2e4\uace0 \uad6d\ubbfc\ub4e4\uc744 \uc18d\uc600\uace0 \uadf8 \uc774\uc720\uac00 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\uac00 \uacfc\ub3c4\ud558\uae30 \ub54c\ubb38\uc774\ub77c\uba70 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\uba74 \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9b4 \uc218 \uc788\ub2e4\uace0 \uad6d\ubbfc\uacfc \uc758\uc0ac\ub97c \uc18d\uc600\ub2e4. \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub97c \ubcf4\ud5d8\ud654\ud558\ub824\uba74 \ub9c9\ub300\ud55c \uc7ac\uc815\uc774 \ud22c\uc790\ub418\uc5b4\uc57c \ud558\uace0 \uadf8\ub798\uc57c \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218\uac00 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uc815\ubd80\ub294 \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc5d0 \uc7ac\uc815\uc744 \ud22c\uc790\ud558\ub294 \ub300\uc2e0 \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\ub97c \ub9cc\ub4e4\uc5b4 \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub97c \uc800\ub834\ud55c \uac00\uaca9\uc73c\ub85c \uae09\uc5ec\ud654\ucc98\ub9ac\ub97c \ud558\ub3c4\ub85d \ub9cc\ub4e4\uc5b4 \uc81c2\uc758 \uac74\uac15\ubcf4\ud5d8\uc778 \uc2e4\uc190\ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc774\uc775\uc744 \ub9cc\ub4e4\uc5b4 \uc8fc\uace0 \ub300\uc2e0 \uc758\uc0ac\uc758 \uc218\uc775\uc744 \uc904\uc600\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"608\" height=\"374\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\uc8042.png\" alt=\"\" class=\"wp-image-2156\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\uc8042.png 608w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\uc8042-300x185.png 300w\" sizes=\"auto, (max-width: 608px) 100vw, 608px\" \/><\/figure>\n<\/div>\n\n\n<p>\uc544\ub798\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud55c \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\uc758 \ubb38\uc7ac\uc810\ub4e4\ub97c \uc694\uc57d\ud55c \ub0b4\uc6a9\uc774\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ud544\uc218\uc758\ub8cc\uc758 \ubd95\uad34<\/li>\n\n\n\n<li>\uc751\uae09\uc2e4 \ube91\ube91\uc774<\/li>\n\n\n\n<li>\ub300\ud615\ubcd1\uc6d0 \uc3e0\ub9bc\ubc0f \uc9c0\uc5ed\uc758\ub8cc \ubd95\uad34<\/li>\n\n\n\n<li>\uace0\uae09\uc9c4\ub8cc\ubc0f \uc758\ub8cc\uc0b0\uc5c5\uc758 \ubd95\uad34<\/li>\n\n\n\n<li>\uad6d\ubbfc \uc758\ub8cc\ube44\uc758 \uc99d\uac00<\/li>\n<\/ol>\n\n\n\n<p>\ub354\uc6b1\uc774 \uc4f8\ub370\uc5c6\uc740 \ube44\ubcf4\ud5d8\uc758 \uc804\uba74 \ubcf4\ud5d8\ud654\ub294 \ud544\uc218\uc758\ub8cc\uac00 \uc544\ub2cc \uc9c4\ub8cc\uc5d0 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ub0ad\ube44\ud558\uc5ec \ubcf8\uc778\ubd80\ub2f4\uae08\uc744 \uc99d\uac00\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc2e4\uc190\uc758\ub8cc\ubcf4\ud5d8\uac00\uc785\uc758 \uc99d\uac00\ub85c \uc778\ud574  \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\ub294 \uc99d\uac00\ud558\uc600\ub2e4. \uc704 \ubb38\uc81c\uc810\ub4e4\uc740 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00 \uc0b4\uc544 \uc788\uc5c8\ub358 2017\ub144, \uc989 \ubb38\uc7ac\uc778 \ucf00\uc5b4\uac00 \uc2dc\uc791\ub418\uace0 \ub098\uc11c \ubcf4\ud5d8\uc2dc\uc7a5\uc778 \ud544\uc218\uc758\ub8cc\uacfc\uc758 \ud3d0\uc5c5\uc73c\ub85c \ud544\uc218\uc758\ub8cc\uc758 \ubd95\uad34\uac00 \uac00\uc18d\ud654 \ub418\uba74\uc11c \ubc1c\uc0dd\ub418\uc5c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"602\" height=\"365\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\ud6c42.png\" alt=\"\" class=\"wp-image-2158\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\ud6c42.png 602w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/02\/\ubb38\ucf00\uc5b4\uc774\ud6c42-300x182.png 300w\" sizes=\"auto, (max-width: 602px) 100vw, 602px\" \/><\/figure>\n<\/div>\n\n\n<p>\ucc38\uace0\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\uc774\ud6c4 \uc6b0\ub9ac\ub098\ub77c\uc758 \ube44\ubcf4\ud5d8 \uc9c4\ub8cc\ub294 \ubaa8\ub450 \ubcf4\ud5d8\ud654 \ub418\uc5c8\uc74c\uc73c\ub85c &#8220;\ube44\uae09\uc5ec&#8221;\uc758 \uc758\ubbf8\ub294 \uacf5\uc801 \ubcf4\uc7a5 \ud56d\ubaa9\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uc758 \uc801\uc6a9\uc774 \ub418\uc9c0\ub9cc \uc804\uc561 \ubcf8\uc778\uc774 \ubd80\ub2f4\ud558\ub294 \uae08\uc561\ub610\ub294 \ud56d\ubaa9 \uc989, \ubcf8\uc778\ubd80\ub2f4\uae08\uc73c\ub85c \ud574\uc11d\ub418\uc5b4\uc57c \ud55c\ub2e4.  <\/p>\n\n\n\n<p>\ucc38\uace0)<a href=\"https:\/\/kfmp.org\/home\/archives\/1733\" title=\"\">\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ub3c5\uacfc\uc810<\/a><\/p>\n\n\n\n<p>\uacb0\uacfc\uc801\uc73c\ub85c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc2e4\uc190\ubcf4\ud5d8\ud68c\uc0ac\ub97c \ud1b5\ud574 \uc6b0\ub9ac\ub098\ub77c\uc758 \uc758\ub8cc\ubcf4\ud5d8\uc81c\ub3c4\ub97c \uc911\ubd80\ub2f4 &#8211; \uc800\uc218\uac00 &#8211; \uace0\ubcf4\uc7a5\uc758 \uad6c\uc870\ub85c \ub9cc\ub4e4\uc5b4 \ub193\uace0 \uc800\uc218\uac00\ub97c \ub354 \uc2ec\ud654\uc2dc\ucf30\ub2e4. \ub610\ud55c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uad6d\ubbfc\uc774 \ub0b8 \ubcf4\ud5d8\ub8cc\ub97c \uc804\uc6a9\ud558\uc5ec \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ubc29\ub9cc\uacbd\uc601\ud558\uace0 \ud6a1\ub839\ud558\uc5ec \uc0ac\uc6a9\ud558\uc600\uc744 \ubfd0\ub9cc\uc544\ub2c8\ub77c \uac74\uac15\ubcf4\ud5d8\ubcf4\ud5d8\uae08\uc744 \uc0ac\ud68c\uc801 \uc57d\uc790\uc5d0 \uc0ac\uc6a9\ud55c\ub2e4\ub294 \uba85\ubd84\uc73c\ub85c \uc804\uc6a9\ud558\uc5ec \ubcf8\uc778\ubd80\ub2f4\uae08 \uac10\uba74 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uc600\ub2e4. \uc774\ub85c\uc368 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uad6d\ubbfc\uc758 \uc0ac\uc720\uc7ac\uc0b0\uc744 \uce68\ud574\ud588\uc744 \ubfd0\ub9cc\uc544\ub2c8\ub77c \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ud0d5\uc9c4\ud558\uc5ec \uac74\uac15\ubcf4\ud5d8 \ubcf4\uc7a5\uc131 \uac15\ud654\ub97c \ubc29\ud574\ud588\ub2e4.<\/p>\n\n\n\n<p>\ubb38\ucf00\uc5b4\uc758 \uc2dc\ud589 \uacfc\uc815\uc5d0\uc11c \uc815\ubd80\ub294 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\ub97c \uac15\uc81c\ub85c 1\/3\uc774\ud558\uc758 \uc800\uc218\uac00\ub85c \ub9cc\ub4e0 \ub300\uc2e0 \ud544\uc218\uc758\ub8cc\uc758 \uc218\uac00\ub97c \uc62c\ub824\uc11c \ubcf4\uc0c1\ud574\uc8fc\uaca0\ub2e4\ub294 \ub9d0\ub85c \uc758\uc0ac\ub4e4\uc744 \uc124\ub4dd\ud588\ub2e4. \uc815\ubd80\ub294 \uad6d\ubbfc\ub4e4\uc5d0\uac8c\ub294 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uc758 \ubcf4\ud5d8\ud654\ud558\uc5ec \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\uac00\uaca9\uc744 \uac15\uc81c\ub85c \uc800\uc218\uac00\ub85c \ub9cc\ub4e4\uc5c8\uace0 \uadf8 \uc0ac\uc6a9\ub7c9\uc774 \ub298\uc5b4\uc11c \uc2e4\uc190\ubcf4\ud5d8 \uc0ac\uc6a9\ub7c9\uc758 \uc99d\uac00\ub85c \uacbd\uc0c1 \uc758\ub8cc\ube44\uac00 \ud3ed\ub4f1\ud588\uc74c\uc5d0\ub3c4 \uc758\ub8cc\ube44\ub97c \uc808\uc57d\ud558\uc5ec \ubcd1\uc6d0\ube44 \uac71\uc815\uc5c6\ub294 \ub098\ub77c\ub97c \ub9cc\ub4e4\uc5c8\ub2e4\uace0 \uc120\uc804\ud558\uba70 \uad6d\ubbfc\ub4e4\uc744 \ub18d\ub77d\ud558\uc600\uace0, \ucd94\uac00 \uc7ac\uc815\uc744 \ud22c\uc5ec\ud558\uc9c0 \uc54a\uc544 \ud544\uc218\uc758\ub8cc \uc218\uac00\ub294 \uc778\uc0c1\ud558\uc9c0 \uc54a\uc558\ub2e4. \uacb0\uacfc\uc801\uc73c\ub85c \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud574 \uc758\uc0ac\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\ub294 \uc800\uc218\uac00\uc758 \uc0c1\ud0dc\ub85c \ubcf4\ud5d8\ud654 \ub418\uc5c8\uace0, \uad6d\ubbfc\ub4e4\uc758 \ubbfc\uac04\uc7ac\uc6d0\ubd80\ubd84\uc758 \uc758\ub8cc\ube44\ubd80\ub2f4\uc740 \ud3ed\ub4f1\ud55c \ubc18\uba74\uc5d0 \uc790\uc2e0\ud558\ub358 &#8216;\uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\uc728&#8217;\uc740 \uadf8\ub300\ub85c \ub2f5\ubcf4\uc0c1\ud0dc\uc5d0 \uba38\ubb34\ub974\uba70, \uc2e4\uc190\ubcf4\ud5d8\uc73c\ub85c \uc778\ud55c \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44 \ubd80\ub2f4\uc740 \uac00\uc911\ub418\uc5c8\uace0 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \ub204\uc801\uc801\ub9bd\uae08\ub9cc \ub118\uccd0\ub098\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\">\uc6b0\ub9ac\ub098\ub77c\uc758 \uc2e4\uc190\ubcf4\ud5d8\uc758 \uae09\uc5ec\uc728\uc740 \ubcf8\uc778\ubd80\ub2f4\uae08 \ube44\uc728 \ube80 80~90%\uc815\ub3c4 \ub41c\ub2e4. \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub85c \uc778\ud574 \uc6b0\ub9ac\ub098\ub77c\uc758 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ub294 \uc5c6\uc5b4\uc84c\uc74c\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uc758 \ubc95\uc815\ubcf8\uc778\ubd80\ub2f4\uc728\uacfc \ube44\uae09\uc5ec \ubd80\ub2f4\uc728\uc744 \ud569\uce5c \uac83\uc774 \uc2e4\uc81c \ubc95\uc815\ubcf8\uc778 \ubd80\ub2f4\uae08\uc774\ubbc0\ub85c \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc758 \uae09\uc5ec\uc728\uc740 64.5%\uc774\ub2e4. \uc774\ub294 \uad6d\ubbfc\uac74\uac15\ubcf4\ud5d8\uc774 \uc5bc\ub9c8\ub098 \ube44\ud6a8\uc728\uc801\uc774\uace0 \ubc29\ub9cc\uacbd\uc601\uc744 \ud558\uace0 \uc788\ub294\uc9c0\ub97c \uba85\ud655\ud558\uac8c \uc99d\uba85\ud55c\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c \uad6d\ubbfc\ub4e4\uc740 \ubcd1\uc6d0\uc5d0 \ubcd1\uc6d0\ube44\ub97c \ub0b4\uae30 \uc704\ud574 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ub0b4\uc9c0 \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uc6b4\uc601\uc744 \uc704\ud574 \ub0b4\uc9c0 \uc54a\ub294\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uad6d\ubbfc\uc5d0\uac8c \ubc1b\uc740 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \ubaa8\ub450 \uc758\uc0ac\uc5d0\uac8c \ub3cc\ub824\uc8fc\uc5b4\uc57c \ud55c\ub2e4. \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uc774 \uad6d\ubbfc\ub4e4\uc774 \ub0b8 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub85c \ubc29\ub9cc\uacbd\uc601\uc744 \ud558\uba70 \uc758\uc0ac\ub4e4\uc5d0\uac8c\ub294 \uc800\uc218\uac00\uc640 \uc0ad\uac10\uc5d0 \uc0ad\uac10\uc744 \ub354\ud574\uc11c \uc5b4\ub5bb\uac8c\ub4e0 \uc8fc\uc9c0 \uc54a\uace0 \ub0a8\uaca8\uc11c \uc790\uc2e0\ub4e4\uc774 \uc4f0\ub824\uace0 \ud558\ub2c8 \uc800\uc218\uac00\uac00 \uc2ec\ud654\ub418\uc5b4 \ud544\uc218\uc758\ub8cc\uac00 \ub9dd\uac00\uc9c0\uace0, \uc751\uae09\uc2e4 \ube91\ube91\uc774\uac00 \ubc1c\uc0dd\ud558\uace0, \ub300\ud559\ubcd1\uc6d0 \uc3e0\ub9bc\ud604\uc0c1 \ub4f1\ub4f1 \uc798\ubabb\ub41c \ubc29\ud5a5\uc73c\ub85c \ud758\ub7ec\uac00\uace0 \uc788\ub294 \uac83\uc774\ub2e4. <\/p>\n\n\n\n<p>\uc791\ub144 \uc11c\uc6b8\uc2dc \uc911\uad6c\uc5d0 \uc704\uce58\ud558\ub294 80\uc5ec\ub144\uc758 \uc5ed\uc0ac\ub97c \uac16\ub294 \uc720\uc77c\ud55c \ubcd1\uc6d0\uc778 \ubc31\ubcd1\uc6d0\uc774 \uacbd\uc601\ub09c\uc73c\ub85c \ud3d0\uc5c5\ud588\ub2e4. \uc544\ub798 \uc0ac\uc9c4\ucc98\ub7fc \ub300\ud615\ubcd1\uc6d0\uc778 \uc11c\uc6b8 \ubc31\ubcd1\uc6d0\uc758 \ud3d0\uc5c5\uc740 \uadfc\uccd0\uc758 \ubcd1\uc6d0\ub4e4\uc774 \uc788\uc73c\ubbc0\ub85c \uad6d\ubbfc\ub4e4\uc5d0\uac8c \ud070 \ud53c\ud574\uc744 \uc8fc\uc9c0 \uc54a\uc558\uc9c0\ub9cc, \uc6b0\ub9ac\ub098\ub77c \ubcd1\uc6d0\uc740 \uace0\uc9c8\uc801\uc778 \uc800\uc218\uac00\ub54c\ubb38\uc774 \uacbd\uc7c1\uc774 \ub9ce\uc544\uc838\uc11c \ud658\uc790\uc218\uac00 \uc904\uc5b4 \ub4e4\uba74 \ub300\ud615\ubcd1\uc6d0\uc774\ub77c \ud558\ub354\ub77c\ub3c4 \ud3d0\uc5c5\ud560 \uc218 \uc788\uc73c\uba70 \uc9c0\uc5ed\uc0ac\ud68c\uc5d0\uc11c \ubc8c\uc5b4\uc9c4\ub2e4\uba74 \uc774\ub294 \uc9c0\uc5ed\uc758\ub8cc\uc758 \ubd95\uad34\ub85c \uc774\uc5b4 \uc9c8 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc900 \uc0ac\ub840\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc11c\uc6b8\ubc31\ubcd1\uc6d0\ud3d0\uc5c5.jpg\" alt=\"\" class=\"wp-image-2851\" srcset=\"https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc11c\uc6b8\ubc31\ubcd1\uc6d0\ud3d0\uc5c5.jpg 700w, https:\/\/kfmp.org\/home\/wp-content\/uploads\/2024\/01\/\uc11c\uc6b8\ubc31\ubcd1\uc6d0\ud3d0\uc5c5-300x200.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n\n\n<p>\uadf8\ub7ec\ubbc0\ub85c \uc758\uc0ac\uac00 \uc77c\ubc29\uc801\uc778 \ud76c\uc0dd\uc774 \ub418\ub294 \uc911\ubd80\ub2f4 &#8211; \uc800\uc218\uac00 &#8211; \uace0\ubcf4\uc7a5\uc758 \uad6c\uc870\ub97c \uae68\uace0 \ud544\uc218\uc758\ub8cc\uc758 \ubcf4\uc7a5\uc131 \uac15\ud654\uc640 \ud568\uaed8 \uace0\uae09\uc9c4\ub8cc\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub294 \uc989, \uace0\ubd80\ub2f4 &#8211; \uace0\uc218\uac00 &#8211; \uace0\ubcf4\uc7a5\uc758 \uac74\uac15\ubcf4\ud5d8\uc81c\ub3c4\ub97c \ub9cc\ub4e4\uae30 \uc704\ud574\uc11c\ub294 \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub77c\ub294 \ube44\ubcf4\ud5d8 \ub9d0\uc0b4\uc815\ucc45\uc744 \ud3d0\uae30\ud558\uace0 \ud544\uc218\uc758\ub8cc\uc758 \uc9c0\uae09\uc728\uc5d0 \uc9d1\uc911\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \uc55e\uc73c\ub85c \ud558\ub8e8 \ube68\ub9ac \uc758\ub8cc\ubcf4\ud5d8\uacf5\ub2e8\uacfc \uc0b0\ud558 \uc870\uc9c1\uc758 \ubc29\ub9cc\uacbd\uc601\uc744 \ucd95\uc18c\uc2dc\ud0a4\uace0, \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc740 \uc758\ub8cc\ubcf4\ud5d8\ub8cc\uc758 \uc9d5\uc218\uc640 \uc9c0\uae09\ub9cc \uad00\uc5ec\ud558\ub3c4\ub85d \ub9cc\ub4e4\uc5b4\uc57c \uc758\uc0ac\uc5d0\uac8c \uc758\ub8cc \ubcf4\ud5d8\uae08\uc774 \ubaa8\ub450 \ub3cc\uc544\uac00\uac8c \ub9cc\ub4e4\uc5b4 \ud658\uc790\uc758 \ubcf4\ud5d8\uae08\uc774 \uc628\uc804\ud558\uac8c \uc9c4\ub8cc\uc5d0 \uc4f0\uc77c \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc989, \uad6d\ubbfc\ub4e4\uc774 \ub0b8 \uc758\ub8cc\ube44\uac00 \ubaa8\ub450 \uc758\uc0ac\ub4e4\uc5d0\uac8c \ub3cc\uc544\uac00\uc57c \uc88b\uc740 \uc9c4\ub8cc\uac00 \uc774\ub8e8\uc5b4 \uc9c8 \uc218 \uc788\uace0, \uac74\uac15\ubcf4\ud5d8\uae08\uc758 \ud6a8\uc728\uc131\ub3c4 \uc88b\uc544\uc838\uc11c \ud544\uc218\uc758\ub8cc\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc131\ub3c4 \uac15\ud654\ud560 \uc218 \uc788\ub2e4. <\/p>\n\n\n\n<p class=\"has-theme-palette-7-background-color has-background\">\ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \uad6d\ubbfc\uacfc \uc758\uc0ac\uc5d0\uac8c \uc7ac\uc815\uc744 \ud22c\uc785\ud558\uc5ec \ubcf4\uc7a5\uc728\uc744 \uc62c\ub9ac\uaca0\ub2e4\uace0 \uc18d\uc774\uace0 \ube44\ubcf4\ud5d8\uc9c4\ub8cc\ube44\ub97c \uae4e\uace0 \ubcf4\uc7a5\ud56d\ubaa9\ub9cc \ub298\ub824\ub193\uc740 \uac83\uc73c\ub85c \uacb0\uad6d \uc774\ub294 \uacb0\uad6d \uc815\ubd80\uac00 \ubb38\uc7ac\uc778 \uc815\uad8c\uacfc \uc57c\ud569\ud558\uc5ec \uac15\ud589\ud55c \ud3ec\ud4f0\ub9ac\uc998\uc2dd\uc758 \uc815\ucc45\uc73c\ub85c \uc758\uc0ac\uc758 \uc218\uc785\uc744 9\uc870\uc6d0\uc774\ub098 \uc904\uc600\uace0 \uc774\ub294 \ud544\uc218\uc758\ub8cc\uc640 \uc77c\ucc28\uc758\ub8cc \uadf8\ub9ac\uace0 \uc758\ub8cc\uc804\ub2ec\uccb4\uacc4\uc758 \ubd95\uad34\ub85c \uc9c0\uc5ed\uc758\ub8cc\uc758 \ubd95\uad34\ub97c \uac00\uc838\uc654\ub2e4. \uadf8\ub9ac\uace0 \uace0\uae09\uc758\ub8cc \uc11c\ube44\uc2a4\ub97c \ubcf4\ud5d8\ud654\ud568\uc73c\ub85c\uc368 \uad6d\ubbfc\ub4e4\uc758 \uc758\ub8cc\ube44\ub97c \uc99d\uac00\uc2dc\ucf1c \uc758\ub8cc\ube44\ub97c \ub0ad\ube44\uc744 \ucd08\ub798\ud558\uba74\uc11c \ubcf4\uc7a5\ub960\uc744 \ub192\uc5ec \uad6d\ubbfc\uc758 \ubd80\ub2f4\uc744 \uc904\uc5ec\uc900\ub2e4\uace0 \ud574\ub193\uace0 \uacb0\uacfc\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uacfc \uc2e4\uc190\ubcf4\ud5d8\uc758 \ubc30\ub9cc \ubd88\ub838\ub2e4.<br><br>\ub610\ud55c \uc815\ubd80\ub294 \ucd5c\uc57d\uacc4\uce35\uc758 \uc758\ub8cc\ube44 \uc9c0\uc6d0 \uba85\ubaa9\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub97c \uc0ac\ud68c\ubcf5\uc9c0\uc5d0 \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud588\ub2e4. \uc989 \uc758\uc0ac\uc5d0\uac8c \uc9c0\uae09\ud574\uc57c\ud560 \uae09\uc5ec\ubd84\uc744 \ud658\uc790\uc758 \ube44\uae09\uc5ec\ubd84\uc5d0 \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \uc758\uc0ac\uc758 \uc218\uc775\uc744 \uac10\uc18c\uc2dc\ud0a4\uace0 \ud544\uc218\uc758\ub8cc\uc758 \ubd95\uad34\ub97c \ucd08\ub798\ud588\uc73c\uba70 \uace0\uc758\uc801\uc73c\ub85c \uc758\ub8cc\ubcf4\ud5d8 \ubcf4\uc7a5\ub960\uc744 \uc62c\ub9ac\uc9c0 \uc54a\uace0 \uc758\uc0ac\uc5d0\uac8c \uae09\uc5ec\ud560 \ub3c8\uc744 \ub2e4\ub978 \uacf3\uc5d0 \uc804\uc6a9\ud558\uc5ec \uc0ac\uc6a9\ud588\ub2e4. \ub530\ub77c\uc11c \ud558\ub8e8\ube68\ub9ac \ubb38\uc7ac\uc778 \ucf00\uc5b4\ub294 \ud3d0\uae30\ub418\uc5b4\uc57c \ud558\uace0 \uc0ac\ubc95\uae30\uad00\uc740 \uad00\ub828\uc790\ub4e4\uc744 \ucca0\uc800\ud788 \uc218\uc0ac\ud558\uc5ec \ubc18\ub4dc\uc2dc \ucc98\ubc8c\ud558\uc5ec\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ucc38\uace0)<br><a href=\"https:\/\/kfmp.org\/home\/?p=1243\" title=\"\">\ubc14\ub78c\uc9c1\ud55c \uac74\uac15\ubcf4\ud5d8\uc81c\ub3c4\ub294?<\/a><br><a href=\"https:\/\/kfmp.org\/home\/?p=1323\" title=\"\">\uac74\uac15\ubcf4\ud5d8\uacfc \uc0ac\ud68c\ubcf5\uc9c0<\/a><br><a href=\"https:\/\/kfmp.org\/home\/archives\/1283\" title=\"\">\uc758\ub8cc\ubcf4\ud5d8\ub8cc\ub294 \uc758\uc0ac\uc5d0\uac8c \ub3cc\uc544\uac00\uc57c \ud55c\ub2e4<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uac74\uac15\ubcf4\ud5d8\uacf5\ub2e8\uc758 \uae30\ub2a5\uacfc \uc5ed\ud560\uc740 \ubcf4\ud5d8\uc790\ub85c\uc11c \uc758\ub8cc \uacf5\uae09\uc790\uc778 \uc758\uc0ac\uc640 \uc758\ub8cc \uc18c\ube44\uc790\uc778 \ud658\uc790\uc0ac\uc774\uc5d0 \uac00\uad50\uc5ed\ud560\uc744 \ud558\uc5ec \uad6d\ubbfc\ub4e4\uc758 \uc9c8\ubcd1\uc5d0 \ub178\ucd9c\ub418\uc5c8\uc744\ub54c \ube44\uc6a9\ubd80\ub2f4\uc774 \uc5c6\uc774 \uce58\ub8cc\ub97c \uc798 \ubc1b\uc744 \uc218 \uc788\uac8c \ud558\uace0, \uc758\uc0ac\ub4e4\uc774 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